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2/3 of Black Friday spending was financed and not paid off in 30 days

That’s a scary number https://x.com/adamscochran/st...
Peter Panera
  12/03/25
Is really only 20% normally? Why so high this year?
The Sub-Saharan Hephaestus
  12/03/25
67% figure isn't sourced
theranchman
  12/03/25
These types of articles have been written for 10+ years now....
coiffed sandwich
  12/03/25
well he hasn't died yet! the meth doesnt hurt him at all!
theranchman
  12/03/25
...
hyperdimensional enormity
  12/03/25
jesus fucking christ your data set for macro monetary policy...
theranchman
  12/03/25
You’re always maf triggered on here because you wish e...
coiffed sandwich
  12/03/25
tell me more about how debt doesn't matter based on equity p...
theranchman
  12/03/25
The yield curve inverted massively and there was no recessio...
coiffed sandwich
  12/03/25
180000000000000000 lol jfc your bro dbg is downthread al...
theranchman
  12/03/25
isnt this normal for goyim? this all seems like fuzzy ma...
...,,..;...,,..,..,...,,,;..,
  12/03/25
The fact that the person is citing people using credit cards...
........,,,,,,......,.,.,.,,,,,,,,,,
  12/03/25
Americans are defaulting on their debts at near-historic rat...
Bacon, Egg & Cheese McNigger
  12/03/25
faggot coffee upthread says that he hasn't noticed anything ...
theranchman
  12/03/25
I had honestly forgotten about the 10 year rule
Bacon, Egg & Cheese McNigger
  12/03/25


Poast new message in this thread



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Date: December 3rd, 2025 11:04 PM
Author: Peter Panera

That’s a scary number

https://x.com/adamscochran/status/1995501382171025884

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482298)



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Date: December 3rd, 2025 11:09 PM
Author: The Sub-Saharan Hephaestus

Is really only 20% normally? Why so high this year?

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482309)



Reply Favorite

Date: December 3rd, 2025 11:09 PM
Author: theranchman

67% figure isn't sourced

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482312)



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Date: December 3rd, 2025 11:10 PM
Author: coiffed sandwich

These types of articles have been written for 10+ years now. It’s always something, more people than ever are behind on their mortgages, 50% have received repossessed notices for their cars, student loan debt is 11 trillion dollars, and the economy keeps humming along just fine. Nothing ever happens.

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482313)



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Date: December 3rd, 2025 11:13 PM
Author: theranchman

well he hasn't died yet! the meth doesnt hurt him at all!

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482321)



Reply Favorite

Date: December 3rd, 2025 11:22 PM
Author: hyperdimensional enormity



(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482342)



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Date: December 3rd, 2025 11:14 PM
Author: theranchman

jesus fucking christ your data set for macro monetary policy is 10 fucking years lmao. somebody get this guy a post at the fed!

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482322)



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Date: December 3rd, 2025 11:16 PM
Author: coiffed sandwich

You’re always maf triggered on here because you wish everyone was as big of a black pilling loser as you

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482327)



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Date: December 3rd, 2025 11:17 PM
Author: theranchman

tell me more about how debt doesn't matter based on equity prices over a 10 year period jerome

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482329)



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Date: December 3rd, 2025 11:25 PM
Author: coiffed sandwich

The yield curve inverted massively and there was no recession

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482348)



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Date: December 3rd, 2025 11:26 PM
Author: theranchman

180000000000000000 lol jfc

your bro dbg is downthread also confused about the "fuzzy math"

strap in boys it's going to get real fun in the next 10 years!

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482350)



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Date: December 3rd, 2025 11:11 PM
Author: ...,,..;...,,..,..,...,,,;..,


isnt this normal for goyim?

this all seems like fuzzy math

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482315)



Reply Favorite

Date: December 3rd, 2025 11:15 PM
Author: ........,,,,,,......,.,.,.,,,,,,,,,,


The fact that the person is citing people using credit cards online as a predictor of economic doom makes me disbelief them as bullshit.

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482324)



Reply Favorite

Date: December 3rd, 2025 11:18 PM
Author: Bacon, Egg & Cheese McNigger

Americans are defaulting on their debts at near-historic rates, a collision between long-term structural strains and more contemporary financial pressures that some believe could shake the entire economy.

The issue was put into sharp relief by the New York Fed’s most recent Household Debt and Credit report, which showed that household debt hit a record $18.6 trillion in the third quarter of 2025, having climbed $228 billion from the second quarter.

Credit card balances alone jumped $24 billion, reaching an all-time high, while the share of balances in serious delinquency—90 days past due—climbed to a nearly financial-crash level of 7.1 percent.

Auto loans tell a similar story, with serious delinquency rates at 3 percent, the highest since 2010. And a spike in resulting defaults has triggered a wave of repossessions in 2025, with 2.2 million vehicles already repossessed, per figures from the Recovery Database Network (RDN), and forecasts of a record 3 million by year’s end.

“Delinquencies, defaults, and repossessions have shot up in recent years and look alarmingly similar to trends that were apparent before the Great Recession,” the Consumer Federation of America said in a recent report.

Student loan delinquencies, often a precursor to broader consumer financial troubles, have accelerated at an unprecedented pace. Rates surged to 14.3 percent in the third quarter from only 0.8 percent in the fourth quarter of last year, a historic spike caused by the expiration of pandemic-era payment pauses. According to a separate analysis of Department of Education data by the American Enterprise Institute, 5.5 million student borrowers are in default on their loans, with another 3.7 million over 270 days delinquent.

Taken together, the numbers paint a picture of an American consumer in deep distress, and an economy that may be teetering on the edge of another collapse.



(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482332)



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Date: December 3rd, 2025 11:18 PM
Author: theranchman

faggot coffee upthread says that he hasn't noticed anything BAD happen in 10 years so bubbles dont actually exist. how do you retort?

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482334)



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Date: December 3rd, 2025 11:29 PM
Author: Bacon, Egg & Cheese McNigger

I had honestly forgotten about the 10 year rule

(http://www.autoadmit.com/thread.php?thread_id=5806008&forum_id=2:#49482359)