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Seeking XO debt collection advice
| Wes Scantlin | 12/16/25 |
| Wes Scantlin | 12/16/25 |
| merry screenmas | 12/16/25 |
| ....,,....,,... | 12/16/25 |
| Nazca Redlines | 12/16/25 |
| Wes Scantlin | 12/16/25 |
| ...,,..;...,,..,..,...,,,;.., | 12/16/25 |
| ...,,..;...,,..,..,...,,,;.., | 12/16/25 |
| Wes Scantlin | 12/16/25 |
Poast new message in this thread
Date: December 16th, 2025 9:05 AM Author: Wes Scantlin Rented a car from hertz through Expedia prepaid earlier this year in a shithold country. I arrive jet lagged and the witch at the counter has me sign a contract for rental insurance. I tell her I prepaid and I don’t want insurance and she tells me it’s already included in the price and nothing extra. So I sign.
Now they want $400 extra on a $160 rental. Based on google reviews they do this to everyone.
Anyway, they charged me, I charged it back and claimed fraud (in the indictment). Chase refunded me, they sent me some pissy emails in broken English and I told them to take it up with chase and stop frauding.
Fast forward, I now have an American debt collector hounding me. It doesn’t look like it’s on my credit report yet, so maybe I could just pay it to keep it off, but I’d also like to tell them to get bent.
How do I profit/ not get raped. |
Date: December 16th, 2025 9:08 AM Author: Wes Scantlin In the inducement not indictment. Also I’m gay if that matters. (http://www.autoadmit.com/thread.php?thread_id=5810880&forum_id=2/en-en#49513244) |
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Date: December 16th, 2025 10:00 AM Author: merry screenmas (http://www.autoadmit.com/thread.php?thread_id=5810880&forum_id=2/en-en#49513389) |
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Date: December 16th, 2025 9:10 AM Author: ....,,....,,... Just dispute it if it ends up on your credit report. If they sue you then counterclaim fraud (http://www.autoadmit.com/thread.php?thread_id=5810880&forum_id=2/en-en#49513251) |
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Date: December 16th, 2025 9:18 AM Author: Nazca Redlines Who cares if it's on your credit report?
There is pretty much no chance they file litigation to collect $400 in the US, even with their fees and interest.
But, do you ever plan to go back to that country? I could see them filing something there and that leading to you getting detained at the airport or something, depending on just how civilized or uncivilized the country is. |
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Date: December 16th, 2025 9:23 AM Author: Wes Scantlin I read it could drop my score by up to 100 point which seems like a problem if I want to get a new house in the next 7 years right? Don’t care about the shithold never going back. (http://www.autoadmit.com/thread.php?thread_id=5810880&forum_id=2/en-en#49513284) |
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Date: December 16th, 2025 9:24 AM Author: ...,,..;...,,..,..,...,,,;.., XO likes to play tough guy schtick where your credit score doesn’t matter and is some Jewish scam. (http://www.autoadmit.com/thread.php?thread_id=5810880&forum_id=2/en-en#49513289) |
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Date: December 16th, 2025 9:23 AM Author: ...,,..;...,,..,..,...,,,;.., Write some ChatGPT demand letter under the fair credit reporting act (http://www.autoadmit.com/thread.php?thread_id=5810880&forum_id=2/en-en#49513286) |
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Date: December 16th, 2025 11:12 AM Author: Wes Scantlin (http://www.autoadmit.com/thread.php?thread_id=5810880&forum_id=2/en-en#49513527) |