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The new Chase sapphire reserve benefits have activated

Free Apple TV free Apple Music Since I’ve already ...
pink cracking roommate parlour
  10/31/25
Good goy
violent razzle-dazzle senate
  10/31/25
I have 1.1 million points
pink cracking roommate parlour
  10/31/25
That’s $15k of travel
Coiffed rambunctious site
  11/01/25
Also credit cards are 180 I get a lot more from Chase than I...
pink cracking roommate parlour
  10/31/25
They are 180
Coiffed rambunctious site
  11/01/25
...
emerald station
  11/01/25
nice... I'll check that out. I've got about 2 million poi...
coral school
  10/31/25
how to spend? what is best deal? just convert to miles? i ha...
Boyish Gaped Theater Stage
  10/31/25
Well, you get the best redemption value by converting them t...
coral school
  10/31/25
Wow. Impressive, I don’t have any points and I’v...
submissive garrison
  10/31/25
Do you not use a credit card for your daily life
pink cracking roommate parlour
  10/31/25
I have 8 credit cards man
submissive garrison
  10/31/25
I don’t even have the United app on my phone. lol.
submissive garrison
  10/31/25
how do u change seat
Boyish Gaped Theater Stage
  11/01/25
Never tried
submissive garrison
  11/01/25
Jesus H Christ
elite spectacular bawdyhouse boistinker
  11/01/25
Southwest is way too inconvenient to fly for me. They’...
submissive garrison
  10/31/25
I like some of the IHG branded hotels, like Holiday Inn, but...
submissive garrison
  10/31/25
I enjoy kimptons They all have a happy hour and I drink l...
pink cracking roommate parlour
  10/31/25
Never been to a Kimptons
submissive garrison
  11/01/25
Kimptons are famously dog friendly and have a chic lite atmo...
irate rigor
  11/01/25
I fucking hate dogs.
submissive garrison
  11/01/25
you need to get raped with a baseball bat
plum shaky hall kitty cat
  11/01/25
Ok, then feel free to jump off a really tall bridge.
elite spectacular bawdyhouse boistinker
  11/02/25
I know. If all your shitty qualities this is among the worst
chuckling litigator
  11/02/25
Kimptons generally have great restaurants and are always in ...
.,.,...,..,.,.,:,,:,.,.,:::,...,:,...:..:.,:.::,.
  11/02/25
That's why I stayed at Marriott properties only when I trave...
emerald station
  11/01/25
This
Coiffed rambunctious site
  11/01/25
Idk, I've stayed at some very good Marriott properties. The...
elite spectacular bawdyhouse boistinker
  11/01/25
Courtyard in downtown Rochester NY is top shelf. You can ord...
submissive garrison
  11/01/25
That's what I do when I visit my home office. It is cheap i...
elite spectacular bawdyhouse boistinker
  11/01/25
IHG has a few really good brands but they're Kimpton and Int...
elite spectacular bawdyhouse boistinker
  11/01/25
How is that possible? I travel about once a month (domestic...
elite spectacular bawdyhouse boistinker
  11/01/25
Amex platinum is better imo
soggy dun center
  10/31/25
Agreed.. I have both Amex platinums and CSR and barely use t...
Big Business Firm Trump Supporter
  11/01/25
i have both but i put more spending on the chase card. more ...
Well-lubricated onyx filthpig
  11/01/25
Then why do both?
Coiffed rambunctious site
  11/01/25
Perks from the amex card pay for itself
Well-lubricated onyx filthpig
  11/01/25
other than the (rather crowded) airport lounges, what perks ...
Coiffed rambunctious site
  11/01/25
they offer similar perks, but i get enough value from the ca...
Well-lubricated onyx filthpig
  11/01/25
so $1200 in fees / $14-1600 in benefits. So net $2-300?
Long TERF War for PeterBoi Poon
  11/02/25
Idk there are other benefits i use too that I prob wouldn't ...
richard clock
  11/02/25
sounds like you're marginally ahead with Amex card. Chase is...
Long TERF War for PeterBoi Poon
  11/02/25
Most of my spend goes on the csr, the points are indeed bet...
richard clock
  11/02/25
Are you paying 2700/year in fees? Just pick one
irate rigor
  11/01/25
...
elite spectacular bawdyhouse boistinker
  11/01/25
...
pink cracking roommate parlour
  11/01/25
i'm actually kind of pissed about the new benefits because i...
frisky titillating orchestra pit
  11/01/25
what new benefit is best?
Boyish Gaped Theater Stage
  11/01/25
For me, it's the $300 stubhub credit. For travel shrews, ...
Metal Up Your Ass
  11/03/25
How do you guys get so many points? I only have like 800k
insecure heady heaven scourge upon the earth
  11/01/25
This seems worse than the Amex Plat which gives you "fr...
Vermilion Kitchen
  11/01/25
Both Amex Platinum and CSR seem shitty to me. You're better...
elite spectacular bawdyhouse boistinker
  11/01/25
Apple TV is a hidden gem imo. Foundation, silo, for all man...
contagious wine ceo
  11/01/25
this
Coiffed rambunctious site
  11/01/25
THE THINKING MAN'S GOYSLOP!
anal mauve personal credit line office
  11/01/25
hehe
twinkling cuckoldry
  11/01/25
but let's address the real question- which one gives you BON...
Long TERF War for PeterBoi Poon
  11/03/25
...
;::;:;;::;;;;;::::
  11/03/25
The top tier Amex Brilliant gives you BONVOY PLATINUM ELITE ...
.,.,...,..,.,.,:,,:,.,.,:::,...,:,...:..:.,:.::,.
  11/03/25
how much is that per year? $1400?
Long TERF War for PeterBoi Poon
  11/03/25
$650, and you get $300 in restaurant credit which is a no-br...
.,.,...,..,.,.,:,,:,.,.,:::,...,:,...:..:.,:.::,.
  11/03/25
The devaluation of the travel points from 1.5x to 1.25x is d...
.;:..;:.;.:.;.,,,..,.:,.;....;,;;;..;,..,,.,,....,
  11/03/25
Agreed. That was an easy way to get positive value from the ...
I only jerk off to Hailee Steinfeld
  11/03/25


Poast new message in this thread



Reply Favorite

Date: October 31st, 2025 8:35 PM
Author: pink cracking roommate parlour

Free Apple TV

free Apple Music

Since I’ve already spent $75k this year I get free $500 southwest airline credit, free $250 the shops at chase credit, free southwest a list. IHG Hotels diamond elite status.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391717)



Reply Favorite

Date: October 31st, 2025 8:36 PM
Author: violent razzle-dazzle senate

Good goy

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391719)



Reply Favorite

Date: October 31st, 2025 8:38 PM
Author: pink cracking roommate parlour

I have 1.1 million points

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391721)



Reply Favorite

Date: November 1st, 2025 1:52 PM
Author: Coiffed rambunctious site

That’s $15k of travel

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49392933)



Reply Favorite

Date: October 31st, 2025 8:41 PM
Author: pink cracking roommate parlour

Also credit cards are 180 I get a lot more from Chase than I give them

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391725)



Reply Favorite

Date: November 1st, 2025 1:56 PM
Author: Coiffed rambunctious site

They are 180

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49392947)



Reply Favorite

Date: November 1st, 2025 1:40 PM
Author: emerald station



(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49392903)



Reply Favorite

Date: October 31st, 2025 8:37 PM
Author: coral school

nice... I'll check that out.

I've got about 2 million points and need to spend them

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391720)



Reply Favorite

Date: October 31st, 2025 8:44 PM
Author: Boyish Gaped Theater Stage

how to spend? what is best deal? just convert to miles? i have 300k

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391731)



Reply Favorite

Date: October 31st, 2025 8:48 PM
Author: coral school

Well, you get the best redemption value by converting them to travel/hotel partners and use them for business class and 4-5 star hotels. I'm frugal so I just use them for economy class flights.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391740)



Reply Favorite

Date: October 31st, 2025 8:41 PM
Author: submissive garrison

Wow. Impressive, I don’t have any points and I’ve never redeemed anything for anything anywhere. I must have been on 200 united flights. Still not silver tier or anything. 100,000 lifetime flight miles. Lol

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391726)



Reply Favorite

Date: October 31st, 2025 8:41 PM
Author: pink cracking roommate parlour

Do you not use a credit card for your daily life

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391727)



Reply Favorite

Date: October 31st, 2025 8:43 PM
Author: submissive garrison

I have 8 credit cards man

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391729)



Reply Favorite

Date: October 31st, 2025 8:44 PM
Author: submissive garrison

I don’t even have the United app on my phone. lol.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391730)



Reply Favorite

Date: November 1st, 2025 2:48 PM
Author: Boyish Gaped Theater Stage

how do u change seat

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393095)



Reply Favorite

Date: November 1st, 2025 2:49 PM
Author: submissive garrison

Never tried

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393098)



Reply Favorite

Date: November 1st, 2025 5:11 PM
Author: elite spectacular bawdyhouse boistinker

Jesus H Christ

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393492)



Reply Favorite

Date: October 31st, 2025 8:44 PM
Author: submissive garrison

Southwest is way too inconvenient to fly for me. They’d have to be like $500 cheaper for me to even consider.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391732)



Reply Favorite

Date: October 31st, 2025 8:47 PM
Author: submissive garrison

I like some of the IHG branded hotels, like Holiday Inn, but Hyatt offers a better experience.

When traveling for business I find something in the Marriott line because I really enjoy how sterile and purposefully unoffending their properties are. It makes me feel cheap and expendable which I am. Good reminder. Like a sharp kick to the balls.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391736)



Reply Favorite

Date: October 31st, 2025 8:50 PM
Author: pink cracking roommate parlour

I enjoy kimptons

They all have a happy hour and I drink like 4 glasses of wine during them

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391744)



Reply Favorite

Date: November 1st, 2025 1:40 PM
Author: submissive garrison

Never been to a Kimptons

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49392902)



Reply Favorite

Date: November 1st, 2025 3:15 PM
Author: irate rigor

Kimptons are famously dog friendly and have a chic lite atmosphere. Not your scene

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393143)



Reply Favorite

Date: November 1st, 2025 3:21 PM
Author: submissive garrison

I fucking hate dogs.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393157)



Reply Favorite

Date: November 1st, 2025 4:00 PM
Author: plum shaky hall kitty cat

you need to get raped with a baseball bat

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393252)



Reply Favorite

Date: November 2nd, 2025 1:56 AM
Author: elite spectacular bawdyhouse boistinker

Ok, then feel free to jump off a really tall bridge.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49394496)



Reply Favorite

Date: November 2nd, 2025 5:01 PM
Author: chuckling litigator

I know. If all your shitty qualities this is among the worst

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49395966)



Reply Favorite

Date: November 2nd, 2025 7:20 PM
Author: .,.,...,..,.,.,:,,:,.,.,:::,...,:,...:..:.,:.::,.


Kimptons generally have great restaurants and are always in cool locations. Service is always top notch and if you're IHG diamond you often get good upgrades (Marriott pretty much never gives you spontaneous upgrades for being Platinum elite). However, Marriott will give you 4pm late checkout consistently which is priceless for business travel.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49396309)



Reply Favorite

Date: November 1st, 2025 1:42 PM
Author: emerald station

That's why I stayed at Marriott properties only when I traveled. I've seen hundreds of paintings, drawings, lithographs, etc. of every combination of fruit you can imagine.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49392914)



Reply Favorite

Date: November 1st, 2025 1:53 PM
Author: Coiffed rambunctious site

This

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49392938)



Reply Favorite

Date: November 1st, 2025 5:17 PM
Author: elite spectacular bawdyhouse boistinker

Idk, I've stayed at some very good Marriott properties. The Residence Inn in Richmond, VA gives you basically a nice apartment if you get the corner suite and is in a great location downtown.

Some of the Marriotts in the DC area are also great. Obviously, you don't go to a Courtyard and expect it to rival an Intercontinental or Kimpton.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393508)



Reply Favorite

Date: November 1st, 2025 5:27 PM
Author: submissive garrison

Courtyard in downtown Rochester NY is top shelf. You can order yourself a garbage plate on door dash and dine in comfort.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393532)



Reply Favorite

Date: November 1st, 2025 5:29 PM
Author: elite spectacular bawdyhouse boistinker

That's what I do when I visit my home office. It is cheap in points so it costs me nothing.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393537)



Reply Favorite

Date: November 1st, 2025 5:14 PM
Author: elite spectacular bawdyhouse boistinker

IHG has a few really good brands but they're Kimpton and Intercontinental. Kimpton is my go to for personal travel (I always bring my huge dog and they have no pet restrictions and they're generally a 4 star hotel).

The only impressive Holiday Inns seem to be abroad (some in Mexico are hilariously nice and have room service and shit).

Also, the IHG top tier CC is very cheap and gives you Platinum status ($40k gets you Diamond), plus accumulates points rapidly.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393503)



Reply Favorite

Date: November 1st, 2025 5:11 PM
Author: elite spectacular bawdyhouse boistinker

How is that possible? I travel about once a month (domestic, not international) + have the United Club CC and I'm Gold (just met the renewal criteria for another year last month).

I'm constantly paying for hotel stays with points.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393490)



Reply Favorite

Date: October 31st, 2025 8:46 PM
Author: soggy dun center

Amex platinum is better imo

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49391735)



Reply Favorite

Date: November 1st, 2025 1:28 AM
Author: Big Business Firm Trump Supporter

Agreed.. I have both Amex platinums and CSR and barely use the last one

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49392077)



Reply Favorite

Date: November 1st, 2025 1:56 PM
Author: Well-lubricated onyx filthpig

i have both but i put more spending on the chase card. more chance for bonus points and the redemptions rates are generally better

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49392949)



Reply Favorite

Date: November 1st, 2025 4:33 PM
Author: Coiffed rambunctious site

Then why do both?

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393343)



Reply Favorite

Date: November 1st, 2025 4:56 PM
Author: Well-lubricated onyx filthpig

Perks from the amex card pay for itself

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393419)



Reply Favorite

Date: November 1st, 2025 4:57 PM
Author: Coiffed rambunctious site

other than the (rather crowded) airport lounges, what perks does amex offer than chase does not?

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393426)



Reply Favorite

Date: November 1st, 2025 7:48 PM
Author: Well-lubricated onyx filthpig

they offer similar perks, but i get enough value from the card to make it worth it. $400 restaurant credit i'd spend anyway. $600 hotel credit id spend anyway and the perks at fhr properties are incredible. $200 uber i'd spend anyway. $200 airline credit can just buy $ to put in united account bank. $300 digital entertainment credit i'd spend anyway. it pays for itself.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393757)



Reply Favorite

Date: November 2nd, 2025 8:58 AM
Author: Long TERF War for PeterBoi Poon ( )

so $1200 in fees / $14-1600 in benefits. So net $2-300?

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49394822)



Reply Favorite

Date: November 2nd, 2025 10:09 AM
Author: richard clock

Idk there are other benefits i use too that I prob wouldn't of i didn't have the credit, like $300 Lululemon. That's worth nonzero but less than full price. And the points are worth 0.01 each and I prob get 50-75,000 or a year. Point is, I'm way ahead with the card

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49394936)



Reply Favorite

Date: November 2nd, 2025 4:28 PM
Author: Long TERF War for PeterBoi Poon ( )

sounds like you're marginally ahead with Amex card. Chase is a clear win given that points convert to travel $ at 0.015

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49395877)



Reply Favorite

Date: November 2nd, 2025 4:58 PM
Author: richard clock

Most of my spend goes on the csr, the points are indeed better

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49395961)



Reply Favorite

Date: November 1st, 2025 3:16 PM
Author: irate rigor

Are you paying 2700/year in fees? Just pick one

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393145)



Reply Favorite

Date: November 1st, 2025 4:35 PM
Author: elite spectacular bawdyhouse boistinker



(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393354)



Reply Favorite

Date: November 1st, 2025 12:27 AM
Author: pink cracking roommate parlour



(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49392028)



Reply Favorite

Date: November 1st, 2025 3:04 PM
Author: frisky titillating orchestra pit

i'm actually kind of pissed about the new benefits because it's going to force me to keep the card and swallow their fee increase like a chump.



(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393125)



Reply Favorite

Date: November 1st, 2025 4:21 PM
Author: Boyish Gaped Theater Stage

what new benefit is best?

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393288)



Reply Favorite

Date: November 3rd, 2025 10:24 AM
Author: Metal Up Your Ass

For me, it's the $300 stubhub credit.

For travel shrews, it's probably the increased points on shit booked thru the Chase portal, the $300 dining credits/table reservations, and $500 hotel credits for their fancy hotels.

For sweatpants gfs, it's the Apple+, Peloton, Doordash credits.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49397437)



Reply Favorite

Date: November 1st, 2025 3:54 PM
Author: insecure heady heaven scourge upon the earth

How do you guys get so many points? I only have like 800k

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393243)



Reply Favorite

Date: November 1st, 2025 3:57 PM
Author: Vermilion Kitchen

This seems worse than the Amex Plat which gives you "free" Disney+/Hulu/ESPN and some other digital credits, plus all the travel crap.

Apple TV is straight trash.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393247)



Reply Favorite

Date: November 1st, 2025 4:36 PM
Author: elite spectacular bawdyhouse boistinker

Both Amex Platinum and CSR seem shitty to me. You're better off picking a top shelf airline card and a top shelf hotel card and using those. I am probably getting Chase Sapphire Preferred so that I can transfer my 50k chase points into United miles when they run another 100k point intro bonus.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393358)



Reply Favorite

Date: November 1st, 2025 4:38 PM
Author: contagious wine ceo

Apple TV is a hidden gem imo. Foundation, silo, for all mankind- all were 180

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393363)



Reply Favorite

Date: November 1st, 2025 4:58 PM
Author: Coiffed rambunctious site

this

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393427)



Reply Favorite

Date: November 1st, 2025 6:02 PM
Author: anal mauve personal credit line office

THE THINKING MAN'S GOYSLOP!

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393587)



Reply Favorite

Date: November 1st, 2025 5:14 PM
Author: twinkling cuckoldry

hehe

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49393499)



Reply Favorite

Date: November 3rd, 2025 6:06 AM
Author: Long TERF War for PeterBoi Poon ( )

but let's address the real question- which one gives you BONVOY GOLD ELITE status?

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49397066)



Reply Favorite

Date: November 3rd, 2025 10:25 AM
Author: ;::;:;;::;;;;;::::



(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49397440)



Reply Favorite

Date: November 3rd, 2025 2:12 PM
Author: .,.,...,..,.,.,:,,:,.,.,:::,...,:,...:..:.,:.::,.


The top tier Amex Brilliant gives you BONVOY PLATINUM ELITE status!!!1

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49398195)



Reply Favorite

Date: November 3rd, 2025 2:54 PM
Author: Long TERF War for PeterBoi Poon ( )

how much is that per year? $1400?

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49398327)



Reply Favorite

Date: November 3rd, 2025 5:17 PM
Author: .,.,...,..,.,.,:,,:,.,.,:::,...,:,...:..:.,:.::,.


$650, and you get $300 in restaurant credit which is a no-brainer. And you do get Priority Pass lounge access plus a free night up to 85k points. Pretty easy to come out ahead.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49398764)



Reply Favorite

Date: November 3rd, 2025 5:19 PM
Author: .;:..;:.;.:.;.,,,..,.:,.;....;,;;;..;,..,,.,,....,


The devaluation of the travel points from 1.5x to 1.25x is devastating

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49398772)



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Date: November 3rd, 2025 5:38 PM
Author: I only jerk off to Hailee Steinfeld

Agreed. That was an easy way to get positive value from the points without feeling like a weirdo spending 4 hours reading blogs about how to maximize value. Transferring to Hyatt seems to be universally regarded as a good use of Chase UR points. I just did this and got about 3.5 cents per point for a peak holiday weekend stay at a level 6.

(http://www.autoadmit.com/thread.php?thread_id=5792182&forum_id=2)#49398836)