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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Chestnut immigrant
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
Sinister Athletic Conference Lay
  09/22/25
Weird
aggressive soul-stirring jewess senate
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Chartreuse motley casino french chef
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Chestnut immigrant
  09/22/25
Guessing they are big Israel supporters
hairraiser house coldplay fan
  09/22/25
...
glittery bisexual market
  09/22/25
I’m not sure either could even tell you who the curren...
Chestnut immigrant
  09/22/25
President Biden is as sharp as a tack
AI_concubine
  09/28/25
agree. the side of the tack you push on.
sealclubber
  09/28/25
...
AI_concubine
  09/29/25
...
cream thirsty trailer park
  09/22/25
...
translucent frisky property
  09/22/25
its a story as old as recent times
Disturbing Twinkling Institution Dysfunction
  09/22/25
...
puce razzle-dazzle fortuitous meteor twinkling uncleanness
  09/22/25
...
Chartreuse motley casino french chef
  09/22/25
...
Contagious red rehab
  09/22/25
...
lascivious coiffed faggotry
  09/22/25
...
Chestnut immigrant
  09/22/25
...
cream thirsty trailer park
  09/22/25
...
wine appetizing school cafeteria
  09/22/25
...
rambunctious heaven associate
  09/22/25
...
translucent frisky property
  09/22/25
...
Zippy trump supporter
  09/22/25
Sounds very Gen X
umber lettuce bbw
  09/22/25
...
lascivious coiffed faggotry
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Chestnut immigrant
  09/22/25
Double Big Fed?
puce razzle-dazzle fortuitous meteor twinkling uncleanness
  09/22/25
Not saying, but yep
Chestnut immigrant
  09/22/25
Good for you
puce razzle-dazzle fortuitous meteor twinkling uncleanness
  09/22/25
Any kids?
diverse submissive resort
  09/22/25
He’s already graduated from college and doing well on ...
Chestnut immigrant
  09/22/25
It probably will work out for him though.
cowardly jade candlestick maker set
  09/22/25
Sadly yeah
hairraiser house coldplay fan
  09/22/25
Tell us more about the wife's fake business
Flesh Dashing Nowag
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Chestnut immigrant
  09/22/25
How can that lose 3k/month?
puce razzle-dazzle fortuitous meteor twinkling uncleanness
  09/22/25
She's putting way too much scent in them
primrose hairy legs
  09/22/25
...
abnormal abode generalized bond
  09/22/25
...
Razzmatazz sadistic incel parlour
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...
glittery bisexual market
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...
Brass Famous Landscape Painting
  09/22/25
...
Lilac selfie
  09/22/25
...
Milky base quadroon
  09/22/25
...
Lime trip fanboi windowlicker
  09/22/25
...
Chestnut immigrant
  09/22/25
...
cream thirsty trailer park
  09/22/25
...
cyan electric furnace garrison
  09/22/25
...
Federal Exhilarant Meetinghouse
  09/22/25
...
beady-eyed international law enforcement agency library
  09/22/25
...
aromatic spot headpube
  09/22/25
...
bronze mood
  09/22/25
I think you misspelled "cents."
startling mind-boggling temple cuckoldry
  09/22/25
...
Chestnut immigrant
  09/22/25
...
Kenneth Play
  09/26/25
...
cannon
  09/27/25
...
Judas Jones
  09/28/25
...
Dr_Sigmund_Floyd
  09/29/25
All he has to do to maek it is pay off his house over the ne...
Chest-beating Avocado Idiot Friendly Grandma
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Chestnut immigrant
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Chest-beating Avocado Idiot Friendly Grandma
  09/22/25
He hates his job and wants to killself daily.
Chestnut immigrant
  09/22/25
He should work harder, save more, get that house paid off or...
Chest-beating Avocado Idiot Friendly Grandma
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Fucking Fuckface
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Charcoal blathering plaza internal respiration
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
Dark keepsake machete mad cow disease
  09/22/25
Simmer down Shapiro
Chestnut immigrant
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
lascivious coiffed faggotry
  09/22/25
You seem to struggle with the idea that someone could build ...
umber lettuce bbw
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
lascivious coiffed faggotry
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
umber lettuce bbw
  09/22/25
are you saying I should Sell High?
lascivious coiffed faggotry
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
lascivious coiffed faggotry
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Chest-beating Avocado Idiot Friendly Grandma
  09/22/25
Sounds like if he told his wife to close her stupid “b...
violet narrow-minded crackhouse trust fund
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Chest-beating Avocado Idiot Friendly Grandma
  09/22/25
...
beta-caryophyllene
  09/28/25
this is retarded, which is expected from you. his PITI is li...
lascivious coiffed faggotry
  09/22/25
Cr. It would be much better if he paid in installments, like...
Concupiscible sex offender
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Dark keepsake machete mad cow disease
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
Iridescent passionate gas station feces
  09/22/25
Why would you have several thousand per month in health care...
lascivious coiffed faggotry
  09/22/25
(dude who has never tried to buy insurance on the individual...
Iridescent passionate gas station feces
  09/23/25
...
Kenneth Play
  09/26/25
Leave America
Fucking Fuckface
  09/28/25
He has social security and a good paying job and will have a...
Concupiscible sex offender
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
lascivious coiffed faggotry
  09/22/25
Once his kids are out of the house he can just downsize and ...
Concupiscible sex offender
  09/22/25
The $3000 a month that the "business" is losing ma...
When I grow up I want to be a pumo
  09/28/25
...
CriminalConversation
  09/28/25
He's going to be fine
Disturbing Twinkling Institution Dysfunction
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Bistre 180 boiling water
  09/22/25
For the financially retarded putting extra into your house i...
Brass Famous Landscape Painting
  09/22/25
This guy gets it
puce razzle-dazzle fortuitous meteor twinkling uncleanness
  09/22/25
Raymondnomics
lascivious coiffed faggotry
  09/22/25
...
Chestnut immigrant
  09/22/25
...
glittery bisexual market
  09/22/25
...
cream thirsty trailer park
  09/22/25
...
startling mind-boggling temple cuckoldry
  09/22/25
...
Federal Exhilarant Meetinghouse
  09/22/25
...
;;......,.,.,.;.,.,.,.,.,
  09/28/25
...
bateful maroon ratface
  09/22/25
Many such cases
Brass Famous Landscape Painting
  09/22/25
This seems to be about the median life outcome ITE
puce razzle-dazzle fortuitous meteor twinkling uncleanness
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Lime trip fanboi windowlicker
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
puce razzle-dazzle fortuitous meteor twinkling uncleanness
  09/22/25
Is your friend still in high school? My brother, in all h...
Chestnut immigrant
  09/22/25
He is early 30s lol
Lime trip fanboi windowlicker
  09/22/25
alpha af
Mewling sound barrier voyeur
  09/22/25
I feel like there are more good stories about your brother, ...
Federal Exhilarant Meetinghouse
  09/22/25
He’s got a “system” for playing slots in V...
Chestnut immigrant
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
cannon
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Kenneth Play
  09/26/25
who says you can't buy class
Fucking Fuckface
  09/28/25
...
Kenneth Play
  09/28/25
He's going to need at least two new trucks before he retires...
painfully honest tan state crotch
  09/22/25
...
puce razzle-dazzle fortuitous meteor twinkling uncleanness
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
Bat-shit-crazy Outnumbered Field
  09/22/25
There's nothing else a man can reasonably drive
painfully honest tan state crotch
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
adventurous school
  09/22/25
...
cream thirsty trailer park
  09/22/25
...
aromatic spot headpube
  09/22/25
...
Barry Stanton
  09/27/25
...
The Midwit Pundit's Assassination
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
Iridescent passionate gas station feces
  09/23/25
Lol
sable stain
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
;;......,.,.,.;.,.,.,.,.,
  09/28/25
what are your heights?
aromatic spot headpube
  09/22/25
He’s 6’3 and I’m 6’1
Chestnut immigrant
  09/22/25
he has you pwned 4lyfe
aromatic spot headpube
  09/22/25
...
Brass Famous Landscape Painting
  09/22/25
Harsh, but fair
Chestnut immigrant
  09/22/25
What's the big deal as long as they get inheritances.
Dark keepsake machete mad cow disease
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Federal Exhilarant Meetinghouse
  09/22/25
...
A Dick is Not Dispositive
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Barry Stanton
  09/26/25
...
Angry white woman tailgating you on an empty road
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Chestnut immigrant

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Sinister Athletic Conference Lay

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: aggressive soul-stirring jewess senate

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Chartreuse motley casino french chef

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Chestnut immigrant

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: hairraiser house coldplay fan

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: glittery bisexual market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Chestnut immigrant

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: AI_concubine

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sealclubber

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: AI_concubine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: cream thirsty trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: translucent frisky property



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Disturbing Twinkling Institution Dysfunction

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: puce razzle-dazzle fortuitous meteor twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Chartreuse motley casino french chef



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Contagious red rehab



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: lascivious coiffed faggotry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Chestnut immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: cream thirsty trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: wine appetizing school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: rambunctious heaven associate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: translucent frisky property



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Zippy trump supporter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: umber lettuce bbw

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: lascivious coiffed faggotry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Chestnut immigrant

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: puce razzle-dazzle fortuitous meteor twinkling uncleanness

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Chestnut immigrant

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: puce razzle-dazzle fortuitous meteor twinkling uncleanness

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: diverse submissive resort

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Chestnut immigrant

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: cowardly jade candlestick maker set

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: hairraiser house coldplay fan

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Flesh Dashing Nowag

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Chestnut immigrant

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: puce razzle-dazzle fortuitous meteor twinkling uncleanness

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: primrose hairy legs

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: abnormal abode generalized bond



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Razzmatazz sadistic incel parlour



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: glittery bisexual market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Brass Famous Landscape Painting



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Lilac selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Milky base quadroon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Lime trip fanboi windowlicker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Chestnut immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: cream thirsty trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: cyan electric furnace garrison



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Federal Exhilarant Meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: beady-eyed international law enforcement agency library



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: aromatic spot headpube



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: bronze mood



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: startling mind-boggling temple cuckoldry

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Chestnut immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: cannon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Judas Jones



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Dr_Sigmund_Floyd



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: Chest-beating Avocado Idiot Friendly Grandma

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Chestnut immigrant

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Chest-beating Avocado Idiot Friendly Grandma

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Chestnut immigrant

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Chest-beating Avocado Idiot Friendly Grandma

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Fucking Fuckface

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: Charcoal blathering plaza internal respiration

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291118)



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Date: September 22nd, 2025 7:38 PM
Author: Dark keepsake machete mad cow disease

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Chestnut immigrant

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: lascivious coiffed faggotry

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290887)



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Date: September 22nd, 2025 9:41 AM
Author: umber lettuce bbw

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: lascivious coiffed faggotry

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290898)



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Date: September 22nd, 2025 12:55 PM
Author: umber lettuce bbw

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: lascivious coiffed faggotry

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: lascivious coiffed faggotry

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Chest-beating Avocado Idiot Friendly Grandma

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: violet narrow-minded crackhouse trust fund

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: Chest-beating Avocado Idiot Friendly Grandma

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: beta-caryophyllene



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308508)



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Date: September 22nd, 2025 9:50 AM
Author: lascivious coiffed faggotry

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290921)



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Date: September 22nd, 2025 9:44 AM
Author: Concupiscible sex offender

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290903)



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Date: September 22nd, 2025 7:40 PM
Author: Dark keepsake machete mad cow disease

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292535)



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Date: September 22nd, 2025 11:34 AM
Author: Iridescent passionate gas station feces

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291102)



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Date: September 22nd, 2025 11:36 AM
Author: lascivious coiffed faggotry

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291106)



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Date: September 23rd, 2025 12:31 AM
Author: Iridescent passionate gas station feces

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49305216)



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Date: September 28th, 2025 8:33 AM
Author: Fucking Fuckface

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308723)



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Date: September 22nd, 2025 9:42 AM
Author: Concupiscible sex offender

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: lascivious coiffed faggotry

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: Concupiscible sex offender

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: When I grow up I want to be a pumo

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308521)



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Date: September 28th, 2025 1:58 PM
Author: CriminalConversation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Disturbing Twinkling Institution Dysfunction

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: Bistre 180 boiling water

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: Brass Famous Landscape Painting

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: puce razzle-dazzle fortuitous meteor twinkling uncleanness

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291017)



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Date: September 22nd, 2025 10:53 AM
Author: lascivious coiffed faggotry

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: Chestnut immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: glittery bisexual market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: cream thirsty trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291374)



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Date: September 22nd, 2025 12:53 PM
Author: startling mind-boggling temple cuckoldry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: Federal Exhilarant Meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291500)



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Date: September 28th, 2025 2:24 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: bateful maroon ratface



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291001)



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Date: September 22nd, 2025 10:48 AM
Author: Brass Famous Landscape Painting

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291009)



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Date: September 22nd, 2025 10:50 AM
Author: puce razzle-dazzle fortuitous meteor twinkling uncleanness

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291015)



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Date: September 22nd, 2025 11:06 AM
Author: Lime trip fanboi windowlicker

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: puce razzle-dazzle fortuitous meteor twinkling uncleanness

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: Chestnut immigrant

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: Lime trip fanboi windowlicker

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: Mewling sound barrier voyeur

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Federal Exhilarant Meetinghouse

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: Chestnut immigrant

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291952)



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Date: September 27th, 2025 6:47 PM
Author: cannon

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Kenneth Play

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Fucking Fuckface

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49309502)



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Date: September 22nd, 2025 1:17 PM
Author: painfully honest tan state crotch

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: puce razzle-dazzle fortuitous meteor twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: Bat-shit-crazy Outnumbered Field

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: painfully honest tan state crotch

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: adventurous school

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: cream thirsty trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: aromatic spot headpube



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308023)



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Date: September 28th, 2025 8:34 AM
Author: The Midwit Pundit's Assassination (No Future)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: Iridescent passionate gas station feces

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: sable stain

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )


My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: aromatic spot headpube

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Chestnut immigrant

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: aromatic spot headpube

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: Brass Famous Landscape Painting



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Chestnut immigrant

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: Dark keepsake machete mad cow disease

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Federal Exhilarant Meetinghouse

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: A Dick is Not Dispositive



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Barry Stanton

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: Angry white woman tailgating you on an empty road



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2)#49308752)