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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Soggy Corn Cake
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Salmon slap-happy people who are hurt
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Soggy Corn Cake
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
soul-stirring mauve dingle berry
  12/15/25
...
Iridescent Cruise Ship Blood Rage
  12/14/25
go to grad school
Aggressive School Cafeteria
  12/14/25
...
Brass theater stage
  12/14/25
Post bacc MD cr?
Soggy Corn Cake
  12/15/25
yeah you gotta be careful though. some are better than other...
Aggressive School Cafeteria
  12/15/25
time for you to pay off mine
Avocado Stead Macaca
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
light excitant home
  12/15/25
...
Iridescent Cruise Ship Blood Rage
  12/15/25
...
mahogany big pit
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Aggressive School Cafeteria
  12/15/25
I have zero debt, I love my freedom.
light excitant home
  12/15/25
...
flushed voyeur
  12/15/25
you won this gen
aphrodisiac stag film mad-dog skullcap
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Razzmatazz harsh wrinkle
  12/15/25
current weight?
comical anal heaven newt
  12/15/25
372 or so. It's been a rough holiday season.
Razzmatazz harsh wrinkle
  12/15/25
what are some things that have happened to you that forced y...
buck-toothed jew
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Razzmatazz harsh wrinkle
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Adventurous aqua regret
  12/15/25
how much was the original loan balance and how much (((inter...
Adventurous aqua regret
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Soggy Corn Cake
  12/15/25
I want to stab you
lake native roommate
  12/15/25
Being echo gen x has its privileges
Soggy Corn Cake
  12/15/25
hookers and blow? pretty much whatever you want
Ivory submissive boltzmann theater
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
electric market codepig
  12/15/25
Where the fuck did you get 2.75% interest student loans?
sickened filthy tanning salon mexican
  12/15/25
Around 2007 and 2008, there were some great rates.
Mustard Bawdyhouse
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Soggy Corn Cake
  12/15/25
Undergrad?
Mustard Bawdyhouse
  12/16/25
...
light excitant home
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Mustard Bawdyhouse
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
sickened filthy tanning salon mexican
  12/15/25
two girls, same time
thriller clown queen of the night
  12/15/25
borrow more money from jews asap
Godawful Becky Menage
  12/15/25
Uncle Sam is a goy, shitlib
Soggy Corn Cake
  12/15/25
who benefits? COHEN BENEFITS!
Godawful Becky Menage
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Soggy Corn Cake

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Salmon slap-happy people who are hurt

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Soggy Corn Cake

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: soul-stirring mauve dingle berry

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Iridescent Cruise Ship Blood Rage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Aggressive School Cafeteria

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Brass theater stage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Soggy Corn Cake

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Aggressive School Cafeteria

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Avocado Stead Macaca

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: light excitant home

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Iridescent Cruise Ship Blood Rage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: mahogany big pit



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Aggressive School Cafeteria

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: light excitant home

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: flushed voyeur



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: aphrodisiac stag film mad-dog skullcap

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Razzmatazz harsh wrinkle

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: comical anal heaven newt

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Razzmatazz harsh wrinkle

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: buck-toothed jew

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Razzmatazz harsh wrinkle

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Adventurous aqua regret

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Adventurous aqua regret

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Soggy Corn Cake

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: lake native roommate

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Soggy Corn Cake

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Ivory submissive boltzmann theater

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: electric market codepig

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: sickened filthy tanning salon mexican

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Mustard Bawdyhouse

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Soggy Corn Cake

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Mustard Bawdyhouse

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: light excitant home



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Mustard Bawdyhouse

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: sickened filthy tanning salon mexican

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: thriller clown queen of the night

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Godawful Becky Menage

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Soggy Corn Cake

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Godawful Becky Menage

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512587)