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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Grizzly regret
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
Concupiscible turquoise theater stage
  09/22/25
Weird
Ebony territorial sanctuary useless brakes
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Aphrodisiac menage
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Grizzly regret
  09/22/25
Guessing they are big Israel supporters
Mahogany appetizing locale karate
  09/22/25
...
brindle laser beams goyim
  09/22/25
I’m not sure either could even tell you who the curren...
Grizzly regret
  09/22/25
President Biden is as sharp as a tack
AI_concubine
  09/28/25
agree. the side of the tack you push on.
sealclubber
  09/28/25
...
AI_concubine
  09/29/25
...
electric alcoholic candlestick maker stage
  09/22/25
...
Azure crackhouse
  09/22/25
its a story as old as recent times
nighttime hairraiser church newt
  09/22/25
...
Vibrant lime headpube den
  09/22/25
...
Aphrodisiac menage
  09/22/25
...
smoky wrinkle cruise ship
  09/22/25
...
Buff house-broken area
  09/22/25
...
Grizzly regret
  09/22/25
...
electric alcoholic candlestick maker stage
  09/22/25
...
Purple glittery national security agency mexican
  09/22/25
...
burgundy center rigpig
  09/22/25
...
Azure crackhouse
  09/22/25
...
Bat shit crazy silver tanning salon tank
  09/22/25
Sounds very Gen X
Greedy locus
  09/22/25
...
Buff house-broken area
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Grizzly regret
  09/22/25
Double Big Fed?
Vibrant lime headpube den
  09/22/25
Not saying, but yep
Grizzly regret
  09/22/25
Good for you
Vibrant lime headpube den
  09/22/25
Any kids?
soul-stirring lay
  09/22/25
He’s already graduated from college and doing well on ...
Grizzly regret
  09/22/25
It probably will work out for him though.
Sticky tantric background story friendly grandma
  09/22/25
Sadly yeah
Mahogany appetizing locale karate
  09/22/25
Tell us more about the wife's fake business
Plum Shitlib Main People
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Grizzly regret
  09/22/25
How can that lose 3k/month?
Vibrant lime headpube den
  09/22/25
She's putting way too much scent in them
Dark arousing hospital party of the first part
  09/22/25
...
Violet Odious Piazza
  09/22/25
...
exciting aqua cuckold kitchen
  09/22/25
...
brindle laser beams goyim
  09/22/25
...
Provocative Dilemma Fat Ankles
  09/22/25
...
abusive philosopher-king lodge
  09/22/25
...
shimmering athletic conference
  09/22/25
...
Splenetic hairless abode
  09/22/25
...
Grizzly regret
  09/22/25
...
electric alcoholic candlestick maker stage
  09/22/25
...
wonderful lake yarmulke spot
  09/22/25
...
Racy bawdyhouse dingle berry
  09/22/25
...
curious jap
  09/22/25
...
Aromatic partner cumskin
  09/22/25
...
Slap-happy forum
  09/22/25
I think you misspelled "cents."
fragrant wine persian
  09/22/25
...
Grizzly regret
  09/22/25
...
Kenneth Play
  09/26/25
...
cannon
  09/27/25
...
Judas Jones
  09/28/25
...
Dr_Sigmund_Floyd
  09/29/25
All he has to do to maek it is pay off his house over the ne...
Harsh copper chad dog poop
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Grizzly regret
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Harsh copper chad dog poop
  09/22/25
He hates his job and wants to killself daily.
Grizzly regret
  09/22/25
He should work harder, save more, get that house paid off or...
Harsh copper chad dog poop
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Fucking Fuckface
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
opaque tattoo
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
talented police squad chapel
  09/22/25
Simmer down Shapiro
Grizzly regret
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Buff house-broken area
  09/22/25
You seem to struggle with the idea that someone could build ...
Greedy locus
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Buff house-broken area
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Greedy locus
  09/22/25
are you saying I should Sell High?
Buff house-broken area
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Buff house-broken area
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Harsh copper chad dog poop
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Gaped Stubborn Resort
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Harsh copper chad dog poop
  09/22/25
...
beta-caryophyllene
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Buff house-broken area
  09/22/25
Cr. It would be much better if he paid in installments, like...
Passionate Deep Stage
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
talented police squad chapel
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
carnelian corner
  09/22/25
Why would you have several thousand per month in health care...
Buff house-broken area
  09/22/25
(dude who has never tried to buy insurance on the individual...
carnelian corner
  09/23/25
...
Kenneth Play
  09/26/25
Leave America
Fucking Fuckface
  09/28/25
He has social security and a good paying job and will have a...
Passionate Deep Stage
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Buff house-broken area
  09/22/25
Once his kids are out of the house he can just downsize and ...
Passionate Deep Stage
  09/22/25
The $3000 a month that the "business" is losing ma...
When I grow up I want to be a pumo
  09/28/25
...
CriminalConversation
  09/28/25
He's going to be fine
nighttime hairraiser church newt
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
dashing alcoholic school cafeteria
  09/22/25
For the financially retarded putting extra into your house i...
Provocative Dilemma Fat Ankles
  09/22/25
This guy gets it
Vibrant lime headpube den
  09/22/25
Raymondnomics
Buff house-broken area
  09/22/25
...
Grizzly regret
  09/22/25
...
brindle laser beams goyim
  09/22/25
...
electric alcoholic candlestick maker stage
  09/22/25
...
fragrant wine persian
  09/22/25
...
Racy bawdyhouse dingle berry
  09/22/25
...
;;......,.,.,.;.,.,.,.,.,
  09/28/25
...
cyan indecent school
  09/22/25
Many such cases
Provocative Dilemma Fat Ankles
  09/22/25
This seems to be about the median life outcome ITE
Vibrant lime headpube den
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Splenetic hairless abode
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Vibrant lime headpube den
  09/22/25
Is your friend still in high school? My brother, in all h...
Grizzly regret
  09/22/25
He is early 30s lol
Splenetic hairless abode
  09/22/25
alpha af
ultramarine french lettuce
  09/22/25
I feel like there are more good stories about your brother, ...
Racy bawdyhouse dingle berry
  09/22/25
He’s got a “system” for playing slots in V...
Grizzly regret
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
cannon
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Kenneth Play
  09/26/25
who says you can't buy class
Fucking Fuckface
  09/28/25
...
Kenneth Play
  09/28/25
He's going to need at least two new trucks before he retires...
razzle-dazzle ocher genital piercing
  09/22/25
...
Vibrant lime headpube den
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
massive clear knife garrison
  09/22/25
There's nothing else a man can reasonably drive
razzle-dazzle ocher genital piercing
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
boyish drab market pistol
  09/22/25
...
electric alcoholic candlestick maker stage
  09/22/25
...
Aromatic partner cumskin
  09/22/25
...
Barry Stanton
  09/27/25
...
The Midwit Pundit's Assassination
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
carnelian corner
  09/23/25
Lol
Lilac Cerebral Pit Black Woman
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
;;......,.,.,.;.,.,.,.,.,
  09/28/25
what are your heights?
Aromatic partner cumskin
  09/22/25
He’s 6’3 and I’m 6’1
Grizzly regret
  09/22/25
he has you pwned 4lyfe
Aromatic partner cumskin
  09/22/25
...
Provocative Dilemma Fat Ankles
  09/22/25
Harsh, but fair
Grizzly regret
  09/22/25
What's the big deal as long as they get inheritances.
talented police squad chapel
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Racy bawdyhouse dingle berry
  09/22/25
...
A Dick is Not Dispositive
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Barry Stanton
  09/26/25
...
Angry white woman tailgating you on an empty road
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Grizzly regret

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Concupiscible turquoise theater stage

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Ebony territorial sanctuary useless brakes

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Aphrodisiac menage

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Grizzly regret

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Mahogany appetizing locale karate

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: brindle laser beams goyim



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Grizzly regret

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: AI_concubine

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sealclubber

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: AI_concubine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: electric alcoholic candlestick maker stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Azure crackhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: nighttime hairraiser church newt

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Vibrant lime headpube den



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Aphrodisiac menage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: smoky wrinkle cruise ship



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Buff house-broken area



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Grizzly regret



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: electric alcoholic candlestick maker stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: Purple glittery national security agency mexican



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: burgundy center rigpig



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Azure crackhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Bat shit crazy silver tanning salon tank



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Greedy locus

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Buff house-broken area



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Grizzly regret

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Vibrant lime headpube den

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Grizzly regret

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Vibrant lime headpube den

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: soul-stirring lay

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Grizzly regret

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Sticky tantric background story friendly grandma

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Mahogany appetizing locale karate

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Plum Shitlib Main People

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Grizzly regret

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Vibrant lime headpube den

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: Dark arousing hospital party of the first part

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Violet Odious Piazza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: exciting aqua cuckold kitchen



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: brindle laser beams goyim



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Provocative Dilemma Fat Ankles



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: abusive philosopher-king lodge



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: shimmering athletic conference



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Splenetic hairless abode



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Grizzly regret



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: electric alcoholic candlestick maker stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: wonderful lake yarmulke spot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Racy bawdyhouse dingle berry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: curious jap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Aromatic partner cumskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: Slap-happy forum



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: fragrant wine persian

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Grizzly regret



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: cannon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Judas Jones



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309440)



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Date: September 29th, 2025 12:42 PM
Author: Dr_Sigmund_Floyd



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49311477)



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Date: September 22nd, 2025 9:36 AM
Author: Harsh copper chad dog poop

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Grizzly regret

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290880)



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Date: September 22nd, 2025 9:38 AM
Author: Harsh copper chad dog poop

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290882)



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Date: September 22nd, 2025 9:39 AM
Author: Grizzly regret

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290886)



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Date: September 22nd, 2025 9:42 AM
Author: Harsh copper chad dog poop

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290894)



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Date: September 28th, 2025 8:29 AM
Author: Fucking Fuckface

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308717)



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Date: September 22nd, 2025 11:39 AM
Author: opaque tattoo

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291118)



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Date: September 22nd, 2025 7:38 PM
Author: talented police squad chapel

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292529)



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Date: September 22nd, 2025 11:37 PM
Author: Grizzly regret

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293057)



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Date: September 22nd, 2025 9:39 AM
Author: Buff house-broken area

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290887)



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Date: September 22nd, 2025 9:41 AM
Author: Greedy locus

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290890)



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Date: September 22nd, 2025 9:43 AM
Author: Buff house-broken area

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290898)



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Date: September 22nd, 2025 12:55 PM
Author: Greedy locus

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291391)



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Date: September 22nd, 2025 12:58 PM
Author: Buff house-broken area

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291407)



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Date: September 22nd, 2025 1:00 PM
Author: Buff house-broken area

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291419)



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Date: September 22nd, 2025 9:42 AM
Author: Harsh copper chad dog poop

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290893)



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Date: September 22nd, 2025 9:46 AM
Author: Gaped Stubborn Resort

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290908)



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Date: September 22nd, 2025 9:49 AM
Author: Harsh copper chad dog poop

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290919)



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Date: September 28th, 2025 12:09 AM
Author: beta-caryophyllene



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308508)



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Date: September 22nd, 2025 9:50 AM
Author: Buff house-broken area

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290921)



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Date: September 22nd, 2025 9:44 AM
Author: Passionate Deep Stage

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290903)



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Date: September 22nd, 2025 7:40 PM
Author: talented police squad chapel

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292535)



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Date: September 22nd, 2025 11:34 AM
Author: carnelian corner

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291102)



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Date: September 22nd, 2025 11:36 AM
Author: Buff house-broken area

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291106)



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Date: September 23rd, 2025 12:31 AM
Author: carnelian corner

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293167)



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Date: September 26th, 2025 1:40 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305216)



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Date: September 28th, 2025 8:33 AM
Author: Fucking Fuckface

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308723)



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Date: September 22nd, 2025 9:42 AM
Author: Passionate Deep Stage

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290895)



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Date: September 22nd, 2025 9:44 AM
Author: Buff house-broken area

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290901)



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Date: September 22nd, 2025 9:45 AM
Author: Passionate Deep Stage

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290906)



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Date: September 28th, 2025 12:32 AM
Author: When I grow up I want to be a pumo

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308521)



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Date: September 28th, 2025 1:58 PM
Author: CriminalConversation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309435)



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Date: September 22nd, 2025 9:58 AM
Author: nighttime hairraiser church newt

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290925)



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Date: September 22nd, 2025 10:41 AM
Author: dashing alcoholic school cafeteria

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: Provocative Dilemma Fat Ankles

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: Vibrant lime headpube den

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291017)



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Date: September 22nd, 2025 10:53 AM
Author: Buff house-broken area

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291024)



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Date: September 22nd, 2025 11:29 AM
Author: Grizzly regret



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291083)



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Date: September 22nd, 2025 11:46 AM
Author: brindle laser beams goyim



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: electric alcoholic candlestick maker stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291374)



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Date: September 22nd, 2025 12:53 PM
Author: fragrant wine persian



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291380)



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Date: September 22nd, 2025 1:26 PM
Author: Racy bawdyhouse dingle berry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291500)



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Date: September 28th, 2025 2:24 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309504)



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Date: September 22nd, 2025 10:43 AM
Author: cyan indecent school



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291001)



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Date: September 22nd, 2025 10:48 AM
Author: Provocative Dilemma Fat Ankles

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291009)



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Date: September 22nd, 2025 10:50 AM
Author: Vibrant lime headpube den

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291015)



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Date: September 22nd, 2025 11:06 AM
Author: Splenetic hairless abode

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291045)



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Date: September 22nd, 2025 11:19 AM
Author: Vibrant lime headpube den

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291060)



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Date: September 22nd, 2025 11:30 AM
Author: Grizzly regret

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291086)



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Date: September 22nd, 2025 11:42 AM
Author: Splenetic hairless abode

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291125)



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Date: September 22nd, 2025 11:59 AM
Author: ultramarine french lettuce

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291167)



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Date: September 22nd, 2025 1:27 PM
Author: Racy bawdyhouse dingle berry

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291503)



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Date: September 22nd, 2025 4:16 PM
Author: Grizzly regret

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291952)



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Date: September 27th, 2025 6:47 PM
Author: cannon

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308045)



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Date: September 26th, 2025 1:41 PM
Author: Kenneth Play

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305221)



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Date: September 28th, 2025 8:35 AM
Author: Fucking Fuckface

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308733)



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Date: September 28th, 2025 2:23 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309502)



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Date: September 22nd, 2025 1:17 PM
Author: razzle-dazzle ocher genital piercing

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291472)



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Date: September 22nd, 2025 1:27 PM
Author: Vibrant lime headpube den



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291502)



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Date: September 22nd, 2025 1:57 PM
Author: massive clear knife garrison

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291599)



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Date: September 22nd, 2025 1:59 PM
Author: razzle-dazzle ocher genital piercing

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291606)



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Date: September 22nd, 2025 2:08 PM
Author: boyish drab market pistol

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291630)



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Date: September 22nd, 2025 3:52 PM
Author: electric alcoholic candlestick maker stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291884)



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Date: September 22nd, 2025 4:22 PM
Author: Aromatic partner cumskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291975)



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Date: September 27th, 2025 6:31 PM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308023)



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Date: September 28th, 2025 8:34 AM
Author: The Midwit Pundit's Assassination (No Future)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308727)



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Date: September 23rd, 2025 12:34 AM
Author: carnelian corner

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293179)



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Date: September 23rd, 2025 12:53 AM
Author: Lilac Cerebral Pit Black Woman

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293201)



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Date: September 28th, 2025 2:25 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )


My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Aromatic partner cumskin

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Grizzly regret

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Aromatic partner cumskin

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292028)



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Date: September 22nd, 2025 7:16 PM
Author: Provocative Dilemma Fat Ankles



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292464)



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Date: September 22nd, 2025 11:38 PM
Author: Grizzly regret

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49293059)



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Date: September 22nd, 2025 7:37 PM
Author: talented police squad chapel

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292524)



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Date: September 22nd, 2025 7:54 PM
Author: Racy bawdyhouse dingle berry

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49292566)



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Date: September 26th, 2025 1:06 PM
Author: A Dick is Not Dispositive



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305085)



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Date: September 26th, 2025 1:37 PM
Author: Barry Stanton

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49305208)



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Date: September 28th, 2025 8:50 AM
Author: Angry white woman tailgating you on an empty road



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2/en-en/#49308752)