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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Aggressive 180 set
  12/14/25
Congrats on paying off ur absolute lowest cost liability
jet-lagged base international law enforcement agency
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Aggressive 180 set
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Maize Vibrant Hunting Ground
  12/15/25
...
bossy death wish black woman
  12/14/25
go to grad school
Sapphire fear-inspiring sweet tailpipe
  12/14/25
...
Citrine electric karate candlestick maker
  12/14/25
Post bacc MD cr?
Aggressive 180 set
  12/15/25
yeah you gotta be careful though. some are better than other...
Sapphire fear-inspiring sweet tailpipe
  12/15/25
time for you to pay off mine
racy duck-like ladyboy
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
brindle concupiscible school cafeteria organic girlfriend
  12/15/25
...
bossy death wish black woman
  12/15/25
...
olive free-loading mother
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Sapphire fear-inspiring sweet tailpipe
  12/15/25
I have zero debt, I love my freedom.
brindle concupiscible school cafeteria organic girlfriend
  12/15/25
...
Massive background story
  12/15/25
you won this gen
smoky heaven
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
bright charismatic piazza mediation
  12/15/25
current weight?
chest-beating theater
  12/15/25
372 or so. It's been a rough holiday season.
bright charismatic piazza mediation
  12/15/25
what are some things that have happened to you that forced y...
Idiotic stain stock car
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
bright charismatic piazza mediation
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
swollen stimulating temple sandwich
  12/15/25
how much was the original loan balance and how much (((inter...
swollen stimulating temple sandwich
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Aggressive 180 set
  12/15/25
I want to stab you
Umber Preventive Strike Church Building
  12/15/25
Being echo gen x has its privileges
Aggressive 180 set
  12/15/25
hookers and blow? pretty much whatever you want
Yellow keepsake machete haunted graveyard
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
stubborn new version
  12/15/25
Where the fuck did you get 2.75% interest student loans?
fragrant field
  12/15/25
Around 2007 and 2008, there were some great rates.
trip balding pocket flask
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Aggressive 180 set
  12/15/25
Undergrad?
trip balding pocket flask
  12/16/25
...
brindle concupiscible school cafeteria organic girlfriend
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
trip balding pocket flask
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
fragrant field
  12/15/25
two girls, same time
brilliant trailer park
  12/15/25
borrow more money from jews asap
Sable Half-breed Legend
  12/15/25
Uncle Sam is a goy, shitlib
Aggressive 180 set
  12/15/25
who benefits? COHEN BENEFITS!
Sable Half-breed Legend
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Aggressive 180 set

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: jet-lagged base international law enforcement agency

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Aggressive 180 set

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Maize Vibrant Hunting Ground

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: bossy death wish black woman



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Sapphire fear-inspiring sweet tailpipe

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Citrine electric karate candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Aggressive 180 set

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Sapphire fear-inspiring sweet tailpipe

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: racy duck-like ladyboy

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: brindle concupiscible school cafeteria organic girlfriend

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: bossy death wish black woman



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: olive free-loading mother



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Sapphire fear-inspiring sweet tailpipe

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: brindle concupiscible school cafeteria organic girlfriend

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Massive background story



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: smoky heaven

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: bright charismatic piazza mediation

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: chest-beating theater

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: bright charismatic piazza mediation

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Idiotic stain stock car

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: bright charismatic piazza mediation

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: swollen stimulating temple sandwich

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: swollen stimulating temple sandwich

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Aggressive 180 set

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Umber Preventive Strike Church Building

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Aggressive 180 set

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Yellow keepsake machete haunted graveyard

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: stubborn new version

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: fragrant field

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: trip balding pocket flask

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Aggressive 180 set

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: trip balding pocket flask

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: brindle concupiscible school cafeteria organic girlfriend



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: trip balding pocket flask

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: fragrant field

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: brilliant trailer park

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Sable Half-breed Legend

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Aggressive 180 set

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Sable Half-breed Legend

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512587)