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POLL: What is your 401(k) balance right now

...
chartreuse indecent crackhouse
  06/27/25
A tiny pink 500k
silver rough-skinned windowlicker police squad
  06/27/25
that's not that bad
chartreuse indecent crackhouse
  06/27/25
I guess not but the thought of grinding out another 20 years...
silver rough-skinned windowlicker police squad
  06/27/25
age?
Geriatric Step-uncle's House
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
marvelous genital piercing
  06/27/25
Yep, I’m early 40s lol
silver rough-skinned windowlicker police squad
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
bonkers federal dilemma round eye
  06/27/25
It depend on if that's his primary retirement or if he has ...
Naked Milk Point
  06/27/25
$130k
Underhanded Center
  06/27/25
that's horrendous
chartreuse indecent crackhouse
  06/27/25
i'm in between these two guys
Medicated Electric Furnace
  06/27/25
Same, I'm in between two guys
magenta death wish casino
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Underhanded Center
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Geriatric Step-uncle's House
  06/27/25
My mom says I'm special.
Underhanded Center
  06/27/25
even that's not true
Geriatric Step-uncle's House
  06/27/25
LOL
Geriatric Step-uncle's House
  06/27/25
$3.4 million in combined marital plans.
Black sandwich stage
  06/27/25
damn
Medicated Electric Furnace
  06/27/25
Age?
marvelous genital piercing
  06/27/25
Such a waste of capital.
Sienna indirect expression
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Coiffed Laughsome Tattoo Senate
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Geriatric Step-uncle's House
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Coiffed Laughsome Tattoo Senate
  06/27/25
...
Sienna indirect expression
  06/27/25
The max is $70K per year including your own $23,500 contribu...
aphrodisiac national therapy
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Carmine spectacular field immigrant
  06/27/25
.
Underhanded Center
  06/27/25
Something like $800-900k for wife and I.
hyperactive school cafeteria elastic band
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Sienna indirect expression
  06/27/25
If you work in-house matching makes it a no-brainer.
hyperactive school cafeteria elastic band
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Sienna indirect expression
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
hyperactive school cafeteria elastic band
  06/27/25
I want my yacht now.
Sienna indirect expression
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
hyperactive school cafeteria elastic band
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Sienna indirect expression
  06/27/25
If that's your perspective then sure, stop contributing into...
hyperactive school cafeteria elastic band
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
mauve ape
  06/27/25
Why not put it in a Roth?
Dashing white locale brethren
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Coiffed Laughsome Tattoo Senate
  06/27/25
180
Sienna indirect expression
  06/27/25
Did you know you're not required to contribute to a 401K?
Coiffed Laughsome Tattoo Senate
  06/27/25
(guy who is not a biglaw partner)
Sienna indirect expression
  06/27/25
$700k Wife - $600k
Slippery blue plaza
  06/27/25
43yo, $900k
Nudist travel guidebook
  06/27/25
Early 40s. ~$2.1mm
wonderful drab property
  06/27/25
Late 20s, 250k
Dashing white locale brethren
  06/27/25
Good job , young gun
Glittery base dysfunction
  06/27/25
lol at these responses
bonkers federal dilemma round eye
  06/27/25
go on...
Geriatric Step-uncle's House
  06/27/25
30000k
adventurous internal respiration alpha
  06/27/25
$399,443.16
infuriating orange stead
  06/27/25
Monday is likely to be a big day for you friend
Coiffed Laughsome Tattoo Senate
  06/27/25
🤞🏻
infuriating orange stead
  06/27/25
IDK $150Kish. But I haven't been working long.
vivacious stubborn nursing home
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Mind-boggling theater ratface
  06/27/25
Same.
Fighting maroon box office
  06/27/25
350,000 Kinda sad
maize temple dopamine
  06/27/25
all stock/bond investments are like 750k.
Submissive scarlet quadroon
  06/27/25
$386k total. $324k in trad, $62k in Roth
razzle saffron faggotry
  06/27/25
Zero
Frum range voyeur
  06/27/25
Crrrrrrrrrrrrrr
Sienna indirect expression
  06/27/25
For Benzo reasons or RSF reasons?
wonderful drab property
  06/27/25
$6 million or so. I checked in January.
Fighting maroon box office
  06/27/25
...
Coiffed Laughsome Tattoo Senate
  06/27/25
I mean undoubtedly there is a balance but $6 million?
hateful feces macaca
  06/27/25
$0. I don’t have a 401(k).
lascivious translucent library mad cow disease
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: chartreuse indecent crackhouse



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: silver rough-skinned windowlicker police squad

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: chartreuse indecent crackhouse

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: silver rough-skinned windowlicker police squad

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Geriatric Step-uncle's House

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: marvelous genital piercing

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: silver rough-skinned windowlicker police squad

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: bonkers federal dilemma round eye

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Naked Milk Point

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Underhanded Center

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: chartreuse indecent crackhouse

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Medicated Electric Furnace

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: magenta death wish casino

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Underhanded Center

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Geriatric Step-uncle's House

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Underhanded Center

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Geriatric Step-uncle's House

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Geriatric Step-uncle's House

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Black sandwich stage

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Medicated Electric Furnace

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: marvelous genital piercing

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Sienna indirect expression

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Coiffed Laughsome Tattoo Senate

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Geriatric Step-uncle's House

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Coiffed Laughsome Tattoo Senate

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Sienna indirect expression



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: aphrodisiac national therapy

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Carmine spectacular field immigrant

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Underhanded Center

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: hyperactive school cafeteria elastic band

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Sienna indirect expression

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: hyperactive school cafeteria elastic band

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Sienna indirect expression

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: hyperactive school cafeteria elastic band

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Sienna indirect expression

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: hyperactive school cafeteria elastic band

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Sienna indirect expression

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: hyperactive school cafeteria elastic band

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: mauve ape

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Dashing white locale brethren

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Coiffed Laughsome Tattoo Senate

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Sienna indirect expression

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Coiffed Laughsome Tattoo Senate

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Sienna indirect expression

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Slippery blue plaza

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Nudist travel guidebook

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: wonderful drab property

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Dashing white locale brethren

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Glittery base dysfunction

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: bonkers federal dilemma round eye

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Geriatric Step-uncle's House

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: adventurous internal respiration alpha

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: infuriating orange stead

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Coiffed Laughsome Tattoo Senate

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: infuriating orange stead

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: vivacious stubborn nursing home

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Mind-boggling theater ratface

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Fighting maroon box office

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: maize temple dopamine

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Submissive scarlet quadroon

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: razzle saffron faggotry

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Frum range voyeur

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Sienna indirect expression

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: wonderful drab property

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Fighting maroon box office

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Coiffed Laughsome Tattoo Senate



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: hateful feces macaca

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: lascivious translucent library mad cow disease

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2).#49055414)