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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Lemon plaza
  12/14/25
Congrats on paying off ur absolute lowest cost liability
supple psychic
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Lemon plaza
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
orange shivering kitchen
  12/15/25
...
greedy hell
  12/14/25
go to grad school
Transparent ceo indian lodge
  12/14/25
...
Razzle-dazzle stage
  12/14/25
Post bacc MD cr?
Lemon plaza
  12/15/25
yeah you gotta be careful though. some are better than other...
Transparent ceo indian lodge
  12/15/25
time for you to pay off mine
dull irradiated boltzmann generalized bond
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Insane whorehouse affirmative action
  12/15/25
...
greedy hell
  12/15/25
...
irate honey-headed menage
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Transparent ceo indian lodge
  12/15/25
I have zero debt, I love my freedom.
Insane whorehouse affirmative action
  12/15/25
...
charismatic mauve kitty sanctuary
  12/15/25
you won this gen
twisted corner
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
mewling pervert
  12/15/25
current weight?
cracking liquid oxygen
  12/15/25
372 or so. It's been a rough holiday season.
mewling pervert
  12/15/25
what are some things that have happened to you that forced y...
flirting lake nibblets stead
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
mewling pervert
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Boyish foreskin
  12/15/25
how much was the original loan balance and how much (((inter...
Boyish foreskin
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Lemon plaza
  12/15/25
I want to stab you
Multi-colored School Cafeteria Yarmulke
  12/15/25
Being echo gen x has its privileges
Lemon plaza
  12/15/25
hookers and blow? pretty much whatever you want
Motley Market
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
bonkers thriller stag film mother
  12/15/25
Where the fuck did you get 2.75% interest student loans?
geriatric cordovan dilemma background story
  12/15/25
Around 2007 and 2008, there were some great rates.
Frozen cruise ship mental disorder
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Lemon plaza
  12/15/25
Undergrad?
Frozen cruise ship mental disorder
  12/16/25
...
Insane whorehouse affirmative action
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Frozen cruise ship mental disorder
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
geriatric cordovan dilemma background story
  12/15/25
two girls, same time
jet-lagged giraffe old irish cottage
  12/15/25
borrow more money from jews asap
sticky trailer park
  12/15/25
Uncle Sam is a goy, shitlib
Lemon plaza
  12/15/25
who benefits? COHEN BENEFITS!
sticky trailer park
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Lemon plaza

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: supple psychic

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Lemon plaza

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: orange shivering kitchen

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: greedy hell



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Transparent ceo indian lodge

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Razzle-dazzle stage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Lemon plaza

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Transparent ceo indian lodge

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: dull irradiated boltzmann generalized bond

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Insane whorehouse affirmative action

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: greedy hell



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: irate honey-headed menage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Transparent ceo indian lodge

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Insane whorehouse affirmative action

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: charismatic mauve kitty sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: twisted corner

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: mewling pervert

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: cracking liquid oxygen

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: mewling pervert

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: flirting lake nibblets stead

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: mewling pervert

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Boyish foreskin

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Boyish foreskin

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Lemon plaza

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Multi-colored School Cafeteria Yarmulke

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Lemon plaza

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Motley Market

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: bonkers thriller stag film mother

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: geriatric cordovan dilemma background story

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Frozen cruise ship mental disorder

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Lemon plaza

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Frozen cruise ship mental disorder

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Insane whorehouse affirmative action



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Frozen cruise ship mental disorder

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: geriatric cordovan dilemma background story

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: jet-lagged giraffe old irish cottage

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: sticky trailer park

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Lemon plaza

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: sticky trailer park

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512587)