The most prestigious law school admissions discussion board in the world.
|
 |
 
|
Where would you keep $500k cash you don't imminently need?
| Sticky Theatre | 07/28/25 |
| Free-loading massive range | 07/28/25 |
| Adventurous den really tough guy | 07/28/25 |
| bateful spot giraffe | 07/28/25 |
| Adventurous den really tough guy | 07/28/25 |
| fragrant chest-beating rigpig bawdyhouse | 07/28/25 |
| Insane Thirsty Theater | 07/28/25 |
| Sticky Theatre | 07/29/25 |
| Insane Thirsty Theater | 07/29/25 |
| chocolate internal respiration | 07/28/25 |
| Sticky Theatre | 07/29/25 |
| Amber goal in life chad | 07/28/25 |
| Aromatic deranged stead persian | 07/28/25 |
| iridescent patrolman | 07/28/25 |
| Copper razzle field organic girlfriend | 07/28/25 |
| very tactful mentally impaired native idiot | 07/28/25 |
| Smoky chapel athletic conference | 07/28/25 |
| stirring liquid oxygen | 07/29/25 |
Poast new message in this thread
Date: July 28th, 2025 3:44 PM Author: Sticky Theatre (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49138014) |
Date: July 28th, 2025 3:48 PM Author: Free-loading massive range i guess a HYSA or Cash account in a brokerage (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49138030) |
|
Date: July 28th, 2025 3:48 PM Author: Adventurous den really tough guy In my ass (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49138034) |
 |
Date: July 28th, 2025 3:50 PM Author: bateful spot giraffe ran here (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49138037) |
|
Date: July 28th, 2025 4:14 PM Author: Adventurous den really tough guy (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49138108) |
|
Date: July 28th, 2025 3:58 PM Author: fragrant chest-beating rigpig bawdyhouse isnt that how you earned it? (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49138065) |
|
Date: July 28th, 2025 3:59 PM Author: Insane Thirsty Theater T-Bills. (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49138068) |
|
Date: July 29th, 2025 6:44 PM Author: Sticky Theatre How do you buy these? (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49141271) |
|
Date: July 29th, 2025 9:03 PM Author: Insane Thirsty Theater In order of simplicity:
1. Buy SGOV etf (you will pay a .09% annually for it if it matters to you) 2. Most major brokerages will let you buy these directly for no commission on the secondary market or at auctions. 3. You can buy these at auctions for free at the government website TreasuryDirect.
'Auction' just means, there is a calendar of when the fedgov auctions off T-bills. You place an order for how many $1000 (redemption value) T-bills you want and then after the auction is over you get the T-bills at the final price.
|
|
Date: July 28th, 2025 4:01 PM Author: chocolate internal respiration $125k in high yield corporate bonds (e.g. SPDR POrtfolio HY Bond ETF, which is like a ~7.x% 5 year duration ETF, you can do iShares or Vanguard as well for similar yield & duration)
$125k in EM bonds (e.g. iShares JPMorgan EM Corporate Bond ETF for 7-8% of corporate debt or VanEck JP Morgan EM Local Currency Bond ETF for 7.5-8% sovereign bonds in emerging markets)
$125k in preferred stocks (Nuveen Preferred Securities Income Fund - 7% actively managed closed-end fund, iShares has a similar fund)
$125k in agency MBS (iShares, Vanguard and SPDR all have ~5.5% low risk, low vol agency MBS)
Weighted portfolio yield is 6.75 - 7% Annual income is like $34-35k Monthly income is ~$3k
|
|
Date: July 29th, 2025 6:45 PM Author: Sticky Theatre tyty (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49141276) |
|
Date: July 28th, 2025 4:02 PM Author: Amber goal in life chad Depends on how much cash you'll need eventually, and how far out that is.
For example, if you plan on using it for down payment in 2 years, versus in one year, versus you have no real expected need for it at any time in the next 10 years. |
|
Date: July 28th, 2025 4:07 PM Author: Aromatic deranged stead persian The stock market (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49138090) |
|
Date: July 28th, 2025 4:16 PM Author: iridescent patrolman few 100k in bask bank, i think it's the highest money market yield at the moment (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49138109) |
|
Date: July 28th, 2025 4:20 PM Author: Copper razzle field organic girlfriend But I do need $500k immediately (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49138122) |
|
Date: July 28th, 2025 4:42 PM Author: very tactful mentally impaired native idiot sgov (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49138174) |
|
Date: July 28th, 2025 4:42 PM Author: Smoky chapel athletic conference Let me hold it. (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49138175) |
|
Date: July 29th, 2025 9:12 PM Author: stirring liquid oxygen Short duration muni bonds if I can find some, short term T Bills. (http://www.autoadmit.com/thread.php?thread_id=5755696&forum_id=2).#49141684) |