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Why isn't the Fed lowering interest rates?

This is insane
Ultramarine range
  09/04/25
Calm your tits nigga we had like 20 fuckin years of free mon...
claret drunken hall
  09/04/25
Not flame I'm pretty sure they're not doing it because Blomp...
Buck-toothed pisswyrm scourge upon the earth
  09/04/25
cr. you can’t step on toes and spit in faces then expe...
Vigorous nursing home
  09/04/25
stock market at all time highs, unemployment very low... wha...
Sapphire Fragrant Milk Halford
  09/04/25
People need to buy/sell homes
Ultramarine range
  09/04/25
Yes. Then buy/sell them? We shouldn't have things like housi...
Sapphire Fragrant Milk Halford
  09/04/25
I too wish the moon were made of cheese and we could all sub...
claret drunken hall
  09/04/25
we dont need 84 month car loans and 30 year mortgages. sorry...
Sapphire Fragrant Milk Halford
  09/04/25
That's great man. Maybe if we ask really nicely everyone wil...
claret drunken hall
  09/04/25
let the market do. btw even if the fed cuts rates, mortgage ...
Sapphire Fragrant Milk Halford
  09/04/25
They will. We're all just waiting for it so we can all pull ...
Ultramarine range
  09/04/25
The Fed controls a short term rate. Short term rates have fa...
Aggressive Wonderful Mediation
  09/05/25
this is such a retarded normie take. what happens to the pri...
Honey-headed Party Of The First Part
  09/05/25
the reverse didn't really happen when rates went up a few ye...
Hideous Mental Disorder Mad-dog Skullcap
  09/05/25
I think the argument is that interest rates materially affec...
Indigo round eye hissy fit
  09/04/25
? not sure what you mean. if homes are unaffortable, the pri...
Sapphire Fragrant Milk Halford
  09/05/25
For most people, the "price" of home is a componen...
........,,,,,,......,.,.,.,,,,,,,,,,
  09/05/25
lol, there are no starter homes. Every 3 bd/2bath is sta...
Geriatric anal garrison
  09/05/25
they are $300k where HHI are $50k, which is unaffortable.
Sapphire Fragrant Milk Halford
  09/05/25
trump only wants this cause his jew real estate friends want...
Fluffy library
  09/04/25
fuck that. we just did that for like ten years.
Cerebral Vermilion Location
  09/04/25
cr.
Sapphire Fragrant Milk Halford
  09/04/25
and now normal millionaires are basically poor lmao
Cerebral Vermilion Location
  09/04/25
and regular folks are fucked
Sapphire Fragrant Milk Halford
  09/04/25
Why do you want to see regular folks get fuct?
Ultramarine range
  09/04/25
i dont. that's why we shouldnt lower rates which would prob ...
Sapphire Fragrant Milk Halford
  09/04/25
they are already fucked. the only point of the US for proles...
cracking site doctorate
  09/04/25
...
Ultramarine range
  09/04/25
Every heard of inflation?
Orange kink-friendly internal respiration
  09/04/25
...
soggy topaz rehab
  09/04/25
because Trump is a cunt and nobody respects him. If Biden or...
Vigorous nursing home
  09/04/25
So why didn't they you brilliant genius?
startling buff marketing idea
  09/04/25
because Trump is a cunt and nobody respects him
Vigorous nursing home
  09/04/25
Fuck Drumpf
swollen pocket flask house
  09/04/25
Why do you care? Lower rates won't even necessarily transla...
dashing cheese-eating trust fund
  09/04/25
Why does Trump never call for rates to be raised or left the...
Vigorous nursing home
  09/04/25
because he only cares about valuations going up even if it f...
Sapphire Fragrant Milk Halford
  09/05/25
lol "why does current politician only care about short ...
Honey-headed Party Of The First Part
  09/05/25
rates need to go up, actually!
confused lodge
  09/05/25
HUGELY
Honey-headed Party Of The First Part
  09/05/25
95% chance of a rate cut this month retardo
citrine multi-colored legal warrant
  09/05/25
thank god. this record low unemployment and record high stoc...
Sapphire Fragrant Milk Halford
  09/05/25
...
Bateful Yapping Generalized Bond Potus
  09/05/25


Poast new message in this thread



Reply Favorite

Date: September 4th, 2025 1:13 PM
Author: Ultramarine range

This is insane

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236348)



Reply Favorite

Date: September 4th, 2025 1:14 PM
Author: claret drunken hall

Calm your tits nigga we had like 20 fuckin years of free money fraud it'll get back there eventually

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236350)



Reply Favorite

Date: September 4th, 2025 1:24 PM
Author: Buck-toothed pisswyrm scourge upon the earth

Not flame I'm pretty sure they're not doing it because Blomprft personally antagonized them and so they don't want to submit to him

Trump shouldn't have done that imo

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236376)



Reply Favorite

Date: September 4th, 2025 4:35 PM
Author: Vigorous nursing home

cr. you can’t step on toes and spit in faces then expect those people to do you favors. Trump is really shitty at the art of negotiation.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236753)



Reply Favorite

Date: September 4th, 2025 1:37 PM
Author: Sapphire Fragrant Milk Halford

stock market at all time highs, unemployment very low... whats the argument for lowering rates?

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236398)



Reply Favorite

Date: September 4th, 2025 1:43 PM
Author: Ultramarine range

People need to buy/sell homes

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236405)



Reply Favorite

Date: September 4th, 2025 1:48 PM
Author: Sapphire Fragrant Milk Halford

Yes. Then buy/sell them? We shouldn't have things like housing or transportation rely on financing. The prices for those things need to go down.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236420)



Reply Favorite

Date: September 4th, 2025 1:55 PM
Author: claret drunken hall

I too wish the moon were made of cheese and we could all subsist on NEETUBIbux but that's not going to happen either.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236429)



Reply Favorite

Date: September 4th, 2025 1:56 PM
Author: Sapphire Fragrant Milk Halford

we dont need 84 month car loans and 30 year mortgages. sorry you are blinded by jew-finance

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236430)



Reply Favorite

Date: September 4th, 2025 1:57 PM
Author: claret drunken hall

That's great man. Maybe if we ask really nicely everyone will agree and the price of housing will collapse overnight.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236432)



Reply Favorite

Date: September 4th, 2025 1:58 PM
Author: Sapphire Fragrant Milk Halford

let the market do. btw even if the fed cuts rates, mortgage rates likly wont move much.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236434)



Reply Favorite

Date: September 4th, 2025 6:46 PM
Author: Ultramarine range

They will. We're all just waiting for it so we can all pull the trigger

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49237131)



Reply Favorite

Date: September 5th, 2025 12:14 PM
Author: Aggressive Wonderful Mediation

The Fed controls a short term rate. Short term rates have fallen a lot. The Fed cannot lower long term rates automatically. Mortgage rates are tied to 10 year rates, not short term rates. Long term rates have gone up in recent months.

https://www.fanniemae.com/research-and-insights/publications/housing-insights/rate-30-year-mortgage

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238697)



Reply Favorite

Date: September 5th, 2025 11:32 AM
Author: Honey-headed Party Of The First Part

this is such a retarded normie take. what happens to the price of homes when the cost of mortgages go down and all of a sudden all buyers have more spending power

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238596)



Reply Favorite

Date: September 5th, 2025 11:37 AM
Author: Hideous Mental Disorder Mad-dog Skullcap

the reverse didn't really happen when rates went up a few years ago

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238613)



Reply Favorite

Date: September 4th, 2025 8:27 PM
Author: Indigo round eye hissy fit

I think the argument is that interest rates materially affect people of certain age brackets.

So in 2021 someone on an $80,000 salary could afford a starter home - now its $150,000.

So you have a significant number of couples who maybe had a baby at age 30, and have been living in an apartment saving, and they still can't afford a house now 5 years later - even though they've been working hard and have 2 kids.

In a sense you're denying a huge portion of people, cursed basically by their birth year, access to a home in order for...what?

We're not all in this equally - not at all.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49237377)



Reply Favorite

Date: September 5th, 2025 11:35 AM
Author: Sapphire Fragrant Milk Halford

? not sure what you mean. if homes are unaffortable, the prices need to come down. hth

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238608)



Reply Favorite

Date: September 5th, 2025 6:44 PM
Author: ........,,,,,,......,.,.,.,,,,,,,,,,


For most people, the "price" of home is a component made up of 2/3 interest rate and 1/3 principal.

It's not realistic that housing prices going down will make things more affordable - as we've seen so far, it just means boomers buy them in cash and use them as third homes.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49239725)



Reply Favorite

Date: September 5th, 2025 12:55 PM
Author: Geriatric anal garrison

lol, there are no starter homes.

Every 3 bd/2bath is starting in the high $300's.

Thanks to NIMBY's and their restrictive zoning laws and PE buying homes and turning them into rental properties.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238788)



Reply Favorite

Date: September 5th, 2025 1:01 PM
Author: Sapphire Fragrant Milk Halford

they are $300k where HHI are $50k, which is unaffortable.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238797)



Reply Favorite

Date: September 4th, 2025 1:51 PM
Author: Fluffy library

trump only wants this cause his jew real estate friends want lower rates for their loans, its also why he's trying to interfere in NYC mayors race

but jews dont have too much power, they arent like that

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236426)



Reply Favorite

Date: September 4th, 2025 2:01 PM
Author: Cerebral Vermilion Location

fuck that. we just did that for like ten years.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236436)



Reply Favorite

Date: September 4th, 2025 2:01 PM
Author: Sapphire Fragrant Milk Halford

cr.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236439)



Reply Favorite

Date: September 4th, 2025 2:03 PM
Author: Cerebral Vermilion Location

and now normal millionaires are basically poor lmao

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236441)



Reply Favorite

Date: September 4th, 2025 2:03 PM
Author: Sapphire Fragrant Milk Halford

and regular folks are fucked

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236443)



Reply Favorite

Date: September 4th, 2025 3:58 PM
Author: Ultramarine range

Why do you want to see regular folks get fuct?

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236664)



Reply Favorite

Date: September 4th, 2025 4:26 PM
Author: Sapphire Fragrant Milk Halford

i dont. that's why we shouldnt lower rates which would prob up asset values, causing inflation, and would harm regular folks disproportionately

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236729)



Reply Favorite

Date: September 4th, 2025 4:35 PM
Author: cracking site doctorate

they are already fucked. the only point of the US for proles was the possibility of owning a house (or "owning"). now it's just over.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236755)



Reply Favorite

Date: September 4th, 2025 4:49 PM
Author: Ultramarine range



(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236808)



Reply Favorite

Date: September 4th, 2025 3:59 PM
Author: Orange kink-friendly internal respiration

Every heard of inflation?

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236669)



Reply Favorite

Date: September 4th, 2025 4:00 PM
Author: soggy topaz rehab



(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236672)



Reply Favorite

Date: September 4th, 2025 4:34 PM
Author: Vigorous nursing home

because Trump is a cunt and nobody respects him. If Biden or Harris were POTUS rates would have been cut

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236748)



Reply Favorite

Date: September 4th, 2025 4:35 PM
Author: startling buff marketing idea

So why didn't they you brilliant genius?

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236751)



Reply Favorite

Date: September 4th, 2025 4:36 PM
Author: Vigorous nursing home

because Trump is a cunt and nobody respects him

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236758)



Reply Favorite

Date: September 4th, 2025 4:36 PM
Author: swollen pocket flask house

Fuck Drumpf

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236757)



Reply Favorite

Date: September 4th, 2025 4:38 PM
Author: dashing cheese-eating trust fund

Why do you care? Lower rates won't even necessarily translate into lower mortgage rates.

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236763)



Reply Favorite

Date: September 4th, 2025 4:39 PM
Author: Vigorous nursing home

Why does Trump never call for rates to be raised or left the same? He only ever wants them lower no matter what is going on with the economy

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49236766)



Reply Favorite

Date: September 5th, 2025 10:31 AM
Author: Sapphire Fragrant Milk Halford

because he only cares about valuations going up even if it fucks 90% of americans and MAGA fags are too dumb to understand

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238427)



Reply Favorite

Date: September 5th, 2025 11:33 AM
Author: Honey-headed Party Of The First Part

lol "why does current politician only care about short term and not long term!"

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238602)



Reply Favorite

Date: September 5th, 2025 8:40 AM
Author: confused lodge

rates need to go up, actually!

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238196)



Reply Favorite

Date: September 5th, 2025 11:33 AM
Author: Honey-headed Party Of The First Part

HUGELY

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238604)



Reply Favorite

Date: September 5th, 2025 11:36 AM
Author: citrine multi-colored legal warrant

95% chance of a rate cut this month retardo

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238612)



Reply Favorite

Date: September 5th, 2025 11:38 AM
Author: Sapphire Fragrant Milk Halford

thank god. this record low unemployment and record high stock market is NOT GOOD NUGH

(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238614)



Reply Favorite

Date: September 5th, 2025 1:04 PM
Author: Bateful Yapping Generalized Bond Potus



(http://www.autoadmit.com/thread.php?thread_id=5769804&forum_id=2).#49238807)