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Is it even worth consolidating 401k accounts etc every time you get new jerb?

what a pain in the ass
diverse pale ladyboy box office
  07/26/25
Its a pain in the ass to have a bunch of different 401k acco...
contagious insane knife
  07/26/25
Aren’t the fees percentage-based, though? Also, can I ...
diverse pale ladyboy box office
  07/26/25
Current employer contributions will only go into their 401kk...
Provocative azure locus
  07/26/25
My current 401k provider has no QQQ equivalent, it's complet...
contagious insane knife
  07/26/25
lol like you have a job that offers a 401k, ur a fucking lun...
fluffy senate
  07/26/25
I'm a structural Engineer, pretty sure that's considered a '...
contagious insane knife
  07/26/25
Percentage based fees are terrible if you have any real mone...
contagious insane knife
  07/26/25
which broker do your recommend for wrapping up my past emplo...
diverse pale ladyboy box office
  07/26/25
If you are just passively investing in index ETF's all the b...
contagious insane knife
  07/26/25
This is why we have periodic stories about the shockingly lo...
indecent sable haunted graveyard keepsake machete
  07/26/25
proles don't know you need to put your 401k money into 'stoc...
contagious insane knife
  07/26/25
I’m doing this too but I’m probably a prole
indecent sable haunted graveyard keepsake machete
  07/26/25
No
Grizzly lascivious old irish cottage stain
  07/26/25
Probably easier to roll old 401ks into an IRA and then put a...
Irate parlor personal credit line
  07/26/25


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Date: July 26th, 2025 4:24 PM
Author: diverse pale ladyboy box office

what a pain in the ass

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133078)



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Date: July 26th, 2025 4:26 PM
Author: contagious insane knife

Its a pain in the ass to have a bunch of different 401k account across different providers, and they all charge fees. It's better to roll them all into an IRA at a regular brokerage.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133082)



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Date: July 26th, 2025 4:47 PM
Author: diverse pale ladyboy box office

Aren’t the fees percentage-based, though? Also, can I have my new employer’s matching contributions go into a regular brokerage account of my choosing instead of their default platform? Or is it better to roll all my old 401(k)s into an IRA with a brokerage I like, and just let the current employer’s 401(k) stay with whatever provider they use?

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133120)



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Date: July 26th, 2025 4:55 PM
Author: Provocative azure locus

Current employer contributions will only go into their 401kkk

Advantage of rolling prior stuff into IRA instead of new jerb 401k is IRA has broader investment options

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133137)



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Date: July 26th, 2025 4:57 PM
Author: contagious insane knife

My current 401k provider has no QQQ equivalent, it's complete shit.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133142)



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Date: July 26th, 2025 5:04 PM
Author: fluffy senate

lol like you have a job that offers a 401k, ur a fucking lunatic.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133163)



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Date: July 26th, 2025 5:06 PM
Author: contagious insane knife

I'm a structural Engineer, pretty sure that's considered a 'professional' job that offers 'benefits' 🧐

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133173)



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Date: July 26th, 2025 4:56 PM
Author: contagious insane knife

Percentage based fees are terrible if you have any real money in the account. You are stuck with using whatever 401k provider your company uses until you are no longer with the company.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133138)



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Date: July 26th, 2025 5:14 PM
Author: diverse pale ladyboy box office

which broker do your recommend for wrapping up my past employer accounts? Fidelity?

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133186)



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Date: July 26th, 2025 6:23 PM
Author: contagious insane knife

If you are just passively investing in index ETF's all the big names (fidelity, vanguard, etrade, schwab etc.) are going to be the same.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133270)



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Date: July 26th, 2025 5:07 PM
Author: indecent sable haunted graveyard keepsake machete

This is why we have periodic stories about the shockingly low average retirement account balance.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133174)



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Date: July 26th, 2025 5:08 PM
Author: contagious insane knife

proles don't know you need to put your 401k money into 'stocks', they just keep it in the default money market fund.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133177)



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Date: July 26th, 2025 5:14 PM
Author: indecent sable haunted graveyard keepsake machete

I’m doing this too but I’m probably a prole

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133187)



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Date: July 26th, 2025 6:23 PM
Author: Grizzly lascivious old irish cottage stain

No

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133272)



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Date: July 26th, 2025 6:32 PM
Author: Irate parlor personal credit line

Probably easier to roll old 401ks into an IRA and then put all $$$ in TSLA, PLTR

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2)#49133282)