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My 56 yo brother just told me he has zero retirement savings
| Aquamarine Parlor Nowag | 09/22/25 |
| Dull useless tanning salon rigor | 09/22/25 |
| flushed soggy legend dilemma | 09/22/25 |
| Internet-worthy snowy turdskin friendly grandma | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| Slimy Hall Fat Ankles | 09/22/25 |
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| Aquamarine Parlor Nowag | 09/22/25 |
| AI_concubine | 09/28/25 |
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| Ebony Twisted Famous Landscape Painting Gaping | 09/22/25 |
| Burgundy brunch | 09/22/25 |
| medicated property | 09/22/25 |
| Internet-worthy snowy turdskin friendly grandma | 09/22/25 |
| crystalline range | 09/22/25 |
| adulterous motley filthpig | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| trip hairy legs | 09/22/25 |
| Brass Swollen Personal Credit Line Indirect Expression | 09/22/25 |
| vengeful bonkers pit | 09/22/25 |
| Ebony Twisted Famous Landscape Painting Gaping | 09/22/25 |
| massive yapping senate | 09/22/25 |
| adventurous cobalt cruise ship hominid | 09/22/25 |
| adulterous motley filthpig | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| medicated property | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| medicated property | 09/22/25 |
| appetizing flatulent area old irish cottage | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| Maize stirring half-breed lodge | 09/22/25 |
| Slimy Hall Fat Ankles | 09/22/25 |
| Submissive School | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| medicated property | 09/22/25 |
| lascivious corner clown | 09/22/25 |
| outnumbered multi-colored goal in life | 09/22/25 |
| Anal kitchen | 09/22/25 |
| bearded titillating striped hyena theater stage | 09/22/25 |
| Ocher nursing home | 09/22/25 |
| histrionic chapel | 09/22/25 |
| Deep juggernaut | 09/22/25 |
| Marvelous feces hell | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| trip hairy legs | 09/22/25 |
| umber razzle-dazzle mad cow disease | 09/22/25 |
| Irradiated Whorehouse | 09/22/25 |
| citrine talking lay windowlicker | 09/22/25 |
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| Silver becky | 09/22/25 |
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| Aquamarine Parlor Nowag | 09/22/25 |
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| cannon | 09/27/25 |
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| Dr_Sigmund_Floyd | 09/29/25 |
| Metal odious state mother | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| Metal odious state mother | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| Metal odious state mother | 09/22/25 |
| Fucking Fuckface | 09/28/25 |
| lake apoplectic meetinghouse | 09/22/25 |
| bespoke theatre | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| adulterous motley filthpig | 09/22/25 |
| adventurous cobalt cruise ship hominid | 09/22/25 |
| adulterous motley filthpig | 09/22/25 |
| adventurous cobalt cruise ship hominid | 09/22/25 |
| adulterous motley filthpig | 09/22/25 |
| adulterous motley filthpig | 09/22/25 |
| Metal odious state mother | 09/22/25 |
| saffron fluffy temple | 09/22/25 |
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| beta-caryophyllene | 09/28/25 |
| adulterous motley filthpig | 09/22/25 |
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| bespoke theatre | 09/22/25 |
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| adulterous motley filthpig | 09/22/25 |
| topaz spectacular kitty cat | 09/23/25 |
| Kenneth Play | 09/26/25 |
| Fucking Fuckface | 09/28/25 |
| Talented slap-happy ape | 09/22/25 |
| adulterous motley filthpig | 09/22/25 |
| Talented slap-happy ape | 09/22/25 |
| When I grow up I want to be a pumo | 09/28/25 |
| CriminalConversation | 09/28/25 |
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| Olive Shrine Doctorate | 09/22/25 |
| Ocher nursing home | 09/22/25 |
| medicated property | 09/22/25 |
| adulterous motley filthpig | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| bearded titillating striped hyena theater stage | 09/22/25 |
| trip hairy legs | 09/22/25 |
| Fishy Yarmulke | 09/22/25 |
| Irradiated Whorehouse | 09/22/25 |
| ;;......,.,.,.;.,.,.,.,., | 09/28/25 |
| Comical gaped scourge upon the earth | 09/22/25 |
| Ocher nursing home | 09/22/25 |
| medicated property | 09/22/25 |
| Marvelous feces hell | 09/22/25 |
| medicated property | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| Marvelous feces hell | 09/22/25 |
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| Irradiated Whorehouse | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| cannon | 09/27/25 |
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| The Midwit Pundit's Assassination | 09/28/25 |
| topaz spectacular kitty cat | 09/23/25 |
| drab idea he suggested | 09/23/25 |
| ;;......,.,.,.;.,.,.,.,., | 09/28/25 |
| Laughsome charcoal piazza | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| Laughsome charcoal piazza | 09/22/25 |
| Ocher nursing home | 09/22/25 |
| Aquamarine Parlor Nowag | 09/22/25 |
| bespoke theatre | 09/22/25 |
| Irradiated Whorehouse | 09/22/25 |
| A Dick is Not Dispositive | 09/26/25 |
| Barry Stanton | 09/26/25 |
| Angry white woman tailgating you on an empty road | 09/28/25 |
Poast new message in this thread
Date: September 22nd, 2025 9:26 AM Author: Aquamarine Parlor Nowag He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.
I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.
He was visibly upset when I said my wife and I could retire at any time. |
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Date: September 22nd, 2025 7:07 PM Author: Dull useless tanning salon rigor that is sad. gave me anxiety just reading it. lord almighty (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292437) |
Date: September 22nd, 2025 9:28 AM Author: flushed soggy legend dilemma Weird (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290854) |
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Date: September 22nd, 2025 9:30 AM Author: Internet-worthy snowy turdskin friendly grandma What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased) (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290858) |
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Date: September 22nd, 2025 9:35 AM Author: Aquamarine Parlor Nowag He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.
Do you know them? |
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Date: September 22nd, 2025 9:43 AM Author: Slimy Hall Fat Ankles Guessing they are big Israel supporters (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290896) |
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Date: September 22nd, 2025 10:42 AM Author: bearded titillating striped hyena theater stage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290995) |
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Date: September 22nd, 2025 11:27 AM Author: Aquamarine Parlor Nowag I’m not sure either could even tell you who the current president is (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291076) |
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Date: September 28th, 2025 1:39 AM Author: AI_concubine President Biden is as sharp as a tack (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308560) |
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Date: September 28th, 2025 1:11 PM Author: sealclubber agree. the side of the tack you push on. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309326) |
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Date: September 29th, 2025 12:27 PM Author: AI_concubine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49311440) |
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Date: September 22nd, 2025 12:52 PM Author: trip hairy legs (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291367) |
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Date: September 22nd, 2025 5:11 PM Author: Ebony Twisted Famous Landscape Painting Gaping (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292142) |
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Date: September 22nd, 2025 9:58 AM Author: Burgundy brunch its a story as old as recent times (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290926) |
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Date: September 22nd, 2025 10:18 AM Author: medicated property (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290951) |
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Date: September 22nd, 2025 10:20 AM Author: Internet-worthy snowy turdskin friendly grandma (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290957) |
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Date: September 22nd, 2025 10:37 AM Author: crystalline range (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290984) |
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Date: September 22nd, 2025 10:49 AM Author: adulterous motley filthpig (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291013) |
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Date: September 22nd, 2025 11:28 AM Author: Aquamarine Parlor Nowag (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291077) |
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Date: September 22nd, 2025 12:52 PM Author: trip hairy legs (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291368) |
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Date: September 22nd, 2025 3:39 PM Author: Brass Swollen Personal Credit Line Indirect Expression (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291842) |
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Date: September 22nd, 2025 5:02 PM Author: vengeful bonkers pit (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292110) |
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Date: September 22nd, 2025 5:11 PM Author: Ebony Twisted Famous Landscape Painting Gaping (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292143) |
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Date: September 22nd, 2025 7:07 PM Author: massive yapping senate (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292436) |
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Date: September 22nd, 2025 9:30 AM Author: adventurous cobalt cruise ship hominid Sounds very Gen X (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290859) |
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Date: September 22nd, 2025 9:41 AM Author: adulterous motley filthpig (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290889) |
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Date: September 22nd, 2025 9:46 AM Author: Aquamarine Parlor Nowag Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290911) |
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Date: September 22nd, 2025 10:19 AM Author: medicated property Double Big Fed? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290954) |
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Date: September 22nd, 2025 11:28 AM Author: Aquamarine Parlor Nowag Not saying, but yep (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291080) |
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Date: September 22nd, 2025 11:33 AM Author: medicated property Good for you (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291097) |
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Date: September 22nd, 2025 1:22 PM Author: appetizing flatulent area old irish cottage Any kids? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291483) |
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Date: September 22nd, 2025 4:24 PM Author: Aquamarine Parlor Nowag He’s already graduated from college and doing well on his own. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291988) |
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Date: September 22nd, 2025 9:30 AM Author: Maize stirring half-breed lodge It probably will work out for him though. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290860) |
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Date: September 22nd, 2025 9:46 AM Author: Slimy Hall Fat Ankles Sadly yeah (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290909) |
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Date: September 22nd, 2025 9:32 AM Author: Submissive School Tell us more about the wife's fake business (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290862) |
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Date: September 22nd, 2025 9:37 AM Author: Aquamarine Parlor Nowag She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290877) |
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Date: September 22nd, 2025 10:20 AM Author: medicated property How can that lose 3k/month? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290956) |
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Date: September 22nd, 2025 10:27 AM Author: lascivious corner clown She's putting way too much scent in them (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290970) |
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Date: September 22nd, 2025 10:31 AM Author: outnumbered multi-colored goal in life (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290975) |
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Date: September 22nd, 2025 10:35 AM Author: Anal kitchen (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290980) |
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Date: September 22nd, 2025 10:42 AM Author: bearded titillating striped hyena theater stage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290998) |
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Date: September 22nd, 2025 10:49 AM Author: Ocher nursing home (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291011) |
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Date: September 22nd, 2025 10:51 AM Author: histrionic chapel (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291016) |
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Date: September 22nd, 2025 10:53 AM Author: Deep juggernaut (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291023) |
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Date: September 22nd, 2025 11:13 AM Author: Marvelous feces hell (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291054) |
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Date: September 22nd, 2025 11:27 AM Author: Aquamarine Parlor Nowag (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291074) |
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Date: September 22nd, 2025 12:52 PM Author: trip hairy legs (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291372) |
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Date: September 22nd, 2025 12:56 PM Author: umber razzle-dazzle mad cow disease (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291399) |
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Date: September 22nd, 2025 1:25 PM Author: Irradiated Whorehouse (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291495) |
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Date: September 22nd, 2025 4:20 PM Author: citrine talking lay windowlicker (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291968) |
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Date: September 22nd, 2025 4:22 PM Author: Laughsome charcoal piazza (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291973) |
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Date: September 22nd, 2025 4:41 PM Author: Silver becky (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292032) |
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Date: September 22nd, 2025 7:03 PM Author: Fishy Yarmulke I think you misspelled "cents." (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292431) |
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Date: September 22nd, 2025 11:37 PM Author: Aquamarine Parlor Nowag (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293056) |
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Date: September 26th, 2025 1:39 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305213) |
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Date: September 27th, 2025 6:43 PM Author: cannon (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308038) |
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Date: September 28th, 2025 1:58 PM Author: Judas Jones (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309440) |
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Date: September 29th, 2025 12:42 PM Author: Dr_Sigmund_Floyd (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49311477) |
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Date: September 22nd, 2025 9:36 AM Author: Metal odious state mother All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money. Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful. |
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Date: September 22nd, 2025 9:38 AM Author: Aquamarine Parlor Nowag He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290880) |
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Date: September 22nd, 2025 9:38 AM Author: Metal odious state mother Nothing wrong with that, brother. Or working until 76. Who cares? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290882) |
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Date: September 22nd, 2025 9:39 AM Author: Aquamarine Parlor Nowag He hates his job and wants to killself daily. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290886) |
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Date: September 22nd, 2025 9:42 AM Author: Metal odious state mother He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290894) |
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Date: September 28th, 2025 8:29 AM Author: Fucking Fuckface Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308717) |
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Date: September 22nd, 2025 11:39 AM Author: lake apoplectic meetinghouse nah, before he turns 65 that shit's gonna be means tested (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291118) |
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Date: September 22nd, 2025 7:38 PM Author: bespoke theatre Everyone should work to 70+. I have a 76 year old partner and he loves litigating. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292529) |
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Date: September 22nd, 2025 11:37 PM Author: Aquamarine Parlor Nowag Simmer down Shapiro (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293057) |
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Date: September 22nd, 2025 9:39 AM Author: adulterous motley filthpig how is he going to pay off 400k in 14 years when he can't even save for retirement. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290887) |
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Date: September 22nd, 2025 9:41 AM Author: adventurous cobalt cruise ship hominid You seem to struggle with the idea that someone could build net worth rather than Descending. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290890) |
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Date: September 22nd, 2025 9:43 AM Author: adulterous motley filthpig My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290898) |
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Date: September 22nd, 2025 12:55 PM Author: adventurous cobalt cruise ship hominid You should sell your Xbox for Profit. The price is ever increasing fo No Reason (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291391) |
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Date: September 22nd, 2025 12:58 PM Author: adulterous motley filthpig are you saying I should Sell High? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291407) |
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Date: September 22nd, 2025 1:00 PM Author: adulterous motley filthpig btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291419) |
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Date: September 22nd, 2025 9:42 AM Author: Metal odious state mother He needs to pay $2,000 in principal each month, which he can do on $180k. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290893) |
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Date: September 22nd, 2025 9:46 AM Author: saffron fluffy temple Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290908) |
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Date: September 22nd, 2025 9:49 AM Author: Metal odious state mother Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290919) |
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Date: September 28th, 2025 12:09 AM Author: beta-caryophyllene (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308508) |
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Date: September 22nd, 2025 9:50 AM Author: adulterous motley filthpig this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290921) |
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Date: September 22nd, 2025 9:44 AM Author: Talented slap-happy ape Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290903) |
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Date: September 22nd, 2025 7:40 PM Author: bespoke theatre At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292535) |
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Date: September 22nd, 2025 11:34 AM Author: topaz spectacular kitty cat Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.
But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that. |
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Date: September 22nd, 2025 11:36 AM Author: adulterous motley filthpig Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291106) |
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Date: September 23rd, 2025 12:31 AM Author: topaz spectacular kitty cat (dude who has never tried to buy insurance on the individual market)
For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare. |
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Date: September 26th, 2025 1:40 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305216) |
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Date: September 28th, 2025 8:33 AM Author: Fucking Fuckface Leave America (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308723) |
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Date: September 22nd, 2025 9:42 AM Author: Talented slap-happy ape He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290895) |
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Date: September 22nd, 2025 9:44 AM Author: adulterous motley filthpig he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290901) |
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Date: September 22nd, 2025 9:45 AM Author: Talented slap-happy ape Once his kids are out of the house he can just downsize and bam! its paid off. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290906) |
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Date: September 28th, 2025 12:32 AM Author: When I grow up I want to be a pumo The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308521) |
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Date: September 28th, 2025 1:58 PM Author: CriminalConversation (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309435) |
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Date: September 22nd, 2025 9:58 AM Author: Burgundy brunch He's going to be fine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290925) |
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Date: September 22nd, 2025 10:41 AM Author: Olive Shrine Doctorate If he has a COVID-era mortgage rate, he'd be insane to pay it off (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290992) |
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Date: September 22nd, 2025 10:50 AM Author: Ocher nursing home For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291014) |
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Date: September 22nd, 2025 10:51 AM Author: medicated property This guy gets it (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291017) |
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Date: September 22nd, 2025 10:53 AM Author: adulterous motley filthpig Raymondnomics (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291024) |
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Date: September 22nd, 2025 11:29 AM Author: Aquamarine Parlor Nowag (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291083) |
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Date: September 22nd, 2025 11:46 AM Author: bearded titillating striped hyena theater stage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291132) |
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Date: September 22nd, 2025 12:53 PM Author: trip hairy legs (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291374) |
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Date: September 22nd, 2025 12:53 PM Author: Fishy Yarmulke (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291380) |
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Date: September 22nd, 2025 1:26 PM Author: Irradiated Whorehouse (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291500) |
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Date: September 28th, 2025 2:24 PM (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309504) |
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Date: September 22nd, 2025 10:43 AM Author: Comical gaped scourge upon the earth (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291001) |
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Date: September 22nd, 2025 10:48 AM Author: Ocher nursing home Many such cases (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291009) |
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Date: September 22nd, 2025 10:50 AM Author: medicated property This seems to be about the median life outcome ITE (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291015) |
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Date: September 22nd, 2025 11:06 AM Author: Marvelous feces hell I have a friend who just put 2200 worth of car audio into a 2008 camry (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291045) |
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Date: September 22nd, 2025 11:19 AM Author: medicated property Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291060) |
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Date: September 22nd, 2025 11:30 AM Author: Aquamarine Parlor Nowag Is your friend still in high school?
My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels. |
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Date: September 22nd, 2025 11:42 AM Author: Marvelous feces hell He is early 30s lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291125) |
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Date: September 22nd, 2025 11:59 AM Author: Arousing shimmering preventive strike sanctuary alpha af (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291167) |
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Date: September 22nd, 2025 1:27 PM Author: Irradiated Whorehouse I feel like there are more good stories about your brother, especially his financial decision making. Do share! (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291503) |
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Date: September 22nd, 2025 4:16 PM Author: Aquamarine Parlor Nowag He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291952) |
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Date: September 27th, 2025 6:47 PM Author: cannon So why does he want to killself daily? Sounds relatively chill otherwise (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308045) |
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Date: September 26th, 2025 1:41 PM Author: Kenneth Play sounds 180, i can hear the bass 30 seconds before he shows up (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305221) |
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Date: September 28th, 2025 8:35 AM Author: Fucking Fuckface who says you can't buy class (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308733) |
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Date: September 28th, 2025 2:23 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309502) |
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Date: September 22nd, 2025 1:17 PM Author: blathering library blood rage He's going to need at least two new trucks before he retires, which will make saving more difficult (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291472) |
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Date: September 22nd, 2025 1:27 PM Author: medicated property (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291502) |
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Date: September 22nd, 2025 1:57 PM Author: stimulating point newt Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291599) |
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Date: September 22nd, 2025 1:59 PM Author: blathering library blood rage There's nothing else a man can reasonably drive (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291606) |
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Date: September 22nd, 2025 2:08 PM Author: dashing zippy fortuitous meteor prole He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291630) |
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Date: September 22nd, 2025 3:52 PM Author: trip hairy legs (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291884) |
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Date: September 22nd, 2025 4:22 PM Author: Laughsome charcoal piazza (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291975) |
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Date: September 27th, 2025 6:31 PM Author: Barry Stanton (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308023) |
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Date: September 28th, 2025 8:34 AM Author: The Midwit Pundit's Assassination (No Future) (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308727) |
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Date: September 23rd, 2025 12:34 AM Author: topaz spectacular kitty cat (blue city shitlib)
Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry. |
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Date: September 23rd, 2025 12:53 AM Author: drab idea he suggested Lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293201) |
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Date: September 28th, 2025 2:25 PM My cattle ranch is in Montana, do I have to return my truck (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309505) |
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Date: September 22nd, 2025 4:23 PM Author: Laughsome charcoal piazza what are your heights? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291980) |
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Date: September 22nd, 2025 4:31 PM Author: Aquamarine Parlor Nowag He’s 6’3 and I’m 6’1 (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292009) |
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Date: September 22nd, 2025 4:40 PM Author: Laughsome charcoal piazza he has you pwned 4lyfe (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292028) |
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Date: September 22nd, 2025 7:16 PM Author: Ocher nursing home (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292464) |
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Date: September 22nd, 2025 11:38 PM Author: Aquamarine Parlor Nowag Harsh, but fair (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293059) |
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Date: September 22nd, 2025 7:37 PM Author: bespoke theatre What's the big deal as long as they get inheritances. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292524) |
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Date: September 22nd, 2025 7:54 PM Author: Irradiated Whorehouse If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292566) |
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Date: September 26th, 2025 1:06 PM Author: A Dick is Not Dispositive (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305085) |
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Date: September 26th, 2025 1:37 PM Author: Barry Stanton Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305208) |
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Date: September 28th, 2025 8:50 AM Author: Angry white woman tailgating you on an empty road (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308752) |