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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
yellow philosopher-king
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Exhilarant nursing home patrolman
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
yellow philosopher-king
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
rebellious national security agency
  12/15/25
u sound mad
Flesh greedy space stain
  12/14/25
go to grad school
Red sweet tailpipe
  12/14/25
...
dashing bawdyhouse
  12/14/25
Post bacc MD cr?
yellow philosopher-king
  12/15/25
yeah you gotta be careful though. some are better than other...
Red sweet tailpipe
  12/15/25
time for you to pay off mine
Zombie-like bronze nowag
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
naked antidepressant drug cuckold
  12/15/25
...
Flesh greedy space stain
  12/15/25
...
titillating sanctuary
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Red sweet tailpipe
  12/15/25
I have zero debt, I love my freedom.
naked antidepressant drug cuckold
  12/15/25
...
high-end area
  12/15/25
you won this gen
demanding know-it-all cruise ship brethren
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Violent state idea he suggested
  12/15/25
current weight?
fluffy institution private investor
  12/15/25
372 or so. It's been a rough holiday season.
Violent state idea he suggested
  12/15/25
what are some things that have happened to you that forced y...
deranged church
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Violent state idea he suggested
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
carmine crotch
  12/15/25
how much was the original loan balance and how much (((inter...
carmine crotch
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
yellow philosopher-king
  12/15/25
I want to stab you
Charcoal exciting legend
  12/15/25
Being echo gen x has its privileges
yellow philosopher-king
  12/15/25
hookers and blow? pretty much whatever you want
navy doobsian church building athletic conference
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Heady sick pit cumskin
  12/15/25
Where the fuck did you get 2.75% interest student loans?
bat shit crazy seedy heaven
  12/15/25
Around 2007 and 2008, there were some great rates.
free-loading station karate
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
yellow philosopher-king
  12/15/25
Undergrad?
free-loading station karate
  12/16/25
...
naked antidepressant drug cuckold
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
free-loading station karate
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
bat shit crazy seedy heaven
  12/15/25
two girls, same time
costumed insanely creepy hospital hissy fit
  12/15/25
borrow more money from jews asap
Mustard chest-beating knife
  12/15/25
Uncle Sam is a goy, shitlib
yellow philosopher-king
  12/15/25
who benefits? COHEN BENEFITS!
Mustard chest-beating knife
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: yellow philosopher-king

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Exhilarant nursing home patrolman

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: yellow philosopher-king

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: rebellious national security agency

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Flesh greedy space stain

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Red sweet tailpipe

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: dashing bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: yellow philosopher-king

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Red sweet tailpipe

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Zombie-like bronze nowag

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: naked antidepressant drug cuckold

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Flesh greedy space stain



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: titillating sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Red sweet tailpipe

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: naked antidepressant drug cuckold

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: high-end area



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: demanding know-it-all cruise ship brethren

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Violent state idea he suggested

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: fluffy institution private investor

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Violent state idea he suggested

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: deranged church

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Violent state idea he suggested

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: carmine crotch

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: carmine crotch

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: yellow philosopher-king

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Charcoal exciting legend

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: yellow philosopher-king

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: navy doobsian church building athletic conference

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Heady sick pit cumskin

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: bat shit crazy seedy heaven

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: free-loading station karate

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: yellow philosopher-king

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: free-loading station karate

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: naked antidepressant drug cuckold



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: free-loading station karate

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: bat shit crazy seedy heaven

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: costumed insanely creepy hospital hissy fit

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Mustard chest-beating knife

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: yellow philosopher-king

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Mustard chest-beating knife

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512587)