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Best finance hack for middleclassmos: fund Roth IRA for kid age 8-18
| the historical poaster | 09/21/25 |
| the historical poaster | 09/21/25 |
| ;::;:;;::;;;;;:::: | 09/21/25 |
| the historical poaster | 09/21/25 |
| i gave my cousin head | 09/21/25 |
| Chris Benoit did nothing wrong | 09/21/25 |
| Darnell | 09/21/25 |
| the historical poaster | 09/21/25 |
| AZNgirl Charging AZNman $100k to Say Hi To Her | 09/21/25 |
| Paralegalstack | 09/21/25 |
| turbo faggot | 09/21/25 |
| animeboi | 09/21/25 |
| excellent subthread | 09/21/25 |
Poast new message in this thread
Date: September 21st, 2025 11:52 AM Author: the historical poaster Even if they never fund it after 18 it will be several million by the time they retire
Funds have to come from kids income but shouldn’t be too hard to figure out |
Date: September 21st, 2025 2:08 PM Author: the historical poaster Who here is doing this (http://www.autoadmit.com/thread.php?thread_id=5778307&forum_id=2)#49289316) |
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Date: September 21st, 2025 2:09 PM Author: ;::;:;;::;;;;;:::: sup? (http://www.autoadmit.com/thread.php?thread_id=5778307&forum_id=2)#49289319) |
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Date: September 21st, 2025 2:10 PM Author: the historical poaster 180. What are you listing for their job? (http://www.autoadmit.com/thread.php?thread_id=5778307&forum_id=2)#49289321) |
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Date: September 21st, 2025 2:12 PM Author: i gave my cousin head house cleaner (http://www.autoadmit.com/thread.php?thread_id=5778307&forum_id=2)#49289325) |
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Date: September 21st, 2025 2:12 PM Author: Chris Benoit did nothing wrong Do they need earned income to make Roth contributions? (http://www.autoadmit.com/thread.php?thread_id=5778307&forum_id=2)#49289326) |
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Date: September 21st, 2025 2:43 PM Author: Darnell yes
https://www.fidelity.com/retirement-ira/roth-ira-kids |
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Date: September 21st, 2025 2:55 PM Author: the historical poaster Yea. You hire them for a family business. Easy to do if you have an LLC for basically anything. Or one popular thing is kids selling stuff at county fairs through the 4H program or submitting prize animals. Or just like babysitting or cutting lawns.
But they don’t even need a W2. |
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Date: September 21st, 2025 3:28 PM Author: AZNgirl Charging AZNman $100k to Say Hi To Her then u are paying them earning income which means u are paying FICA incl employer share so like 15-16% so wtf is the point oft he IRA, paying the FICA negates most of the tax benefits of IRA (http://www.autoadmit.com/thread.php?thread_id=5778307&forum_id=2)#49289496) |
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Date: September 21st, 2025 3:32 PM Author: Paralegalstack (🧐) lol I forget u were actually a lawyer (http://www.autoadmit.com/thread.php?thread_id=5778307&forum_id=2)#49289509) |
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Date: September 21st, 2025 3:14 PM Author: turbo faggot (http://www.autoadmit.com/thread.php?thread_id=5778307&forum_id=2)#49289462) |
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Date: September 21st, 2025 3:24 PM Author: animeboi (.) They will just cash it out at 18 to sports bet and buy pokemen. (http://www.autoadmit.com/thread.php?thread_id=5778307&forum_id=2)#49289487) |
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Date: September 21st, 2025 3:26 PM Author: excellent subthread Child should be informed of the account at college graduation (http://www.autoadmit.com/thread.php?thread_id=5778307&forum_id=2)#49289491) |