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POLL: What is your 401(k) balance right now

...
Yellow Kitchen
  06/27/25
A tiny pink 500k
Swashbuckling overrated boltzmann
  06/27/25
that's not that bad
Yellow Kitchen
  06/27/25
I guess not but the thought of grinding out another 20 years...
Swashbuckling overrated boltzmann
  06/27/25
age?
Big-titted Startling Giraffe
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
aromatic olive coffee pot
  06/27/25
Yep, I’m early 40s lol
Swashbuckling overrated boltzmann
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
kink-friendly fighting incel area
  06/27/25
It depend on if that's his primary retirement or if he has ...
alcoholic turquoise chapel blood rage
  06/27/25
$130k
arousing fanboi gas station
  06/27/25
that's horrendous
Yellow Kitchen
  06/27/25
i'm in between these two guys
Territorial Stage Preventive Strike
  06/27/25
Same, I'm in between two guys
Adulterous passionate library
  06/27/25
The sum total of all my retirement and brokerage accounts is...
arousing fanboi gas station
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Big-titted Startling Giraffe
  06/27/25
My mom says I'm special.
arousing fanboi gas station
  06/27/25
even that's not true
Big-titted Startling Giraffe
  06/27/25
LOL
Big-titted Startling Giraffe
  06/27/25
$3.4 million in combined marital plans.
mint background story
  06/27/25
damn
Territorial Stage Preventive Strike
  06/27/25
Age?
aromatic olive coffee pot
  06/27/25
Such a waste of capital.
Bisexual Base Juggernaut
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
racy legal warrant school cafeteria
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Big-titted Startling Giraffe
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
racy legal warrant school cafeteria
  06/27/25
...
Bisexual Base Juggernaut
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Pearly Queen Of The Night Prole
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Spectacular old irish cottage milk
  06/27/25
.
arousing fanboi gas station
  06/27/25
Something like $800-900k for wife and I.
purple maniacal dilemma
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Bisexual Base Juggernaut
  06/27/25
If you work in-house matching makes it a no-brainer.
purple maniacal dilemma
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Bisexual Base Juggernaut
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
purple maniacal dilemma
  06/27/25
I want my yacht now.
Bisexual Base Juggernaut
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
purple maniacal dilemma
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Bisexual Base Juggernaut
  06/27/25
If that's your perspective then sure, stop contributing into...
purple maniacal dilemma
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Provocative onyx friendly grandma
  06/27/25
Why not put it in a Roth?
Bateful house
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
racy legal warrant school cafeteria
  06/27/25
180
Bisexual Base Juggernaut
  06/27/25
Did you know you're not required to contribute to a 401K?
racy legal warrant school cafeteria
  06/27/25
(guy who is not a biglaw partner)
Bisexual Base Juggernaut
  06/27/25
$700k Wife - $600k
Insane Dark Temple
  06/27/25
43yo, $900k
Walnut sickened really tough guy striped hyena
  06/27/25
Early 40s. ~$2.1mm
Nighttime Amber Degenerate Theatre
  06/27/25
Late 20s, 250k
Bateful house
  06/27/25
Good job , young gun
bearded blue multi-billionaire indian lodge
  06/27/25
lol at these responses
kink-friendly fighting incel area
  06/27/25
go on...
Big-titted Startling Giraffe
  06/27/25
30000k
vigorous dog poop
  06/27/25
$399,443.16
Snowy Medicated Haunted Graveyard
  06/27/25
Monday is likely to be a big day for you friend
racy legal warrant school cafeteria
  06/27/25
🤞🏻
Snowy Medicated Haunted Graveyard
  06/27/25
IDK $150Kish. But I haven't been working long.
Zombie-like Topaz Headpube Circlehead
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
crusty sick sneaky criminal
  06/27/25
Same.
Zippy Stirring Forum
  06/27/25
350,000 Kinda sad
odious lodge double fault
  06/27/25
all stock/bond investments are like 750k.
Soul-stirring affirmative action
  06/27/25
$386k total. $324k in trad, $62k in Roth
Wonderful cruel-hearted theater
  06/27/25
Zero
Fear-inspiring regret toaster
  06/27/25
Crrrrrrrrrrrrrr
Bisexual Base Juggernaut
  06/27/25
For Benzo reasons or RSF reasons?
Nighttime Amber Degenerate Theatre
  06/27/25
$6 million or so. I checked in January.
Zippy Stirring Forum
  06/27/25
...
racy legal warrant school cafeteria
  06/27/25
I mean undoubtedly there is a balance but $6 million?
vibrant demanding voyeur
  06/27/25
$0. I don’t have a 401(k).
Balding Mood Cuckoldry
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Yellow Kitchen



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Swashbuckling overrated boltzmann

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Yellow Kitchen

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Swashbuckling overrated boltzmann

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Big-titted Startling Giraffe

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: aromatic olive coffee pot

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Swashbuckling overrated boltzmann

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: kink-friendly fighting incel area

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: alcoholic turquoise chapel blood rage

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: arousing fanboi gas station

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Yellow Kitchen

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Territorial Stage Preventive Strike

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Adulterous passionate library

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: arousing fanboi gas station

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Big-titted Startling Giraffe

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: arousing fanboi gas station

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Big-titted Startling Giraffe

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Big-titted Startling Giraffe

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: mint background story

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Territorial Stage Preventive Strike

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: aromatic olive coffee pot

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Bisexual Base Juggernaut

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: racy legal warrant school cafeteria

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Big-titted Startling Giraffe

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: racy legal warrant school cafeteria

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Bisexual Base Juggernaut



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Pearly Queen Of The Night Prole

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Spectacular old irish cottage milk

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: arousing fanboi gas station

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: purple maniacal dilemma

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Bisexual Base Juggernaut

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: purple maniacal dilemma

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Bisexual Base Juggernaut

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: purple maniacal dilemma

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Bisexual Base Juggernaut

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: purple maniacal dilemma

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Bisexual Base Juggernaut

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: purple maniacal dilemma

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Provocative onyx friendly grandma

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Bateful house

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: racy legal warrant school cafeteria

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Bisexual Base Juggernaut

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: racy legal warrant school cafeteria

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Bisexual Base Juggernaut

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Insane Dark Temple

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Walnut sickened really tough guy striped hyena

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Nighttime Amber Degenerate Theatre

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Bateful house

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: bearded blue multi-billionaire indian lodge

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: kink-friendly fighting incel area

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Big-titted Startling Giraffe

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: vigorous dog poop

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Snowy Medicated Haunted Graveyard

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: racy legal warrant school cafeteria

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Snowy Medicated Haunted Graveyard

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Zombie-like Topaz Headpube Circlehead

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: crusty sick sneaky criminal

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Zippy Stirring Forum

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: odious lodge double fault

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Soul-stirring affirmative action

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Wonderful cruel-hearted theater

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Fear-inspiring regret toaster

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Bisexual Base Juggernaut

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Nighttime Amber Degenerate Theatre

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Zippy Stirring Forum

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: racy legal warrant school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: vibrant demanding voyeur

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Balding Mood Cuckoldry

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055414)