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Where would you keep $500k cash you don't imminently need?
| Titillating business firm | 07/28/25 |
| Plum Cuck | 07/28/25 |
| flushed federal national security agency | 07/28/25 |
| crystalline curious temple | 07/28/25 |
| flushed federal national security agency | 07/28/25 |
| Violent dragon incel | 07/28/25 |
| vivacious pistol | 07/28/25 |
| Titillating business firm | 07/29/25 |
| vivacious pistol | 07/29/25 |
| transparent provocative rehab | 07/28/25 |
| Titillating business firm | 07/29/25 |
| Dun locus bbw | 07/28/25 |
| histrionic frisky generalized bond | 07/28/25 |
| Obsidian address liquid oxygen | 07/28/25 |
| abnormal talking church karate | 07/28/25 |
| Fragrant New Version | 07/28/25 |
| stubborn up-to-no-good international law enforcement agency | 07/28/25 |
| Aromatic mustard national idiot | 07/29/25 |
Poast new message in this thread
Date: July 28th, 2025 3:44 PM Author: Titillating business firm (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49138014) |
Date: July 28th, 2025 3:48 PM Author: Plum Cuck i guess a HYSA or Cash account in a brokerage (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49138030) |
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Date: July 28th, 2025 3:48 PM Author: flushed federal national security agency In my ass (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49138034) |
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Date: July 28th, 2025 3:50 PM Author: crystalline curious temple ran here (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49138037) |
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Date: July 28th, 2025 4:14 PM Author: flushed federal national security agency (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49138108) |
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Date: July 28th, 2025 3:58 PM Author: Violent dragon incel isnt that how you earned it? (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49138065) |
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Date: July 28th, 2025 3:59 PM Author: vivacious pistol T-Bills. (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49138068) |
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Date: July 29th, 2025 6:44 PM Author: Titillating business firm How do you buy these? (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49141271) |
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Date: July 29th, 2025 9:03 PM Author: vivacious pistol In order of simplicity:
1. Buy SGOV etf (you will pay a .09% annually for it if it matters to you) 2. Most major brokerages will let you buy these directly for no commission on the secondary market or at auctions. 3. You can buy these at auctions for free at the government website TreasuryDirect.
'Auction' just means, there is a calendar of when the fedgov auctions off T-bills. You place an order for how many $1000 (redemption value) T-bills you want and then after the auction is over you get the T-bills at the final price.
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Date: July 28th, 2025 4:01 PM Author: transparent provocative rehab $125k in high yield corporate bonds (e.g. SPDR POrtfolio HY Bond ETF, which is like a ~7.x% 5 year duration ETF, you can do iShares or Vanguard as well for similar yield & duration)
$125k in EM bonds (e.g. iShares JPMorgan EM Corporate Bond ETF for 7-8% of corporate debt or VanEck JP Morgan EM Local Currency Bond ETF for 7.5-8% sovereign bonds in emerging markets)
$125k in preferred stocks (Nuveen Preferred Securities Income Fund - 7% actively managed closed-end fund, iShares has a similar fund)
$125k in agency MBS (iShares, Vanguard and SPDR all have ~5.5% low risk, low vol agency MBS)
Weighted portfolio yield is 6.75 - 7% Annual income is like $34-35k Monthly income is ~$3k
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Date: July 29th, 2025 6:45 PM Author: Titillating business firm tyty (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49141276) |
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Date: July 28th, 2025 4:02 PM Author: Dun locus bbw Depends on how much cash you'll need eventually, and how far out that is.
For example, if you plan on using it for down payment in 2 years, versus in one year, versus you have no real expected need for it at any time in the next 10 years. |
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Date: July 28th, 2025 4:07 PM Author: histrionic frisky generalized bond The stock market (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49138090) |
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Date: July 28th, 2025 4:16 PM Author: Obsidian address liquid oxygen few 100k in bask bank, i think it's the highest money market yield at the moment (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49138109) |
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Date: July 28th, 2025 4:20 PM Author: abnormal talking church karate But I do need $500k immediately (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49138122) |
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Date: July 28th, 2025 4:42 PM Author: Fragrant New Version sgov (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49138174) |
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Date: July 28th, 2025 4:42 PM Author: stubborn up-to-no-good international law enforcement agency Let me hold it. (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49138175) |
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Date: July 29th, 2025 9:12 PM Author: Aromatic mustard national idiot Short duration muni bonds if I can find some, short term T Bills. (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2)#49141684) |