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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
heady burgundy lodge
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Jet-lagged Goal In Life
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
heady burgundy lodge
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
opaque fantasy-prone menage
  12/15/25
...
lavender awkward church elastic band
  12/14/25
go to grad school
thirsty judgmental useless brakes
  12/14/25
...
Salmon cocky coffee pot mexican
  12/14/25
Post bacc MD cr?
heady burgundy lodge
  12/15/25
yeah you gotta be careful though. some are better than other...
thirsty judgmental useless brakes
  12/15/25
time for you to pay off mine
Bronze psychic resort
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
erotic costumed therapy shitlib
  12/15/25
...
lavender awkward church elastic band
  12/15/25
...
Aggressive Vigorous Bbw Set
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
thirsty judgmental useless brakes
  12/15/25
I have zero debt, I love my freedom.
erotic costumed therapy shitlib
  12/15/25
...
Vibrant vengeful brethren
  12/15/25
you won this gen
multi-colored sepia theatre
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Talented Gaped Dilemma
  12/15/25
current weight?
Sickened Grizzly Base Private Investor
  12/15/25
372 or so. It's been a rough holiday season.
Talented Gaped Dilemma
  12/15/25
what are some things that have happened to you that forced y...
floppy misanthropic antidepressant drug halford
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Talented Gaped Dilemma
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
self-centered aromatic hospital
  12/15/25
how much was the original loan balance and how much (((inter...
self-centered aromatic hospital
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
heady burgundy lodge
  12/15/25
I want to stab you
Up-to-no-good Principal's Office Nowag
  12/15/25
Being echo gen x has its privileges
heady burgundy lodge
  12/15/25
hookers and blow? pretty much whatever you want
Histrionic Startling Locale
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
electric ruddy space
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Glittery flesh blood rage
  12/15/25
Around 2007 and 2008, there were some great rates.
Comical Rebellious National Prole
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
heady burgundy lodge
  12/15/25
Undergrad?
Comical Rebellious National Prole
  12/16/25
...
erotic costumed therapy shitlib
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Comical Rebellious National Prole
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Glittery flesh blood rage
  12/15/25
two girls, same time
Irradiated high-end preventive strike jew
  12/15/25
borrow more money from jews asap
coral bat shit crazy juggernaut lay
  12/15/25
Uncle Sam is a goy, shitlib
heady burgundy lodge
  12/15/25
who benefits? COHEN BENEFITS!
coral bat shit crazy juggernaut lay
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: heady burgundy lodge

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Jet-lagged Goal In Life

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: heady burgundy lodge

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: opaque fantasy-prone menage

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: lavender awkward church elastic band



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: thirsty judgmental useless brakes

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Salmon cocky coffee pot mexican



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: heady burgundy lodge

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: thirsty judgmental useless brakes

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Bronze psychic resort

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: erotic costumed therapy shitlib

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: lavender awkward church elastic band



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Aggressive Vigorous Bbw Set



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: thirsty judgmental useless brakes

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: erotic costumed therapy shitlib

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Vibrant vengeful brethren



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: multi-colored sepia theatre

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Talented Gaped Dilemma

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Sickened Grizzly Base Private Investor

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Talented Gaped Dilemma

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: floppy misanthropic antidepressant drug halford

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Talented Gaped Dilemma

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: self-centered aromatic hospital

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: self-centered aromatic hospital

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: heady burgundy lodge

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Up-to-no-good Principal's Office Nowag

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: heady burgundy lodge

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Histrionic Startling Locale

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: electric ruddy space

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Glittery flesh blood rage

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Comical Rebellious National Prole

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: heady burgundy lodge

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Comical Rebellious National Prole

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: erotic costumed therapy shitlib



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Comical Rebellious National Prole

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Glittery flesh blood rage

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Irradiated high-end preventive strike jew

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: coral bat shit crazy juggernaut lay

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: heady burgundy lodge

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: coral bat shit crazy juggernaut lay

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512587)