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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Godawful Quadroon
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Cerebral university organic girlfriend
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Godawful Quadroon
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Big Spot
  12/15/25
...
fuchsia athletic conference pisswyrm
  12/14/25
go to grad school
marvelous nowag
  12/14/25
...
territorial odious rehab
  12/14/25
Post bacc MD cr?
Godawful Quadroon
  12/15/25
yeah you gotta be careful though. some are better than other...
marvelous nowag
  12/15/25
time for you to pay off mine
Mauve menage
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
unhinged razzle volcanic crater church building
  12/15/25
...
fuchsia athletic conference pisswyrm
  12/15/25
...
flickering dingle berry
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
marvelous nowag
  12/15/25
I have zero debt, I love my freedom.
unhinged razzle volcanic crater church building
  12/15/25
...
galvanic pearly genital piercing ticket booth
  12/15/25
you won this gen
carmine startling national
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
drunken location
  12/15/25
current weight?
Titillating Fiercely-loyal Whorehouse
  12/15/25
372 or so. It's been a rough holiday season.
drunken location
  12/15/25
what are some things that have happened to you that forced y...
brass piazza
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
drunken location
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
free-loading beta locale
  12/15/25
how much was the original loan balance and how much (((inter...
free-loading beta locale
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Godawful Quadroon
  12/15/25
I want to stab you
Infuriating Self-centered Native
  12/15/25
Being echo gen x has its privileges
Godawful Quadroon
  12/15/25
hookers and blow? pretty much whatever you want
cerise area boiling water
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Poppy excitant box office
  12/15/25
Where the fuck did you get 2.75% interest student loans?
vibrant stead gaping
  12/15/25
Around 2007 and 2008, there were some great rates.
Pale rigor
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Godawful Quadroon
  12/15/25
Undergrad?
Pale rigor
  12/16/25
...
unhinged razzle volcanic crater church building
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Pale rigor
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
vibrant stead gaping
  12/15/25
two girls, same time
navy senate travel guidebook
  12/15/25
borrow more money from jews asap
stimulating hospital
  12/15/25
Uncle Sam is a goy, shitlib
Godawful Quadroon
  12/15/25
who benefits? COHEN BENEFITS!
stimulating hospital
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Godawful Quadroon

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Cerebral university organic girlfriend

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Godawful Quadroon

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Big Spot

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: fuchsia athletic conference pisswyrm



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: marvelous nowag

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: territorial odious rehab



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Godawful Quadroon

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: marvelous nowag

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Mauve menage

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: unhinged razzle volcanic crater church building

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: fuchsia athletic conference pisswyrm



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: flickering dingle berry



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: marvelous nowag

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: unhinged razzle volcanic crater church building

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: galvanic pearly genital piercing ticket booth



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: carmine startling national

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: drunken location

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Titillating Fiercely-loyal Whorehouse

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: drunken location

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: brass piazza

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: drunken location

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: free-loading beta locale

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: free-loading beta locale

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Godawful Quadroon

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Infuriating Self-centered Native

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Godawful Quadroon

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: cerise area boiling water

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Poppy excitant box office

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: vibrant stead gaping

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Pale rigor

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Godawful Quadroon

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Pale rigor

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: unhinged razzle volcanic crater church building



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Pale rigor

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: vibrant stead gaping

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: navy senate travel guidebook

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: stimulating hospital

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Godawful Quadroon

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: stimulating hospital

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en/#49512587)