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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
violent fiercely-loyal boiling water reading party
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Carmine glittery quadroon
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
violent fiercely-loyal boiling water reading party
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Self-centered church
  12/15/25
u sound mad
Razzle faggot firefighter
  12/14/25
go to grad school
razzle-dazzle coral kitchen pocket flask
  12/14/25
...
racy elastic band
  12/14/25
Post bacc MD cr?
violent fiercely-loyal boiling water reading party
  12/15/25
yeah you gotta be careful though. some are better than other...
razzle-dazzle coral kitchen pocket flask
  12/15/25
time for you to pay off mine
soggy amethyst pozpig foreskin
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Big party of the first part
  12/15/25
...
Razzle faggot firefighter
  12/15/25
...
violent bonkers office
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
razzle-dazzle coral kitchen pocket flask
  12/15/25
I have zero debt, I love my freedom.
Big party of the first part
  12/15/25
...
Provocative karate
  12/15/25
you won this gen
Orchid hominid
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
shimmering pisswyrm
  12/15/25
current weight?
Spectacular dilemma
  12/15/25
372 or so. It's been a rough holiday season.
shimmering pisswyrm
  12/15/25
what are some things that have happened to you that forced y...
free-loading legal warrant point
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
shimmering pisswyrm
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Flickering cobalt deer antler persian
  12/15/25
how much was the original loan balance and how much (((inter...
Flickering cobalt deer antler persian
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
violent fiercely-loyal boiling water reading party
  12/15/25
I want to stab you
fighting range
  12/15/25
Being echo gen x has its privileges
violent fiercely-loyal boiling water reading party
  12/15/25
hookers and blow? pretty much whatever you want
Duck-like Black State
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Floppy wine scourge upon the earth
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Khaki razzmatazz indirect expression
  12/15/25
Around 2007 and 2008, there were some great rates.
Contagious nibblets
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
violent fiercely-loyal boiling water reading party
  12/15/25
Undergrad?
Contagious nibblets
  12/16/25
...
Big party of the first part
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Contagious nibblets
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Khaki razzmatazz indirect expression
  12/15/25
two girls, same time
vengeful cuck
  12/15/25
borrow more money from jews asap
Painfully honest french space
  12/15/25
Uncle Sam is a goy, shitlib
violent fiercely-loyal boiling water reading party
  12/15/25
who benefits? COHEN BENEFITS!
Painfully honest french space
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: violent fiercely-loyal boiling water reading party

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Carmine glittery quadroon

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: violent fiercely-loyal boiling water reading party

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Self-centered church

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Razzle faggot firefighter

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: razzle-dazzle coral kitchen pocket flask

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: racy elastic band



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: violent fiercely-loyal boiling water reading party

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: razzle-dazzle coral kitchen pocket flask

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: soggy amethyst pozpig foreskin

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Big party of the first part

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Razzle faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: violent bonkers office



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: razzle-dazzle coral kitchen pocket flask

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Big party of the first part

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Provocative karate



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Orchid hominid

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: shimmering pisswyrm

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Spectacular dilemma

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: shimmering pisswyrm

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: free-loading legal warrant point

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: shimmering pisswyrm

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Flickering cobalt deer antler persian

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Flickering cobalt deer antler persian

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: violent fiercely-loyal boiling water reading party

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: fighting range

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: violent fiercely-loyal boiling water reading party

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Duck-like Black State

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Floppy wine scourge upon the earth

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Khaki razzmatazz indirect expression

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Contagious nibblets

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: violent fiercely-loyal boiling water reading party

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Contagious nibblets

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Big party of the first part



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Contagious nibblets

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Khaki razzmatazz indirect expression

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: vengeful cuck

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Painfully honest french space

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: violent fiercely-loyal boiling water reading party

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Painfully honest french space

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512587)