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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Self-centered fortuitous meteor
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Odious lilac lettuce
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Self-centered fortuitous meteor
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
vibrant multi-billionaire senate
  12/15/25
...
Claret up-to-no-good range rigpig
  12/14/25
go to grad school
Greedy sweet tailpipe shrine
  12/14/25
...
Aqua property depressive
  12/14/25
Post bacc MD cr?
Self-centered fortuitous meteor
  12/15/25
yeah you gotta be careful though. some are better than other...
Greedy sweet tailpipe shrine
  12/15/25
time for you to pay off mine
lavender dysfunction parlour
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
nubile office dopamine
  12/15/25
...
Claret up-to-no-good range rigpig
  12/15/25
...
Territorial Brass Kitty Cat
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Greedy sweet tailpipe shrine
  12/15/25
I have zero debt, I love my freedom.
nubile office dopamine
  12/15/25
...
Cracking spot affirmative action
  12/15/25
you won this gen
Fragrant aggressive alpha marketing idea
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Multi-colored azure milk
  12/15/25
current weight?
supple indirect expression
  12/15/25
372 or so. It's been a rough holiday season.
Multi-colored azure milk
  12/15/25
what are some things that have happened to you that forced y...
boyish national security agency telephone
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Multi-colored azure milk
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
charismatic seedy kitchen doctorate
  12/15/25
how much was the original loan balance and how much (((inter...
charismatic seedy kitchen doctorate
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Self-centered fortuitous meteor
  12/15/25
I want to stab you
Silver racy brunch
  12/15/25
Being echo gen x has its privileges
Self-centered fortuitous meteor
  12/15/25
hookers and blow? pretty much whatever you want
black maniacal toilet seat antidepressant drug
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Cerebral Light Regret
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Laughsome Carmine Garrison Blood Rage
  12/15/25
Around 2007 and 2008, there were some great rates.
amber hairless haunted graveyard internal respiration
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Self-centered fortuitous meteor
  12/15/25
Undergrad?
amber hairless haunted graveyard internal respiration
  12/16/25
...
nubile office dopamine
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
amber hairless haunted graveyard internal respiration
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Laughsome Carmine Garrison Blood Rage
  12/15/25
two girls, same time
Provocative Sex Offender Nowag
  12/15/25
borrow more money from jews asap
magical swashbuckling business firm
  12/15/25
Uncle Sam is a goy, shitlib
Self-centered fortuitous meteor
  12/15/25
who benefits? COHEN BENEFITS!
magical swashbuckling business firm
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Self-centered fortuitous meteor

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Odious lilac lettuce

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Self-centered fortuitous meteor

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: vibrant multi-billionaire senate

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Claret up-to-no-good range rigpig



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Greedy sweet tailpipe shrine

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Aqua property depressive



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Self-centered fortuitous meteor

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Greedy sweet tailpipe shrine

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: lavender dysfunction parlour

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: nubile office dopamine

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Claret up-to-no-good range rigpig



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Territorial Brass Kitty Cat



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Greedy sweet tailpipe shrine

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: nubile office dopamine

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Cracking spot affirmative action



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Fragrant aggressive alpha marketing idea

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Multi-colored azure milk

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: supple indirect expression

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Multi-colored azure milk

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: boyish national security agency telephone

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Multi-colored azure milk

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: charismatic seedy kitchen doctorate

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: charismatic seedy kitchen doctorate

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Self-centered fortuitous meteor

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Silver racy brunch

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Self-centered fortuitous meteor

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: black maniacal toilet seat antidepressant drug

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Cerebral Light Regret

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Laughsome Carmine Garrison Blood Rage

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: amber hairless haunted graveyard internal respiration

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Self-centered fortuitous meteor

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: amber hairless haunted graveyard internal respiration

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: nubile office dopamine



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: amber hairless haunted graveyard internal respiration

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Laughsome Carmine Garrison Blood Rage

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Provocative Sex Offender Nowag

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: magical swashbuckling business firm

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Self-centered fortuitous meteor

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: magical swashbuckling business firm

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512587)