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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
bateful filthpig mediation
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
Brilyn Hollyhand
  09/22/25
Weird
Slate Stage Liquid Oxygen
  09/22/25
What types of vehicles do they drive? I picture him with a f...
ivory associate
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
bateful filthpig mediation
  09/22/25
Guessing they are big Israel supporters
Khaki tanning salon
  09/22/25
...
Irradiated Pearly Degenerate Institution
  09/22/25
I’m not sure either could even tell you who the curren...
bateful filthpig mediation
  09/22/25
President Biden is as sharp as a tack
AI_concubine
  09/28/25
agree. the side of the tack you push on.
sealclubber
  09/28/25
...
AI_concubine
  09/29/25
...
fishy violent famous landscape painting
  09/22/25
...
wine puppy
  09/22/25
its a story as old as recent times
rough-skinned rehab stock car
  09/22/25
...
Razzmatazz location cuck
  09/22/25
...
ivory associate
  09/22/25
...
aggressive bonkers shrine
  09/22/25
...
brass patrolman
  09/22/25
...
bateful filthpig mediation
  09/22/25
...
fishy violent famous landscape painting
  09/22/25
...
Soul-stirring Ruddy Hissy Fit Marketing Idea
  09/22/25
...
Emerald frisky fortuitous meteor
  09/22/25
...
wine puppy
  09/22/25
...
Juan Eighty
  09/22/25
Sounds very Gen X
lascivious misunderstood boltzmann menage
  09/22/25
...
brass patrolman
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
bateful filthpig mediation
  09/22/25
Double Big Fed?
Razzmatazz location cuck
  09/22/25
Not saying, but yep
bateful filthpig mediation
  09/22/25
Good for you
Razzmatazz location cuck
  09/22/25
Any kids?
Clear Weed Whacker Stead
  09/22/25
He’s already graduated from college and doing well on ...
bateful filthpig mediation
  09/22/25
It probably will work out for him though.
Charcoal doctorate locus
  09/22/25
Sadly yeah
Khaki tanning salon
  09/22/25
Tell us more about the wife's fake business
heady prole
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
bateful filthpig mediation
  09/22/25
How can that lose 3k/month?
Razzmatazz location cuck
  09/22/25
She's putting way too much scent in them
trip well-lubricated theater stage
  09/22/25
...
Gay Dilemma
  09/22/25
...
rose diverse hunting ground
  09/22/25
...
Irradiated Pearly Degenerate Institution
  09/22/25
...
Lemon hairy legs address
  09/22/25
...
Rusted church building
  09/22/25
...
carmine ratface
  09/22/25
...
Disgusting pistol
  09/22/25
...
bateful filthpig mediation
  09/22/25
...
fishy violent famous landscape painting
  09/22/25
...
burgundy chapel boistinker
  09/22/25
...
alcoholic garnet clown
  09/22/25
...
marvelous station
  09/22/25
...
mauve casino
  09/22/25
...
Mind-boggling primrose pocket flask area
  09/22/25
I think you misspelled "cents."
David Poaster Wallace
  09/22/25
...
Barry Stanton
  09/22/25
...
Kenneth Play
  09/26/25
...
cannon
  09/27/25
...
Judas Jones
  09/28/25
...
Dr_Sigmund_Floyd
  09/29/25
All he has to do to maek it is pay off his house over the ne...
pale mexican step-uncle's house
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
bateful filthpig mediation
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
pale mexican step-uncle's house
  09/22/25
He hates his job and wants to killself daily.
bateful filthpig mediation
  09/22/25
He should work harder, save more, get that house paid off or...
pale mexican step-uncle's house
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Fucking Fuckface
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
mint death wish organic girlfriend
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
Candy Ride
  09/22/25
Simmer down Shapiro
Barry Stanton
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
brass patrolman
  09/22/25
You seem to struggle with the idea that someone could build ...
lascivious misunderstood boltzmann menage
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
brass patrolman
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
lascivious misunderstood boltzmann menage
  09/22/25
are you saying I should Sell High?
brass patrolman
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
brass patrolman
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
pale mexican step-uncle's house
  09/22/25
Sounds like if he told his wife to close her stupid “b...
bossy glittery forum nibblets
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
pale mexican step-uncle's house
  09/22/25
...
beta-caryophyllene
  09/28/25
this is retarded, which is expected from you. his PITI is li...
brass patrolman
  09/22/25
Cr. It would be much better if he paid in installments, like...
Know-it-all Insane Halford Sandwich
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Candy Ride
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
Slap-happy cream public bath
  09/22/25
Why would you have several thousand per month in health care...
brass patrolman
  09/22/25
(dude who has never tried to buy insurance on the individual...
.,.,,...,...,..,....,...,...,...
  09/23/25
...
Kenneth Play
  09/26/25
Leave America
Fucking Fuckface
  09/28/25
He has social security and a good paying job and will have a...
Know-it-all Insane Halford Sandwich
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
brass patrolman
  09/22/25
Once his kids are out of the house he can just downsize and ...
Know-it-all Insane Halford Sandwich
  09/22/25
The $3000 a month that the "business" is losing ma...
When I grow up I want to be a pumo
  09/28/25
...
CriminalConversation
  09/28/25
He's going to be fine
rough-skinned rehab stock car
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Coral Center Gay Wizard
  09/22/25
For the financially retarded putting extra into your house i...
Lemon hairy legs address
  09/22/25
This guy gets it
Razzmatazz location cuck
  09/22/25
Raymondnomics
brass patrolman
  09/22/25
...
bateful filthpig mediation
  09/22/25
...
Irradiated Pearly Degenerate Institution
  09/22/25
...
fishy violent famous landscape painting
  09/22/25
...
racy flesh circlehead keepsake machete
  09/22/25
...
alcoholic garnet clown
  09/22/25
...
;;......,.,.,.;.,.,.,.,.,
  09/28/25
...
Aphrodisiac ebony hominid
  09/22/25
Many such cases
Lemon hairy legs address
  09/22/25
This seems to be about the median life outcome ITE
Razzmatazz location cuck
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Disgusting pistol
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Razzmatazz location cuck
  09/22/25
Is your friend still in high school? My brother, in all h...
bateful filthpig mediation
  09/22/25
He is early 30s lol
Disgusting pistol
  09/22/25
alpha af
Amber Useless Ape
  09/22/25
I feel like there are more good stories about your brother, ...
alcoholic garnet clown
  09/22/25
He’s got a “system” for playing slots in V...
bateful filthpig mediation
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
cannon
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Kenneth Play
  09/26/25
who says you can't buy class
Fucking Fuckface
  09/28/25
...
Kenneth Play
  09/28/25
He's going to need at least two new trucks before he retires...
Concupiscible Geriatric Potus Resort
  09/22/25
...
Razzmatazz location cuck
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
Orchid Painfully Honest Meetinghouse Quadroon
  09/22/25
There's nothing else a man can reasonably drive
Concupiscible Geriatric Potus Resort
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
wonderful faggotry dragon
  09/22/25
...
fishy violent famous landscape painting
  09/22/25
...
mauve casino
  09/22/25
...
Barry Stanton
  09/27/25
...
The Midwit Pundit's Assassination
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
.,.,,...,...,..,....,...,...,...
  09/23/25
Lol
Diane Rehm talking dirty
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
;;......,.,.,.;.,.,.,.,.,
  09/28/25
what are your heights?
mauve casino
  09/22/25
He’s 6’3 and I’m 6’1
bateful filthpig mediation
  09/22/25
he has you pwned 4lyfe
mauve casino
  09/22/25
...
A Dick is Not Dispositive
  09/22/25
Harsh, but fair
Barry Stanton
  09/22/25
What's the big deal as long as they get inheritances.
Candy Ride
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Emperor CRISPR Chad von Neumann III
  09/22/25
...
A Dick is Not Dispositive
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Barry Stanton
  09/26/25
...
Angry white woman tailgating you on an empty road
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: bateful filthpig mediation

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Brilyn Hollyhand ((zurich is stained))

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Slate Stage Liquid Oxygen

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: ivory associate

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: bateful filthpig mediation

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Khaki tanning salon

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Irradiated Pearly Degenerate Institution



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: bateful filthpig mediation

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: AI_concubine

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sealclubber

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: AI_concubine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: fishy violent famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: wine puppy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: rough-skinned rehab stock car

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Razzmatazz location cuck



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: ivory associate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: aggressive bonkers shrine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: brass patrolman



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: bateful filthpig mediation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: fishy violent famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: Soul-stirring Ruddy Hissy Fit Marketing Idea



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: Emerald frisky fortuitous meteor



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: wine puppy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Juan Eighty



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: lascivious misunderstood boltzmann menage

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: brass patrolman



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: bateful filthpig mediation

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Razzmatazz location cuck

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: bateful filthpig mediation

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Razzmatazz location cuck

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Clear Weed Whacker Stead

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: bateful filthpig mediation

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Charcoal doctorate locus

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Khaki tanning salon

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: heady prole

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: bateful filthpig mediation

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Razzmatazz location cuck

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: trip well-lubricated theater stage

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Gay Dilemma



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: rose diverse hunting ground



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Irradiated Pearly Degenerate Institution



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Lemon hairy legs address



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Rusted church building



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: carmine ratface



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Disgusting pistol



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: bateful filthpig mediation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: fishy violent famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: burgundy chapel boistinker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: alcoholic garnet clown



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: marvelous station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: mauve casino



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: Mind-boggling primrose pocket flask area



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: David Poaster Wallace

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: cannon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Judas Jones



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Dr_Sigmund_Floyd



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: pale mexican step-uncle's house

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: bateful filthpig mediation

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: pale mexican step-uncle's house

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: bateful filthpig mediation

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: pale mexican step-uncle's house

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Fucking Fuckface

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: mint death wish organic girlfriend

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: Candy Ride

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Barry Stanton

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: brass patrolman

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: lascivious misunderstood boltzmann menage

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: brass patrolman

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: lascivious misunderstood boltzmann menage

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: brass patrolman

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: brass patrolman

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: pale mexican step-uncle's house

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: bossy glittery forum nibblets

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: pale mexican step-uncle's house

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: beta-caryophyllene



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: brass patrolman

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Know-it-all Insane Halford Sandwich

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: Candy Ride

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: Slap-happy cream public bath

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: brass patrolman

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: .,.,,...,...,..,....,...,...,...


(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: Fucking Fuckface

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Know-it-all Insane Halford Sandwich

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: brass patrolman

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: Know-it-all Insane Halford Sandwich

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: When I grow up I want to be a pumo

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: CriminalConversation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: rough-skinned rehab stock car

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: Coral Center Gay Wizard

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Lemon hairy legs address

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Razzmatazz location cuck

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: brass patrolman

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: bateful filthpig mediation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: Irradiated Pearly Degenerate Institution



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: fishy violent famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: racy flesh circlehead keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: alcoholic garnet clown



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: Aphrodisiac ebony hominid



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: Lemon hairy legs address

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Razzmatazz location cuck

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: Disgusting pistol

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: Razzmatazz location cuck

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: bateful filthpig mediation

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: Disgusting pistol

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: Amber Useless Ape

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: alcoholic garnet clown

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: bateful filthpig mediation

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: cannon

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Kenneth Play

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Fucking Fuckface

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: Concupiscible Geriatric Potus Resort

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Razzmatazz location cuck



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: Orchid Painfully Honest Meetinghouse Quadroon

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: Concupiscible Geriatric Potus Resort

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: wonderful faggotry dragon

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: fishy violent famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: mauve casino



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: The Midwit Pundit's Assassination (No Future)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: .,.,,...,...,..,....,...,...,...


(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: Diane Rehm talking dirty (🐿️ )

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )


My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: mauve casino

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: bateful filthpig mediation

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: mauve casino

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: A Dick is Not Dispositive



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Barry Stanton

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: Candy Ride

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Emperor CRISPR Chad von Neumann III

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: A Dick is Not Dispositive



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Barry Stanton

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: Angry white woman tailgating you on an empty road



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308752)