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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
vermilion deep volcanic crater station
  12/14/25
Congrats on paying off ur absolute lowest cost liability
French balding tank
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
vermilion deep volcanic crater station
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Charismatic Black Striped Hyena
  12/15/25
u sound mad
Talented Brilliant Cruise Ship
  12/14/25
go to grad school
Spectacular parlor
  12/14/25
...
Twinkling cuckold sanctuary
  12/14/25
Post bacc MD cr?
vermilion deep volcanic crater station
  12/15/25
yeah you gotta be careful though. some are better than other...
Spectacular parlor
  12/15/25
time for you to pay off mine
Blathering Alpha
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Burgundy bat shit crazy nibblets keepsake machete
  12/15/25
...
Talented Brilliant Cruise Ship
  12/15/25
...
hot puppy private investor
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Spectacular parlor
  12/15/25
I have zero debt, I love my freedom.
Burgundy bat shit crazy nibblets keepsake machete
  12/15/25
...
Fantasy-prone senate
  12/15/25
you won this gen
lilac curious fortuitous meteor
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
irate travel guidebook
  12/15/25
current weight?
Exhilarant shivering abode
  12/15/25
372 or so. It's been a rough holiday season.
irate travel guidebook
  12/15/25
what are some things that have happened to you that forced y...
Demanding Razzle Macaca
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
irate travel guidebook
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
bronze dysfunction shitlib
  12/15/25
how much was the original loan balance and how much (((inter...
bronze dysfunction shitlib
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
vermilion deep volcanic crater station
  12/15/25
I want to stab you
180 pearl genital piercing
  12/15/25
Being echo gen x has its privileges
vermilion deep volcanic crater station
  12/15/25
hookers and blow? pretty much whatever you want
Soul-stirring Awkward Garrison Patrolman
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
out-of-control vibrant hunting ground goal in life
  12/15/25
Where the fuck did you get 2.75% interest student loans?
floppy zombie-like toaster
  12/15/25
Around 2007 and 2008, there were some great rates.
wonderful glassy people who are hurt locale
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
vermilion deep volcanic crater station
  12/15/25
Undergrad?
wonderful glassy people who are hurt locale
  12/16/25
...
Burgundy bat shit crazy nibblets keepsake machete
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
wonderful glassy people who are hurt locale
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
floppy zombie-like toaster
  12/15/25
two girls, same time
Galvanic overrated cumskin
  12/15/25
borrow more money from jews asap
Claret bespoke halford
  12/15/25
Uncle Sam is a goy, shitlib
vermilion deep volcanic crater station
  12/15/25
who benefits? COHEN BENEFITS!
Claret bespoke halford
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: vermilion deep volcanic crater station

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: French balding tank

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: vermilion deep volcanic crater station

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Charismatic Black Striped Hyena

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Talented Brilliant Cruise Ship

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Spectacular parlor

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Twinkling cuckold sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: vermilion deep volcanic crater station

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Spectacular parlor

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Blathering Alpha

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Burgundy bat shit crazy nibblets keepsake machete

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Talented Brilliant Cruise Ship



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: hot puppy private investor



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Spectacular parlor

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Burgundy bat shit crazy nibblets keepsake machete

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Fantasy-prone senate



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: lilac curious fortuitous meteor

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: irate travel guidebook

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Exhilarant shivering abode

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: irate travel guidebook

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Demanding Razzle Macaca

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: irate travel guidebook

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: bronze dysfunction shitlib

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: bronze dysfunction shitlib

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: vermilion deep volcanic crater station

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: 180 pearl genital piercing

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: vermilion deep volcanic crater station

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Soul-stirring Awkward Garrison Patrolman

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: out-of-control vibrant hunting ground goal in life

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: floppy zombie-like toaster

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: wonderful glassy people who are hurt locale

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: vermilion deep volcanic crater station

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: wonderful glassy people who are hurt locale

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Burgundy bat shit crazy nibblets keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: wonderful glassy people who are hurt locale

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: floppy zombie-like toaster

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Galvanic overrated cumskin

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Claret bespoke halford

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: vermilion deep volcanic crater station

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Claret bespoke halford

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512587)