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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
mustard comical step-uncle's house twinkling uncleanness
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Amethyst pungent business firm boistinker
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
mustard comical step-uncle's house twinkling uncleanness
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
magenta buck-toothed new version brunch
  12/15/25
...
Garnet cruel-hearted electric furnace
  12/14/25
go to grad school
Pearl locale
  12/14/25
...
drab generalized bond orchestra pit
  12/14/25
Post bacc MD cr?
mustard comical step-uncle's house twinkling uncleanness
  12/15/25
yeah you gotta be careful though. some are better than other...
Pearl locale
  12/15/25
time for you to pay off mine
Black garrison
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Fishy at-the-ready associate
  12/15/25
...
Garnet cruel-hearted electric furnace
  12/15/25
...
Stirring olive ticket booth
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Pearl locale
  12/15/25
I have zero debt, I love my freedom.
Fishy at-the-ready associate
  12/15/25
...
gaped range
  12/15/25
you won this gen
painfully honest umber parlor
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Lime Death Wish Kitty
  12/15/25
current weight?
crusty razzle-dazzle principal's office cuck
  12/15/25
372 or so. It's been a rough holiday season.
Lime Death Wish Kitty
  12/15/25
what are some things that have happened to you that forced y...
Rambunctious institution codepig
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Lime Death Wish Kitty
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Costumed field depressive
  12/15/25
how much was the original loan balance and how much (((inter...
Costumed field depressive
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
mustard comical step-uncle's house twinkling uncleanness
  12/15/25
I want to stab you
Beady-eyed Well-lubricated Native Stain
  12/15/25
Being echo gen x has its privileges
mustard comical step-uncle's house twinkling uncleanness
  12/15/25
hookers and blow? pretty much whatever you want
vigorous set headpube
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Nighttime azn
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Adventurous narrow-minded nursing home
  12/15/25
Around 2007 and 2008, there were some great rates.
slimy talented theater stage
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
mustard comical step-uncle's house twinkling uncleanness
  12/15/25
Undergrad?
slimy talented theater stage
  12/16/25
...
Fishy at-the-ready associate
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
slimy talented theater stage
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Adventurous narrow-minded nursing home
  12/15/25
two girls, same time
Misunderstood Indian Lodge
  12/15/25
borrow more money from jews asap
Curious Theater Telephone
  12/15/25
Uncle Sam is a goy, shitlib
mustard comical step-uncle's house twinkling uncleanness
  12/15/25
who benefits? COHEN BENEFITS!
Curious Theater Telephone
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: mustard comical step-uncle's house twinkling uncleanness

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Amethyst pungent business firm boistinker

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: mustard comical step-uncle's house twinkling uncleanness

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: magenta buck-toothed new version brunch

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Garnet cruel-hearted electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Pearl locale

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: drab generalized bond orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: mustard comical step-uncle's house twinkling uncleanness

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Pearl locale

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Black garrison

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Fishy at-the-ready associate

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Garnet cruel-hearted electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Stirring olive ticket booth



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Pearl locale

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Fishy at-the-ready associate

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: gaped range



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: painfully honest umber parlor

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Lime Death Wish Kitty

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: crusty razzle-dazzle principal's office cuck

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Lime Death Wish Kitty

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Rambunctious institution codepig

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Lime Death Wish Kitty

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Costumed field depressive

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Costumed field depressive

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: mustard comical step-uncle's house twinkling uncleanness

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Beady-eyed Well-lubricated Native Stain

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: mustard comical step-uncle's house twinkling uncleanness

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: vigorous set headpube

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Nighttime azn

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Adventurous narrow-minded nursing home

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: slimy talented theater stage

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: mustard comical step-uncle's house twinkling uncleanness

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: slimy talented theater stage

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Fishy at-the-ready associate



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: slimy talented theater stage

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Adventurous narrow-minded nursing home

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Misunderstood Indian Lodge

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Curious Theater Telephone

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: mustard comical step-uncle's house twinkling uncleanness

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Curious Theater Telephone

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512587)