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POLL: What is your 401(k) balance right now

...
180 federal kitty
  06/27/25
A tiny pink 500k
Bateful Very Tactful Degenerate
  06/27/25
that's not that bad
180 federal kitty
  06/27/25
I guess not but the thought of grinding out another 20 years...
Bateful Very Tactful Degenerate
  06/27/25
age?
bonkers doobsian windowlicker skinny woman
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
ruby fat ankles box office
  06/27/25
Yep, I’m early 40s lol
Bateful Very Tactful Degenerate
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Outnumbered Low-t Business Firm Therapy
  06/27/25
It depend on if that's his primary retirement or if he has ...
Fluffy tripping laser beams
  06/27/25
$130k
carnelian stage sneaky criminal
  06/27/25
that's horrendous
180 federal kitty
  06/27/25
i'm in between these two guys
Fiercely-loyal provocative lay ratface
  06/27/25
Same, I'm in between two guys
heady greedy school
  06/27/25
The sum total of all my retirement and brokerage accounts is...
carnelian stage sneaky criminal
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
bonkers doobsian windowlicker skinny woman
  06/27/25
My mom says I'm special.
carnelian stage sneaky criminal
  06/27/25
even that's not true
bonkers doobsian windowlicker skinny woman
  06/27/25
LOL
bonkers doobsian windowlicker skinny woman
  06/27/25
$3.4 million in combined marital plans.
Crystalline slippery jewess
  06/27/25
damn
Fiercely-loyal provocative lay ratface
  06/27/25
Age?
ruby fat ankles box office
  06/27/25
Such a waste of capital.
disrespectful onyx house
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Twisted spectacular prole tanning salon
  06/27/25
this discussion happens every 401k thread. partners in bigl...
bonkers doobsian windowlicker skinny woman
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Twisted spectacular prole tanning salon
  06/27/25
...
disrespectful onyx house
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Insane Curious Depressive French Chef
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Know-it-all irradiated mediation partner
  06/27/25
.
carnelian stage sneaky criminal
  06/27/25
Something like $800-900k for wife and I.
motley wagecucks
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
disrespectful onyx house
  06/27/25
If you work in-house matching makes it a no-brainer.
motley wagecucks
  06/27/25
just do take a lot of my money and shove it up the ass of so...
disrespectful onyx house
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
motley wagecucks
  06/27/25
I want my yacht now.
disrespectful onyx house
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
motley wagecucks
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
disrespectful onyx house
  06/27/25
If that's your perspective then sure, stop contributing into...
motley wagecucks
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Primrose Bat Shit Crazy Trailer Park Useless Brakes
  06/27/25
Why not put it in a Roth?
olive elite church building goal in life
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Twisted spectacular prole tanning salon
  06/27/25
180
disrespectful onyx house
  06/27/25
Did you know you're not required to contribute to a 401K?
Twisted spectacular prole tanning salon
  06/27/25
(guy who is not a biglaw partner)
disrespectful onyx house
  06/27/25
$700k Wife - $600k
Buck-toothed Ungodly Nowag Generalized Bond
  06/27/25
43yo, $900k
Twinkling Sweet Tailpipe
  06/27/25
Early 40s. ~$2.1mm
Demanding lodge faggotry
  06/27/25
Late 20s, 250k
olive elite church building goal in life
  06/27/25
Good job , young gun
Misanthropic Property
  06/27/25
lol at these responses
Outnumbered Low-t Business Firm Therapy
  06/27/25
go on...
bonkers doobsian windowlicker skinny woman
  06/27/25
30000k
histrionic lettuce coldplay fan
  06/27/25
$399,443.16
mustard meetinghouse water buffalo
  06/27/25
Monday is likely to be a big day for you friend
Twisted spectacular prole tanning salon
  06/27/25
🤞🏻
mustard meetinghouse water buffalo
  06/27/25
IDK $150Kish. But I haven't been working long.
Lilac Selfie Trust Fund
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Marvelous sanctuary
  06/27/25
Same.
Swashbuckling Queen Of The Night Bawdyhouse
  06/27/25
350,000 Kinda sad
Cream Drunken Center
  06/27/25
all stock/bond investments are like 750k.
Big blathering regret
  06/27/25
$386k total. $324k in trad, $62k in Roth
electric parlor tank
  06/27/25
Zero
coral unhinged stain locale
  06/27/25
Crrrrrrrrrrrrrr
disrespectful onyx house
  06/27/25
For Benzo reasons or RSF reasons?
Demanding lodge faggotry
  06/27/25
$6 million or so. I checked in January.
Swashbuckling Queen Of The Night Bawdyhouse
  06/27/25
...
Twisted spectacular prole tanning salon
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Wonderful Resort
  06/27/25
$0. I don’t have a 401(k).
sienna razzle orchestra pit idiot
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: 180 federal kitty



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Bateful Very Tactful Degenerate

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: 180 federal kitty

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Bateful Very Tactful Degenerate

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: bonkers doobsian windowlicker skinny woman

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: ruby fat ankles box office

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Bateful Very Tactful Degenerate

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Outnumbered Low-t Business Firm Therapy

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Fluffy tripping laser beams

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: carnelian stage sneaky criminal

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: 180 federal kitty

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Fiercely-loyal provocative lay ratface

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: heady greedy school

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: carnelian stage sneaky criminal

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: bonkers doobsian windowlicker skinny woman

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: carnelian stage sneaky criminal

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: bonkers doobsian windowlicker skinny woman

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: bonkers doobsian windowlicker skinny woman

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Crystalline slippery jewess

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Fiercely-loyal provocative lay ratface

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: ruby fat ankles box office

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: disrespectful onyx house

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Twisted spectacular prole tanning salon

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: bonkers doobsian windowlicker skinny woman

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Twisted spectacular prole tanning salon

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: disrespectful onyx house



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Insane Curious Depressive French Chef

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Know-it-all irradiated mediation partner

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: carnelian stage sneaky criminal

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: motley wagecucks

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: disrespectful onyx house

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: motley wagecucks

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: disrespectful onyx house

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: motley wagecucks

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: disrespectful onyx house

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: motley wagecucks

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: disrespectful onyx house

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: motley wagecucks

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Primrose Bat Shit Crazy Trailer Park Useless Brakes

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: olive elite church building goal in life

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Twisted spectacular prole tanning salon

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: disrespectful onyx house

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Twisted spectacular prole tanning salon

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: disrespectful onyx house

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Buck-toothed Ungodly Nowag Generalized Bond

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Twinkling Sweet Tailpipe

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Demanding lodge faggotry

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: olive elite church building goal in life

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Misanthropic Property

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Outnumbered Low-t Business Firm Therapy

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: bonkers doobsian windowlicker skinny woman

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: histrionic lettuce coldplay fan

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: mustard meetinghouse water buffalo

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Twisted spectacular prole tanning salon

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: mustard meetinghouse water buffalo

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Lilac Selfie Trust Fund

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Marvelous sanctuary

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Swashbuckling Queen Of The Night Bawdyhouse

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Cream Drunken Center

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Big blathering regret

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: electric parlor tank

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: coral unhinged stain locale

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: disrespectful onyx house

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Demanding lodge faggotry

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Swashbuckling Queen Of The Night Bawdyhouse

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Twisted spectacular prole tanning salon



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Wonderful Resort

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: sienna razzle orchestra pit idiot

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/en-en/#49055414)