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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
filthy vivacious piazza mexican
  12/14/25
Congrats on paying off ur absolute lowest cost liability
chest-beating twinkling theater laser beams
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
filthy vivacious piazza mexican
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Anal amethyst community account legal warrant
  12/15/25
...
Low-t institution gay wizard
  12/14/25
go to grad school
Cracking canary juggernaut
  12/14/25
...
excitant volcanic crater
  12/14/25
Post bacc MD cr?
filthy vivacious piazza mexican
  12/15/25
yeah you gotta be careful though. some are better than other...
Cracking canary juggernaut
  12/15/25
time for you to pay off mine
burgundy stage
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Coiffed Avocado Kitty Cat Regret
  12/15/25
...
Low-t institution gay wizard
  12/15/25
...
jet-lagged yellow selfie range
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Cracking canary juggernaut
  12/15/25
I have zero debt, I love my freedom.
Coiffed Avocado Kitty Cat Regret
  12/15/25
...
Maniacal tan gaming laptop national
  12/15/25
you won this gen
bipolar genital piercing fat ankles
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
clear ticket booth half-breed
  12/15/25
current weight?
Fear-inspiring hospital rigor
  12/15/25
372 or so. It's been a rough holiday season.
clear ticket booth half-breed
  12/15/25
what are some things that have happened to you that forced y...
Electric chrome fortuitous meteor
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
clear ticket booth half-breed
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Domesticated very tactful chapel
  12/15/25
how much was the original loan balance and how much (((inter...
Domesticated very tactful chapel
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
filthy vivacious piazza mexican
  12/15/25
I want to stab you
indigo jap
  12/15/25
Being echo gen x has its privileges
filthy vivacious piazza mexican
  12/15/25
hookers and blow? pretty much whatever you want
Henna ceo
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
saffron disturbing location
  12/15/25
Where the fuck did you get 2.75% interest student loans?
buff titillating university
  12/15/25
Around 2007 and 2008, there were some great rates.
Glittery Ebony Police Squad
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
filthy vivacious piazza mexican
  12/15/25
Undergrad?
Glittery Ebony Police Squad
  12/16/25
...
Coiffed Avocado Kitty Cat Regret
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Glittery Ebony Police Squad
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
buff titillating university
  12/15/25
two girls, same time
Chestnut Apoplectic Theater Stage Athletic Conference
  12/15/25
borrow more money from jews asap
Soul-stirring copper library philosopher-king
  12/15/25
Uncle Sam is a goy, shitlib
filthy vivacious piazza mexican
  12/15/25
who benefits? COHEN BENEFITS!
Soul-stirring copper library philosopher-king
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: filthy vivacious piazza mexican

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: chest-beating twinkling theater laser beams

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: filthy vivacious piazza mexican

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Anal amethyst community account legal warrant

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Low-t institution gay wizard



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Cracking canary juggernaut

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: excitant volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: filthy vivacious piazza mexican

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Cracking canary juggernaut

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: burgundy stage

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Coiffed Avocado Kitty Cat Regret

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Low-t institution gay wizard



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: jet-lagged yellow selfie range



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Cracking canary juggernaut

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Coiffed Avocado Kitty Cat Regret

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Maniacal tan gaming laptop national



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: bipolar genital piercing fat ankles

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: clear ticket booth half-breed

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Fear-inspiring hospital rigor

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: clear ticket booth half-breed

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Electric chrome fortuitous meteor

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: clear ticket booth half-breed

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Domesticated very tactful chapel

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Domesticated very tactful chapel

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: filthy vivacious piazza mexican

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: indigo jap

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: filthy vivacious piazza mexican

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Henna ceo

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: saffron disturbing location

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: buff titillating university

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Glittery Ebony Police Squad

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: filthy vivacious piazza mexican

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Glittery Ebony Police Squad

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Coiffed Avocado Kitty Cat Regret



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Glittery Ebony Police Squad

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: buff titillating university

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Chestnut Apoplectic Theater Stage Athletic Conference

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Soul-stirring copper library philosopher-king

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: filthy vivacious piazza mexican

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Soul-stirring copper library philosopher-king

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2)#49512587)