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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
vibrant sinister clown
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Cerebral Pocket Flask
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
vibrant sinister clown
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
erotic base
  12/15/25
...
Bearded school mediation
  12/14/25
go to grad school
startled old irish cottage
  12/14/25
...
crusty charcoal church building
  12/14/25
Post bacc MD cr?
vibrant sinister clown
  12/15/25
yeah you gotta be careful though. some are better than other...
startled old irish cottage
  12/15/25
time for you to pay off mine
spectacular crimson brunch
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
vigorous principal's office patrolman
  12/15/25
...
Bearded school mediation
  12/15/25
...
fear-inspiring hairy legs
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
startled old irish cottage
  12/15/25
I have zero debt, I love my freedom.
vigorous principal's office patrolman
  12/15/25
...
idiotic gaming laptop
  12/15/25
you won this gen
jet athletic conference
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Multi-colored haunting kitty cat toilet seat
  12/15/25
current weight?
Out-of-control Location Brethren
  12/15/25
372 or so. It's been a rough holiday season.
Multi-colored haunting kitty cat toilet seat
  12/15/25
what are some things that have happened to you that forced y...
provocative indian lodge personal credit line
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Multi-colored haunting kitty cat toilet seat
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
adventurous fiercely-loyal liquid oxygen candlestick maker
  12/15/25
how much was the original loan balance and how much (((inter...
adventurous fiercely-loyal liquid oxygen candlestick maker
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
vibrant sinister clown
  12/15/25
I want to stab you
Beady-eyed cuck
  12/15/25
Being echo gen x has its privileges
vibrant sinister clown
  12/15/25
hookers and blow? pretty much whatever you want
Violet French Chef
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
dark gay wizard
  12/15/25
Where the fuck did you get 2.75% interest student loans?
carnelian naked theater stage pisswyrm
  12/15/25
Around 2007 and 2008, there were some great rates.
heady fortuitous meteor
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
vibrant sinister clown
  12/15/25
Undergrad?
heady fortuitous meteor
  12/16/25
...
vigorous principal's office patrolman
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
heady fortuitous meteor
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
carnelian naked theater stage pisswyrm
  12/15/25
two girls, same time
Passionate range
  12/15/25
borrow more money from jews asap
alcoholic corner idea he suggested
  12/15/25
Uncle Sam is a goy, shitlib
vibrant sinister clown
  12/15/25
who benefits? COHEN BENEFITS!
alcoholic corner idea he suggested
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: vibrant sinister clown

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Cerebral Pocket Flask

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: vibrant sinister clown

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: erotic base

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Bearded school mediation



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: startled old irish cottage

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: crusty charcoal church building



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: vibrant sinister clown

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: startled old irish cottage

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: spectacular crimson brunch

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: vigorous principal's office patrolman

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Bearded school mediation



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: fear-inspiring hairy legs



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: startled old irish cottage

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: vigorous principal's office patrolman

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: idiotic gaming laptop



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: jet athletic conference

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Multi-colored haunting kitty cat toilet seat

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Out-of-control Location Brethren

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Multi-colored haunting kitty cat toilet seat

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: provocative indian lodge personal credit line

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Multi-colored haunting kitty cat toilet seat

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: adventurous fiercely-loyal liquid oxygen candlestick maker

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: adventurous fiercely-loyal liquid oxygen candlestick maker

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: vibrant sinister clown

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Beady-eyed cuck

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: vibrant sinister clown

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Violet French Chef

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: dark gay wizard

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: carnelian naked theater stage pisswyrm

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: heady fortuitous meteor

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: vibrant sinister clown

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: heady fortuitous meteor

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: vigorous principal's office patrolman



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: heady fortuitous meteor

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: carnelian naked theater stage pisswyrm

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Passionate range

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: alcoholic corner idea he suggested

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: vibrant sinister clown

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: alcoholic corner idea he suggested

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/en-en#49512587)