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remember when SP was going to launch his perpetual motion judgment machine
Poast new message in this thread
Date: April 25th, 2026 11:02 AM Author: magenta fragrant bawdyhouse mad cow disease and just keep taking judgment after judgment in a perpetual motion self-sustaining financial machine that was going to make him super rich by taking all of our assets until all poasters were picked completely clean? good times, good times |
Date: April 25th, 2026 11:04 AM Author: Carmine self-absorbed patrolman Remember putting your junk on the backs of coworkers? then getting sued for it? That was lulzy. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841723) |
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Date: April 25th, 2026 11:04 AM Author: fuchsia sexy center shitlib after two years he lost interest, as is his style in most things
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Date: April 25th, 2026 11:04 AM Author: bipolar therapy degenerate perpetually self-sustained boy rape carnival machine tp (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841726) |
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Date: April 25th, 2026 11:06 AM Author: Carmine self-absorbed patrolman Navdeep Kumar Singh currently a "special counsel" at Littler (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841731) |
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Date: April 25th, 2026 11:07 AM Author: magenta fragrant bawdyhouse mad cow disease amazing sleuthing, you have correctly identified gunneratttt https://www.littler.com/people/navdeep-kumar-singh |
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Date: April 25th, 2026 11:08 AM Author: Carmine self-absorbed patrolman Now read up on his issues with the bar. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841739) |
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Date: April 25th, 2026 11:12 AM Author: magenta fragrant bawdyhouse mad cow disease I'm not getting anything in search can you please link? thanks spacey, you're a good friend (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841757) |
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Date: April 25th, 2026 12:04 PM Author: Bateful station pisswyrm You are unfathomably stupid (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841883) |
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Date: April 25th, 2026 11:09 AM Author: bipolar therapy degenerate he's pretty proud of himself for figuring out what's been an open secret here for a decade. amazing. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841742) |
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Date: April 25th, 2026 11:10 AM Author: magenta fragrant bawdyhouse mad cow disease true he was actually a little slow in tracking you down (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841747) |
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Date: April 25th, 2026 1:33 PM Author: Exciting orange forum can't be. that dude's suit is, in fact, navy blue (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49842006) |
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Date: April 25th, 2026 1:37 PM Author: bipolar therapy degenerate midnight actually. fulano btfo. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49842012) |
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Date: April 25th, 2026 11:08 AM Author: bipolar therapy degenerate looks like a handsome white-passing swarthy litigator that has a much more prestigious career than someone who grinded shitlaw for 20 years and still doesn't have equity. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841738) |
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Date: April 25th, 2026 11:09 AM Author: Carmine self-absorbed patrolman Youre losing it now huh (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841744) |
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Date: April 25th, 2026 11:12 AM Author: bipolar therapy degenerate yeah, i'm the one losing it. not the beclowned boy-rapist who apparently did a nationwide search for columbia law litigators of indian heritage who look mediterranean. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841759) |
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Date: April 25th, 2026 11:14 AM Author: Carmine self-absorbed patrolman cool story dude.
Your career is a fucking joke btw.
It really bothered me how your second DUI was a double hit and run. Only complete pieces of shit do hit and run.
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Date: April 25th, 2026 11:27 AM Author: bipolar therapy degenerate i made mistakes while intoxicated that i've owned up to. still, a hit and run while drunk isn't in the same ballpark as brutally raping a boy for years on end, as frequently as your own prepubescent body can manage. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841818) |
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Date: April 25th, 2026 11:30 AM Author: Carmine self-absorbed patrolman You didnt own up to shit. I read the reports and all about the dishonest weasly "letters of support" that didnt have all the information from you--i.e. you lied to friends and family. It was only because you did a lot of pro bono work (i.e. were office deadweight) that the Cali state bar eased up on you and only insisted on AA and interlock (lol). Ironically the interlock only increased your coke and stimulants abuse.
And it wasn't just "a hit and run" you hit two fucking cars and smashed them both up and grabbed the detritus and put it in your car and then crashed into someone's yard while fleeing responsibility -- your ass should have been suspended and in most states you would have been. You are lucky New York SB never caught wind of this or they would have more than reciprocated I can tell you that much.
And this "incident" was the SECOND time for you pal.
Complete narcissist. Absolutely disordered. Keep it up at Littler as "special counsel" i.e. dont fuck up during this trial period or its back to marginal employment for your living-w-mamma junkie ass. |
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Date: April 25th, 2026 11:36 AM Author: bipolar therapy degenerate yeah man my pro bono work shows i'm "deadweight" unlike you who handles very important shit like car honk appeals and haunted house slip and trips. lmfao at you.
congrats on digging up some dirt on me that everyone here already knew. still, not quite as bad as raping your adopted boy. how do you sleep at night? i sleep fine even with the adderall coursing through my swarthy veins. |
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Date: April 25th, 2026 11:36 AM Author: Carmine self-absorbed patrolman what a piece of shit you are ljl go back to mamma is she in the other room |
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Date: April 25th, 2026 12:47 PM Author: bipolar therapy degenerate conspicuous non-denial on the boy rape (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841955) |
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Date: April 25th, 2026 12:08 PM Author: Wild emerald theater organic girlfriend You are literally scum of the earth. Why do you think the ONE RULE doesn't apply to you? (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841893) |
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Date: April 25th, 2026 1:27 PM Author: sapphire lascivious prole hall Yeah this guy is beyond redemption. It's not even just the outing its the level of research and obsession that goes into it and the vitriol with which its deployed. The worst of the worst in xo history. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49842001) |
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Date: April 25th, 2026 1:36 PM Author: Wild emerald theater organic girlfriend if he were in a union, he'd be a scab (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49842009) |
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Date: April 25th, 2026 11:14 AM Author: magenta fragrant bawdyhouse mad cow disease I'm so happy spacey is back (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841770) |
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Date: April 25th, 2026 11:09 AM Author: magenta fragrant bawdyhouse mad cow disease still doesn't have equity in a local slip and fall shop (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841746) |
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Date: April 25th, 2026 11:14 AM Author: Carmine self-absorbed patrolman ? As usual, your reporting is "spot on." |
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Date: April 25th, 2026 12:08 PM Author: Bateful station pisswyrm Does SP? Is he a Partner on the website or still a “principal” 😂 (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841892) |
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Date: April 25th, 2026 1:00 PM Author: bipolar therapy degenerate they seem to have converted everyone at the firm (save one poor soul) to "partner." however they did make one guy (much younger than sp) to managing partner to explictly indicate sp is not at the top of the hierarchy. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841978) |
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Date: April 25th, 2026 11:43 AM Author: Honey-headed parlor Navigates Deep (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841858) |
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Date: April 25th, 2026 11:07 AM Author: magenta fragrant bawdyhouse mad cow disease (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841733) |
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Date: April 25th, 2026 11:09 AM Author: Floppy stag film unrelated but remember that mocking thread of "buuuutttttt cheeeeeekkks" when SP was melting down? I'd love to bump it but no way to search for it (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841745) |
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Date: April 25th, 2026 11:10 AM Author: magenta fragrant bawdyhouse mad cow disease terrifying thread (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841749) |
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Date: April 30th, 2026 10:49 AM Author: Long PlayroomPoon Clown Conniption ( ) (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49854088) |
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Date: April 25th, 2026 1:03 PM Author: big-titted histrionic weed whacker fanboi Great thread (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49841985) |
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Date: April 25th, 2026 3:40 PM Author: Bonkers garrison hairy legs (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49842363) |
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Date: April 26th, 2026 10:41 AM Author: magenta fragrant bawdyhouse mad cow disease (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49843964) |
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Date: April 26th, 2026 10:43 AM Author: Useless associate box office this turned out to be an unexpectedly 180 thread. you never know the threads that are going to turn out to be bangers. this is one of those. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49843971) |
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Date: April 26th, 2026 10:45 AM Author: bipolar therapy degenerate i was really pleased with myself with "perpetually self-sustained boy rape carnival machine tp" and im glad it triggered spacey enough to resume his active phase under 3 different monikers. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49843979) |
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Date: April 26th, 2026 10:47 AM Author: magenta fragrant bawdyhouse mad cow disease I enjoyed making the header and enjoyed you riffing off of it and it worked! (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49843985) |
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Date: April 26th, 2026 10:48 AM Author: Useless associate box office about two years ago, i started hate-watching dave ramsey videos (you are aware of how i get autistically obsessed with things).
on one of the videos, he was giving advice to some poor about why they should invest in a front-load actively managed "mootul" fund that would return 12% a year like clockwork, each year, and become "a perpetual motion machine" of returns such that the poor could just get his balance to $2m and retire on $150k a year and be fine forever.
this thread made me think of that video.
btw, dave ramsey officially endorses mootul funds with a 1.5% expense ratio and charging like 5% up front, in case you're interested. i suspect he recommends those to his poor prole listeners. |
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Date: April 26th, 2026 10:52 AM Author: bipolar therapy degenerate tbf ramseys advice, boiling down to "buy mootal funs and pay off debt early", is tcr for midwit proles. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49844004) |
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Date: April 26th, 2026 10:58 AM Author: Useless associate box office i don't disagree, but there is absolutely no, and i mean no, scenario where the following is good advice:
1. instead of buying voo or vgt or whatever and paying essentially 0 fees, you should invest in a fund that costs you 5% immediately and then like 1% thereafter, for performance that will lag voo/vgt.
2. count on 12% returns, uniformly, every single year and make financial decisions that will blow to smithereens if we have 2-3 down years in the market.
he should just be telling people to go to vanguard, fidelity or schwab and finding broad-based index funds, investing in those, and also educating them that they SHOULD NOT count on 11-12% returns per year and explain sequence of returns risk in a manner that a retard poor can understand.
following the above advice would lead, and very likely has led, proles to financial ruin. and these are people that can't just get back in the job market as you or i might be able to.
he no doubt knows all this, but he is putting his own interests ahead of those of his retarded followers. first, he shills for mootul funds and gets some kind of kickback. second, he needs people to remain invested in his retarded programming. most proles cannot ever hope to reach $4m or even $2m. they MIGHT be able to cobble together like $1.2m. he NEEDS them to think that they can do that and have a comfortable retirement, so he shits all over the 4% withdrawal rate rule (because, as he says, any good mootul fund returns 12% a year, EASY). |
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Date: April 26th, 2026 11:02 AM Author: bipolar therapy degenerate not financial ruin, just suboptimal.
i wonder why he recommends managed mootal funds over low fees funds? kickbacks? |
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Date: April 26th, 2026 11:31 AM Author: Useless associate box office take some retarded prole who followed DR's advice and retired with $1.5m in 2007, withdrawing 10% yearly. they're invested in actively managed, high-fee funds that probably declined worse than the market during the ITE downturn.
run that through one of those monte carlo simulators and see when the person basically goes bust and has to find a job at 711 or whatever. i did this once, and they were ruined by like 2010. that isn't suboptimal, it's "oh no, my retirement is canceled and i have to start buying discounted cans of soup and find a min wage job." imo that qualifies as financial ruin. |
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Date: April 26th, 2026 11:38 AM Author: bipolar therapy degenerate i meant the managed funds versus low cost.
the annual withdrawal rules of thumb are pretty common. you're right its unnuanced and could lead to financial ruin if someone thinks returns are guaranteed. but this advice is for retarded proles that can't understand what you're saying, and is probably the most cr advice for them. |
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Date: April 26th, 2026 11:47 AM Author: Useless associate box office how can you possibly say that dave ramsey's advice is cr? he is telling people they can withdraw 10% in retirement, and he has openly said that he tells people this because they otherwise will "have no hope" that they can ever retire, because he knows they'll only be able to amass like $1.5m or so over a 30-40 career of shitjobs.
so he's basically saying "hey, you're cool to get to $1.5m and withdraw $150k yearly (plus 3% a year for inflation bc inflation also is only ever 3% a year), all good. happy retirement!" and someone who did that just before the financial crisis would have been utterly DONE HERE.
we seem to be saying the same thing bc you acknowledge that doing the above "could" lead to financial ruin. and yet what i described is exactly what he tells his listeners to do. i would bet money that in 2010/2011 a good number of his listeners were financially busted and having to figure out how to re-enter the workforce.
the fact that he's telling them to use high-fee actively managed funds is just the icing on that cake of shit. the real problem with all this is his contention that the 4% rule (or 5% depending on who you listen to) is stupid. his pushing stupid shitfunds that lead to people getting suboptimal returns is bad, but it pales in comparison to him telling people to retire with less money than they need, which is a cornerstone of his idiotic program.
not sure how you can say this is cr advice, when it would lead in plenty of circumstances to someone having to cancel their retirement after a few years bc they are out of money. that is very ncr. |
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Date: April 26th, 2026 12:27 PM Author: bipolar therapy degenerate what would your advice to these people be then? is your issue that 10% is too high?
anyone who has their savings invested in equity mootual funds is at risk of getting buttfucked during an ite. explaining to some retarded prole the nuances of investing and market swings is impossible. they will only be to understand rules of thumb. his isn't terrible. if a prole has $1.5m saved and takes out 10% a year starting at 65 they'll probably be fine until the croak, especially with social security and a paid off house.
what should the be told instead? go talk to your broker and get a SPS annuity? go 100% fixed income?
we've gotten rid of pensions and above inflation returns on fixed income investments. proles are forced to invest in a market they dont understand. ramseys advice, which is suboptimal and not as infallible as he presents, is tcr for retarded proles most of the time. maybe they'll get wiped out by ite2, but what advice (that they can understand) would prevent that? |
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Date: April 26th, 2026 12:41 PM Author: Useless associate box office my advice to them would be "i'm really sorry but you're probably stuck working until you're about 70, but you should save as much as possible for retirement in an index fund or two, that way you can actually retire at 70 and know you are solid."
yes you are correct that anyone invested in stocks is taking a risk, but someone who retired in 2007 with $6m in the market withdrawing 4% a year is in a much different spot than the prole who hit $1.2m and started withdrawing 10% a year. the former person will recover and in fact their balance will be greater than $6m at death. the latter runs out of money and is working at wal mart next to the retarded guy greeting customers.
DR is acting out of his own self-interest bc he knows people don't want to hear that they're fucked, so he sells this bullshit advice that will work for some but not for others, because he knows people will likely hear my advice above and say "well fuck it then" and buy flat screen TVs and prole cruises and shit rather than listen to some fat bald faggot giving financial advice. |
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Date: April 26th, 2026 12:48 PM Author: bipolar therapy degenerate your last paragraph is exactly why his advice is tcr for retarded proles. his advice, while bullshit, will likely result in more retarded proles enjoying the most fnancially stable retirement they are capable of. your advice, while truthful, will result in them balling out and investing in draftkings parlays because a moonshot is the only chance they have at achieving a really financially stable retirement. (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49844256) |
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Date: April 26th, 2026 12:50 PM Author: Useless associate box office i ran a monte carlo simulator on $1.2m with $120k withdrawals. it has a 50-60% fail rate.
he's advising people to play russian roulette with 3/6 chambers filled. this is not good advice. what it really does is give people a few good years of retirement followed by eating cat food. they'd be better off just knowing they're fucked and balling and booming out on harleys or whatever and staying at their bullshit jobs. i guess you can say that what you are saying is correct, but i think that's very debatable. i think it's better to just be realistic than to give prole dumbs false hope. |
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Date: April 26th, 2026 12:59 PM Author: bipolar therapy degenerate its not false hope, you just said it has about a 50% chance of working. balling out on carnival cruises and harleys has a 0% chance.
i understand you think it's better to be autistically honest and let proles slide and let do. and you're right it's a reasonable position. im not claiming im objectively correct. but i think proles will be better off believing in the easter bunny and stable 12% market returns than "HAHAURFUCKED." at least the easter bunner proles that retired in 2015 are fine. the 2008 proles, well, they were doomed from the start. |
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Date: April 26th, 2026 1:49 PM Author: Useless associate box office (Employee of the Dave Ramsey empire) (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49844376) |
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Date: April 26th, 2026 1:53 PM Author: bipolar therapy degenerate *gawks at you mouth agape*
"son, did you know if you paid an extra $250 a month toward your 3% mortgage you could save yourself tens of thousands in interest and take years off the loan?" |
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Date: April 26th, 2026 2:50 PM Author: Useless associate box office if u remember that electric cooperative that hired me late last summer, whose CBA i negotiated in november/december, dave ramsey is one of their customers.
csb. |
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Date: April 26th, 2026 3:08 PM Author: bipolar therapy degenerate (dave ramsey convincing retarded proles joining a union isn't in their best interest) (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49844496) |
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Date: April 26th, 2026 3:17 PM Author: Useless associate box office just 3-5 more years tops, then im out (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49844523) |
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Date: April 30th, 2026 10:47 AM Author: legally female father (http://www.autoadmit.com/thread.php?thread_id=5860376&forum_id=2/#49854080) |
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Date: April 26th, 2026 10:42 PM Author: RFK Jr. (Living La Vida Loca) Given that these facts implicate the health of our nation, including potentially criminal substance abuse by, an individual who appears to be a H1B visa recipient and foreign national, while operating a motor vehicle, I’ve instructed the Department of Health and Human Services to review this case extensively.
President Trump’s administration has committed itself to being the most transparent in American history, I will continue to provide updates on this case.
### This has been a message from United States Secretary of Health and Human Services Robert F. Kennedy, Jr. |