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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Stimulating piazza new version
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
Very tactful razzle background story
  09/22/25
Weird
Amber abusive toilet seat pistol
  09/22/25
What types of vehicles do they drive? I picture him with a f...
hairless well-lubricated business firm
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Stimulating piazza new version
  09/22/25
Guessing they are big Israel supporters
Startled Boiling Water
  09/22/25
...
sable lay
  09/22/25
I’m not sure either could even tell you who the curren...
Stimulating piazza new version
  09/22/25
President Biden is as sharp as a tack
AI_concubine
  09/28/25
agree. the side of the tack you push on.
sealclubber
  09/28/25
...
AI_concubine
  09/29/25
...
self-centered costumed legal warrant dog poop
  09/22/25
...
claret codepig state
  09/22/25
its a story as old as recent times
Avocado yarmulke crackhouse
  09/22/25
...
jet blathering set
  09/22/25
...
hairless well-lubricated business firm
  09/22/25
...
buff school
  09/22/25
...
slap-happy rigor
  09/22/25
...
Stimulating piazza new version
  09/22/25
...
self-centered costumed legal warrant dog poop
  09/22/25
...
180 psychic hospital
  09/22/25
...
House-broken Library
  09/22/25
...
claret codepig state
  09/22/25
...
olive giraffe
  09/22/25
Sounds very Gen X
federal rigpig sandwich
  09/22/25
...
slap-happy rigor
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Stimulating piazza new version
  09/22/25
Double Big Fed?
jet blathering set
  09/22/25
Not saying, but yep
Stimulating piazza new version
  09/22/25
Good for you
jet blathering set
  09/22/25
Any kids?
Diverse clear selfie
  09/22/25
He’s already graduated from college and doing well on ...
Stimulating piazza new version
  09/22/25
It probably will work out for him though.
Vigorous idiotic mexican turdskin
  09/22/25
Sadly yeah
Startled Boiling Water
  09/22/25
Tell us more about the wife's fake business
Pearl Lodge
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Stimulating piazza new version
  09/22/25
How can that lose 3k/month?
jet blathering set
  09/22/25
She's putting way too much scent in them
wonderful copper school cafeteria
  09/22/25
...
maroon adventurous plaza potus
  09/22/25
...
Balding hall windowlicker
  09/22/25
...
sable lay
  09/22/25
...
Tantric thriller address
  09/22/25
...
contagious puppy associate
  09/22/25
...
autistic clown pit
  09/22/25
...
medicated stirring brunch pocket flask
  09/22/25
...
Stimulating piazza new version
  09/22/25
...
self-centered costumed legal warrant dog poop
  09/22/25
...
electric lake center liquid oxygen
  09/22/25
...
glassy locale
  09/22/25
...
Chestnut Yapping Useless Brakes
  09/22/25
...
Magenta naked principal's office nibblets
  09/22/25
...
fishy stead
  09/22/25
I think you misspelled "cents."
Galvanic indirect expression
  09/22/25
...
Stimulating piazza new version
  09/22/25
...
Kenneth Play
  09/26/25
...
cannon
  09/27/25
...
Judas Jones
  09/28/25
...
Dr_Sigmund_Floyd
  09/29/25
All he has to do to maek it is pay off his house over the ne...
Pearly seedy field
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Stimulating piazza new version
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Pearly seedy field
  09/22/25
He hates his job and wants to killself daily.
Stimulating piazza new version
  09/22/25
He should work harder, save more, get that house paid off or...
Pearly seedy field
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Fucking Fuckface
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Chocolate ungodly temple regret
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
ebony place of business stage
  09/22/25
Simmer down Shapiro
Stimulating piazza new version
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
slap-happy rigor
  09/22/25
You seem to struggle with the idea that someone could build ...
federal rigpig sandwich
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
slap-happy rigor
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
federal rigpig sandwich
  09/22/25
are you saying I should Sell High?
slap-happy rigor
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
slap-happy rigor
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Pearly seedy field
  09/22/25
Sounds like if he told his wife to close her stupid “b...
pink alcoholic antidepressant drug
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Pearly seedy field
  09/22/25
...
beta-caryophyllene
  09/28/25
this is retarded, which is expected from you. his PITI is li...
slap-happy rigor
  09/22/25
Cr. It would be much better if he paid in installments, like...
Cordovan Razzle-dazzle Laser Beams Range
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
ebony place of business stage
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
Fragrant Deer Antler Heaven
  09/22/25
Why would you have several thousand per month in health care...
slap-happy rigor
  09/22/25
(dude who has never tried to buy insurance on the individual...
Fragrant Deer Antler Heaven
  09/23/25
...
Kenneth Play
  09/26/25
Leave America
Fucking Fuckface
  09/28/25
He has social security and a good paying job and will have a...
Cordovan Razzle-dazzle Laser Beams Range
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
slap-happy rigor
  09/22/25
Once his kids are out of the house he can just downsize and ...
Cordovan Razzle-dazzle Laser Beams Range
  09/22/25
The $3000 a month that the "business" is losing ma...
When I grow up I want to be a pumo
  09/28/25
...
CriminalConversation
  09/28/25
He's going to be fine
Avocado yarmulke crackhouse
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
white circlehead
  09/22/25
For the financially retarded putting extra into your house i...
Tantric thriller address
  09/22/25
This guy gets it
jet blathering set
  09/22/25
Raymondnomics
slap-happy rigor
  09/22/25
...
Stimulating piazza new version
  09/22/25
...
sable lay
  09/22/25
...
self-centered costumed legal warrant dog poop
  09/22/25
...
Galvanic indirect expression
  09/22/25
...
glassy locale
  09/22/25
...
;;......,.,.,.;.,.,.,.,.,
  09/28/25
...
Free-loading Voyeur Stock Car
  09/22/25
Many such cases
Tantric thriller address
  09/22/25
This seems to be about the median life outcome ITE
jet blathering set
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
medicated stirring brunch pocket flask
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
jet blathering set
  09/22/25
Is your friend still in high school? My brother, in all h...
Stimulating piazza new version
  09/22/25
He is early 30s lol
medicated stirring brunch pocket flask
  09/22/25
alpha af
crawly area
  09/22/25
I feel like there are more good stories about your brother, ...
glassy locale
  09/22/25
He’s got a “system” for playing slots in V...
Stimulating piazza new version
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
cannon
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Kenneth Play
  09/26/25
who says you can't buy class
Fucking Fuckface
  09/28/25
...
Kenneth Play
  09/28/25
He's going to need at least two new trucks before he retires...
Demanding home
  09/22/25
...
jet blathering set
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
frisky supple kitty
  09/22/25
There's nothing else a man can reasonably drive
Demanding home
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Cracking theatre
  09/22/25
...
self-centered costumed legal warrant dog poop
  09/22/25
...
Magenta naked principal's office nibblets
  09/22/25
...
Barry Stanton
  09/27/25
...
The Midwit Pundit's Assassination
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
Fragrant Deer Antler Heaven
  09/23/25
Lol
Orange Excitant Gay Wizard Church
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
;;......,.,.,.;.,.,.,.,.,
  09/28/25
what are your heights?
Magenta naked principal's office nibblets
  09/22/25
He’s 6’3 and I’m 6’1
Stimulating piazza new version
  09/22/25
he has you pwned 4lyfe
Magenta naked principal's office nibblets
  09/22/25
...
Tantric thriller address
  09/22/25
Harsh, but fair
Stimulating piazza new version
  09/22/25
What's the big deal as long as they get inheritances.
ebony place of business stage
  09/22/25
If a Boomer senses that their resources are needed by a youn...
glassy locale
  09/22/25
...
A Dick is Not Dispositive
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Barry Stanton
  09/26/25
...
Angry white woman tailgating you on an empty road
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Stimulating piazza new version

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Very tactful razzle background story

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Amber abusive toilet seat pistol

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: hairless well-lubricated business firm

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Stimulating piazza new version

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Startled Boiling Water

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: sable lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Stimulating piazza new version

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: AI_concubine

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sealclubber

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: AI_concubine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: self-centered costumed legal warrant dog poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: claret codepig state



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Avocado yarmulke crackhouse

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: jet blathering set



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: hairless well-lubricated business firm



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: buff school



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: slap-happy rigor



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Stimulating piazza new version



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: self-centered costumed legal warrant dog poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: 180 psychic hospital



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: House-broken Library



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: claret codepig state



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: olive giraffe



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: federal rigpig sandwich

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: slap-happy rigor



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Stimulating piazza new version

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: jet blathering set

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Stimulating piazza new version

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: jet blathering set

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Diverse clear selfie

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Stimulating piazza new version

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Vigorous idiotic mexican turdskin

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Startled Boiling Water

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Pearl Lodge

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Stimulating piazza new version

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: jet blathering set

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: wonderful copper school cafeteria

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: maroon adventurous plaza potus



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Balding hall windowlicker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: sable lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Tantric thriller address



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: contagious puppy associate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: autistic clown pit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: medicated stirring brunch pocket flask



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Stimulating piazza new version



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: self-centered costumed legal warrant dog poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: electric lake center liquid oxygen



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: glassy locale



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Chestnut Yapping Useless Brakes



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Magenta naked principal's office nibblets



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: fishy stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Galvanic indirect expression

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Stimulating piazza new version



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: cannon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Judas Jones



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Dr_Sigmund_Floyd



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: Pearly seedy field

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Stimulating piazza new version

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Pearly seedy field

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Stimulating piazza new version

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Pearly seedy field

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Fucking Fuckface

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: Chocolate ungodly temple regret

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: ebony place of business stage

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Stimulating piazza new version

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: slap-happy rigor

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: federal rigpig sandwich

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: slap-happy rigor

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: federal rigpig sandwich

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: slap-happy rigor

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: slap-happy rigor

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Pearly seedy field

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: pink alcoholic antidepressant drug

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: Pearly seedy field

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: beta-caryophyllene



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: slap-happy rigor

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Cordovan Razzle-dazzle Laser Beams Range

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: ebony place of business stage

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: Fragrant Deer Antler Heaven

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: slap-happy rigor

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: Fragrant Deer Antler Heaven

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: Fucking Fuckface

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Cordovan Razzle-dazzle Laser Beams Range

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: slap-happy rigor

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: Cordovan Razzle-dazzle Laser Beams Range

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: When I grow up I want to be a pumo

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: CriminalConversation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Avocado yarmulke crackhouse

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: white circlehead

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Tantric thriller address

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: jet blathering set

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: slap-happy rigor

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: Stimulating piazza new version



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: sable lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: self-centered costumed legal warrant dog poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Galvanic indirect expression



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: glassy locale



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: Free-loading Voyeur Stock Car



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: Tantric thriller address

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: jet blathering set

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: medicated stirring brunch pocket flask

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: jet blathering set

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: Stimulating piazza new version

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: medicated stirring brunch pocket flask

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: crawly area

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: glassy locale

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: Stimulating piazza new version

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: cannon

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Kenneth Play

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Fucking Fuckface

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: Demanding home

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: jet blathering set



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: frisky supple kitty

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: Demanding home

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: Cracking theatre

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: self-centered costumed legal warrant dog poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Magenta naked principal's office nibblets



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: The Midwit Pundit's Assassination (No Future)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: Fragrant Deer Antler Heaven

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: Orange Excitant Gay Wizard Church

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )


My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Magenta naked principal's office nibblets

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Stimulating piazza new version

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Magenta naked principal's office nibblets

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: Tantric thriller address



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Stimulating piazza new version

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: ebony place of business stage

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: glassy locale

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: A Dick is Not Dispositive



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Barry Stanton

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: Angry white woman tailgating you on an empty road



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308752)