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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Slimy gold chapel
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
Avocado site
  09/22/25
Weird
supple fluffy yarmulke
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Cracking Corner
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Slimy gold chapel
  09/22/25
Guessing they are big Israel supporters
Dun swashbuckling parlor
  09/22/25
...
Slate Exciting National Really Tough Guy
  09/22/25
I’m not sure either could even tell you who the curren...
Slimy gold chapel
  09/22/25
President Biden is as sharp as a tack
AI_concubine
  09/28/25
agree. the side of the tack you push on.
sealclubber
  09/28/25
...
AI_concubine
  09/29/25
...
Pale shrine boiling water
  09/22/25
...
Pink very tactful azn heaven
  09/22/25
its a story as old as recent times
flesh flickering home
  09/22/25
...
odious pocket flask fanboi
  09/22/25
...
Cracking Corner
  09/22/25
...
sienna aromatic principal's office mad-dog skullcap
  09/22/25
...
Primrose vigorous kitchen
  09/22/25
...
Slimy gold chapel
  09/22/25
...
Pale shrine boiling water
  09/22/25
...
puce garrison
  09/22/25
...
stimulating hyperactive wrinkle
  09/22/25
...
Pink very tactful azn heaven
  09/22/25
...
Titillating ticket booth hairy legs
  09/22/25
Sounds very Gen X
Cerise fear-inspiring private investor headpube
  09/22/25
...
Primrose vigorous kitchen
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Slimy gold chapel
  09/22/25
Double Big Fed?
odious pocket flask fanboi
  09/22/25
Not saying, but yep
Slimy gold chapel
  09/22/25
Good for you
odious pocket flask fanboi
  09/22/25
Any kids?
plum hateful dopamine parlour
  09/22/25
He’s already graduated from college and doing well on ...
Slimy gold chapel
  09/22/25
It probably will work out for him though.
alcoholic smoky useless brakes foreskin
  09/22/25
Sadly yeah
Dun swashbuckling parlor
  09/22/25
Tell us more about the wife's fake business
appetizing sadistic location striped hyena
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Slimy gold chapel
  09/22/25
How can that lose 3k/month?
odious pocket flask fanboi
  09/22/25
She's putting way too much scent in them
yapping field wagecucks
  09/22/25
...
French lascivious marketing idea
  09/22/25
...
histrionic crackhouse
  09/22/25
...
Slate Exciting National Really Tough Guy
  09/22/25
...
razzmatazz copper area macaca
  09/22/25
...
Floppy apoplectic dilemma
  09/22/25
...
soul-stirring base electric furnace
  09/22/25
...
contagious hairless theater french chef
  09/22/25
...
Slimy gold chapel
  09/22/25
...
Pale shrine boiling water
  09/22/25
...
startling plaza
  09/22/25
...
ocher generalized bond preventive strike
  09/22/25
...
talented sepia spot
  09/22/25
...
Bat-shit-crazy Center Hissy Fit
  09/22/25
...
Charismatic Henna Athletic Conference
  09/22/25
I think you misspelled "cents."
Zippy Big Lettuce Pozpig
  09/22/25
...
Barry Stanton
  09/22/25
...
Kenneth Play
  09/26/25
...
cannon
  09/27/25
...
Judas Jones
  09/28/25
...
Dr_Sigmund_Floyd
  09/29/25
All he has to do to maek it is pay off his house over the ne...
At-the-ready institution idea he suggested
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Slimy gold chapel
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
At-the-ready institution idea he suggested
  09/22/25
He hates his job and wants to killself daily.
Slimy gold chapel
  09/22/25
He should work harder, save more, get that house paid off or...
At-the-ready institution idea he suggested
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Fucking Fuckface
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
hot bronze indian lodge keepsake machete
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
bright filthpig cumskin
  09/22/25
Simmer down Shapiro
Barry Stanton
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Primrose vigorous kitchen
  09/22/25
You seem to struggle with the idea that someone could build ...
Cerise fear-inspiring private investor headpube
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Primrose vigorous kitchen
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Cerise fear-inspiring private investor headpube
  09/22/25
are you saying I should Sell High?
Primrose vigorous kitchen
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Primrose vigorous kitchen
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
At-the-ready institution idea he suggested
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Blue Legal Warrant
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
At-the-ready institution idea he suggested
  09/22/25
...
beta-caryophyllene
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Primrose vigorous kitchen
  09/22/25
Cr. It would be much better if he paid in installments, like...
Multi-colored flatulent friendly grandma faggotry
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
bright filthpig cumskin
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
grizzly wonderful step-uncle's house stock car
  09/22/25
Why would you have several thousand per month in health care...
Primrose vigorous kitchen
  09/22/25
(dude who has never tried to buy insurance on the individual...
.,.,,...,...,..,....,...,...,...
  09/23/25
...
Kenneth Play
  09/26/25
Leave America
Fucking Fuckface
  09/28/25
He has social security and a good paying job and will have a...
Multi-colored flatulent friendly grandma faggotry
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Primrose vigorous kitchen
  09/22/25
Once his kids are out of the house he can just downsize and ...
Multi-colored flatulent friendly grandma faggotry
  09/22/25
The $3000 a month that the "business" is losing ma...
When I grow up I want to be a pumo
  09/28/25
...
CriminalConversation
  09/28/25
He's going to be fine
flesh flickering home
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Mint vivacious public bath
  09/22/25
For the financially retarded putting extra into your house i...
razzmatazz copper area macaca
  09/22/25
This guy gets it
odious pocket flask fanboi
  09/22/25
Raymondnomics
Primrose vigorous kitchen
  09/22/25
...
Slimy gold chapel
  09/22/25
...
Slate Exciting National Really Tough Guy
  09/22/25
...
Pale shrine boiling water
  09/22/25
...
Zippy Big Lettuce Pozpig
  09/22/25
...
ocher generalized bond preventive strike
  09/22/25
...
;;......,.,.,.;.,.,.,.,.,
  09/28/25
...
rose concupiscible liquid oxygen
  09/22/25
Many such cases
razzmatazz copper area macaca
  09/22/25
This seems to be about the median life outcome ITE
odious pocket flask fanboi
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
contagious hairless theater french chef
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
odious pocket flask fanboi
  09/22/25
Is your friend still in high school? My brother, in all h...
Slimy gold chapel
  09/22/25
He is early 30s lol
contagious hairless theater french chef
  09/22/25
alpha af
Rough-skinned son of senegal abode
  09/22/25
I feel like there are more good stories about your brother, ...
ocher generalized bond preventive strike
  09/22/25
He’s got a “system” for playing slots in V...
Slimy gold chapel
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
cannon
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Kenneth Play
  09/26/25
who says you can't buy class
Fucking Fuckface
  09/28/25
...
Kenneth Play
  09/28/25
He's going to need at least two new trucks before he retires...
dull mental disorder nursing home
  09/22/25
...
odious pocket flask fanboi
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
Drab hairraiser dog poop mediation
  09/22/25
There's nothing else a man can reasonably drive
dull mental disorder nursing home
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
motley embarrassed to the bone bawdyhouse
  09/22/25
...
Pale shrine boiling water
  09/22/25
...
Bat-shit-crazy Center Hissy Fit
  09/22/25
...
Barry Stanton
  09/27/25
...
The Midwit Pundit's Assassination
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
.,.,,...,...,..,....,...,...,...
  09/23/25
Lol
Diane Rehm talking dirty
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
;;......,.,.,.;.,.,.,.,.,
  09/28/25
what are your heights?
Bat-shit-crazy Center Hissy Fit
  09/22/25
He’s 6’3 and I’m 6’1
Slimy gold chapel
  09/22/25
he has you pwned 4lyfe
Bat-shit-crazy Center Hissy Fit
  09/22/25
...
razzmatazz copper area macaca
  09/22/25
Harsh, but fair
Barry Stanton
  09/22/25
What's the big deal as long as they get inheritances.
bright filthpig cumskin
  09/22/25
If a Boomer senses that their resources are needed by a youn...
ocher generalized bond preventive strike
  09/22/25
...
A Dick is Not Dispositive
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Barry Stanton
  09/26/25
...
Angry white woman tailgating you on an empty road
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Slimy gold chapel

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Avocado site

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: supple fluffy yarmulke

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Cracking Corner

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Slimy gold chapel

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Dun swashbuckling parlor

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Slate Exciting National Really Tough Guy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Slimy gold chapel

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: AI_concubine

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sealclubber

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: AI_concubine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Pale shrine boiling water



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Pink very tactful azn heaven



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: flesh flickering home

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: odious pocket flask fanboi



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Cracking Corner



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: sienna aromatic principal's office mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Primrose vigorous kitchen



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Slimy gold chapel



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Pale shrine boiling water



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: puce garrison



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: stimulating hyperactive wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Pink very tactful azn heaven



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Titillating ticket booth hairy legs



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Cerise fear-inspiring private investor headpube

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Primrose vigorous kitchen



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Slimy gold chapel

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: odious pocket flask fanboi

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Slimy gold chapel

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: odious pocket flask fanboi

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: plum hateful dopamine parlour

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Slimy gold chapel

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: alcoholic smoky useless brakes foreskin

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Dun swashbuckling parlor

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: appetizing sadistic location striped hyena

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Slimy gold chapel

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: odious pocket flask fanboi

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: yapping field wagecucks

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: French lascivious marketing idea



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: histrionic crackhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Slate Exciting National Really Tough Guy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: razzmatazz copper area macaca



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Floppy apoplectic dilemma



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: soul-stirring base electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: contagious hairless theater french chef



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Slimy gold chapel



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Pale shrine boiling water



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: startling plaza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: ocher generalized bond preventive strike



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: talented sepia spot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Bat-shit-crazy Center Hissy Fit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: Charismatic Henna Athletic Conference



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Zippy Big Lettuce Pozpig

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: cannon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308038)



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Date: September 28th, 2025 1:58 PM
Author: Judas Jones



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309440)



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Date: September 29th, 2025 12:42 PM
Author: Dr_Sigmund_Floyd



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49311477)



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Date: September 22nd, 2025 9:36 AM
Author: At-the-ready institution idea he suggested

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290872)



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Date: September 22nd, 2025 9:38 AM
Author: Slimy gold chapel

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290880)



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Date: September 22nd, 2025 9:38 AM
Author: At-the-ready institution idea he suggested

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290882)



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Date: September 22nd, 2025 9:39 AM
Author: Slimy gold chapel

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290886)



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Date: September 22nd, 2025 9:42 AM
Author: At-the-ready institution idea he suggested

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290894)



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Date: September 28th, 2025 8:29 AM
Author: Fucking Fuckface

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308717)



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Date: September 22nd, 2025 11:39 AM
Author: hot bronze indian lodge keepsake machete

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291118)



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Date: September 22nd, 2025 7:38 PM
Author: bright filthpig cumskin

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292529)



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Date: September 22nd, 2025 11:37 PM
Author: Barry Stanton

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293057)



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Date: September 22nd, 2025 9:39 AM
Author: Primrose vigorous kitchen

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290887)



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Date: September 22nd, 2025 9:41 AM
Author: Cerise fear-inspiring private investor headpube

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290890)



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Date: September 22nd, 2025 9:43 AM
Author: Primrose vigorous kitchen

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290898)



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Date: September 22nd, 2025 12:55 PM
Author: Cerise fear-inspiring private investor headpube

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291391)



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Date: September 22nd, 2025 12:58 PM
Author: Primrose vigorous kitchen

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291407)



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Date: September 22nd, 2025 1:00 PM
Author: Primrose vigorous kitchen

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291419)



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Date: September 22nd, 2025 9:42 AM
Author: At-the-ready institution idea he suggested

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290893)



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Date: September 22nd, 2025 9:46 AM
Author: Blue Legal Warrant

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290908)



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Date: September 22nd, 2025 9:49 AM
Author: At-the-ready institution idea he suggested

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290919)



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Date: September 28th, 2025 12:09 AM
Author: beta-caryophyllene



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308508)



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Date: September 22nd, 2025 9:50 AM
Author: Primrose vigorous kitchen

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290921)



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Date: September 22nd, 2025 9:44 AM
Author: Multi-colored flatulent friendly grandma faggotry

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290903)



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Date: September 22nd, 2025 7:40 PM
Author: bright filthpig cumskin

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292535)



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Date: September 22nd, 2025 11:34 AM
Author: grizzly wonderful step-uncle's house stock car

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291102)



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Date: September 22nd, 2025 11:36 AM
Author: Primrose vigorous kitchen

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291106)



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Date: September 23rd, 2025 12:31 AM
Author: .,.,,...,...,..,....,...,...,...


(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293167)



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Date: September 26th, 2025 1:40 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305216)



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Date: September 28th, 2025 8:33 AM
Author: Fucking Fuckface

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308723)



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Date: September 22nd, 2025 9:42 AM
Author: Multi-colored flatulent friendly grandma faggotry

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290895)



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Date: September 22nd, 2025 9:44 AM
Author: Primrose vigorous kitchen

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290901)



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Date: September 22nd, 2025 9:45 AM
Author: Multi-colored flatulent friendly grandma faggotry

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290906)



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Date: September 28th, 2025 12:32 AM
Author: When I grow up I want to be a pumo

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308521)



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Date: September 28th, 2025 1:58 PM
Author: CriminalConversation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309435)



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Date: September 22nd, 2025 9:58 AM
Author: flesh flickering home

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290925)



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Date: September 22nd, 2025 10:41 AM
Author: Mint vivacious public bath

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: razzmatazz copper area macaca

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: odious pocket flask fanboi

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291017)



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Date: September 22nd, 2025 10:53 AM
Author: Primrose vigorous kitchen

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291024)



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Date: September 22nd, 2025 11:29 AM
Author: Slimy gold chapel



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291083)



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Date: September 22nd, 2025 11:46 AM
Author: Slate Exciting National Really Tough Guy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: Pale shrine boiling water



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291374)



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Date: September 22nd, 2025 12:53 PM
Author: Zippy Big Lettuce Pozpig



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291380)



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Date: September 22nd, 2025 1:26 PM
Author: ocher generalized bond preventive strike



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291500)



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Date: September 28th, 2025 2:24 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309504)



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Date: September 22nd, 2025 10:43 AM
Author: rose concupiscible liquid oxygen



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291001)



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Date: September 22nd, 2025 10:48 AM
Author: razzmatazz copper area macaca

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291009)



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Date: September 22nd, 2025 10:50 AM
Author: odious pocket flask fanboi

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291015)



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Date: September 22nd, 2025 11:06 AM
Author: contagious hairless theater french chef

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291045)



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Date: September 22nd, 2025 11:19 AM
Author: odious pocket flask fanboi

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291060)



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Date: September 22nd, 2025 11:30 AM
Author: Slimy gold chapel

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291086)



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Date: September 22nd, 2025 11:42 AM
Author: contagious hairless theater french chef

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291125)



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Date: September 22nd, 2025 11:59 AM
Author: Rough-skinned son of senegal abode

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291167)



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Date: September 22nd, 2025 1:27 PM
Author: ocher generalized bond preventive strike

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291503)



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Date: September 22nd, 2025 4:16 PM
Author: Slimy gold chapel

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291952)



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Date: September 27th, 2025 6:47 PM
Author: cannon

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308045)



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Date: September 26th, 2025 1:41 PM
Author: Kenneth Play

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305221)



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Date: September 28th, 2025 8:35 AM
Author: Fucking Fuckface

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309502)



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Date: September 22nd, 2025 1:17 PM
Author: dull mental disorder nursing home

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291472)



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Date: September 22nd, 2025 1:27 PM
Author: odious pocket flask fanboi



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291502)



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Date: September 22nd, 2025 1:57 PM
Author: Drab hairraiser dog poop mediation

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291599)



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Date: September 22nd, 2025 1:59 PM
Author: dull mental disorder nursing home

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291606)



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Date: September 22nd, 2025 2:08 PM
Author: motley embarrassed to the bone bawdyhouse

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291630)



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Date: September 22nd, 2025 3:52 PM
Author: Pale shrine boiling water



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291884)



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Date: September 22nd, 2025 4:22 PM
Author: Bat-shit-crazy Center Hissy Fit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291975)



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Date: September 27th, 2025 6:31 PM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308023)



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Date: September 28th, 2025 8:34 AM
Author: The Midwit Pundit's Assassination (No Future)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308727)



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Date: September 23rd, 2025 12:34 AM
Author: .,.,,...,...,..,....,...,...,...


(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293179)



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Date: September 23rd, 2025 12:53 AM
Author: Diane Rehm talking dirty (🐿️ )

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )


My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Bat-shit-crazy Center Hissy Fit

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Slimy gold chapel

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Bat-shit-crazy Center Hissy Fit

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: razzmatazz copper area macaca



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Barry Stanton

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293059)



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Date: September 22nd, 2025 7:37 PM
Author: bright filthpig cumskin

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: ocher generalized bond preventive strike

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: A Dick is Not Dispositive



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305085)



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Date: September 26th, 2025 1:37 PM
Author: Barry Stanton

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305208)



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Date: September 28th, 2025 8:50 AM
Author: Angry white woman tailgating you on an empty road



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308752)