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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
sooty nubile principal's office halford
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
Massive legal warrant hospital
  09/22/25
Weird
Sienna Center Sandwich
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Odious institution
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
sooty nubile principal's office halford
  09/22/25
Guessing they are big Israel supporters
Frozen chrome tanning salon
  09/22/25
...
Disrespectful beta mother son of senegal
  09/22/25
I’m not sure either could even tell you who the curren...
sooty nubile principal's office halford
  09/22/25
President Biden is as sharp as a tack
AI_concubine
  09/28/25
agree. the side of the tack you push on.
sealclubber
  09/28/25
...
AI_concubine
  09/29/25
...
hideous smoky pit volcanic crater
  09/22/25
...
Green dopamine associate
  09/22/25
its a story as old as recent times
cheese-eating buck-toothed business firm
  09/22/25
...
blue free-loading stage
  09/22/25
...
Odious institution
  09/22/25
...
Comical school cafeteria
  09/22/25
...
henna den immigrant
  09/22/25
...
sooty nubile principal's office halford
  09/22/25
...
hideous smoky pit volcanic crater
  09/22/25
...
iridescent background story address
  09/22/25
...
ungodly sweet tailpipe deer antler
  09/22/25
...
Green dopamine associate
  09/22/25
...
stimulating sticky heaven
  09/22/25
Sounds very Gen X
embarrassed to the bone stead doctorate
  09/22/25
...
henna den immigrant
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
sooty nubile principal's office halford
  09/22/25
Double Big Fed?
blue free-loading stage
  09/22/25
Not saying, but yep
sooty nubile principal's office halford
  09/22/25
Good for you
blue free-loading stage
  09/22/25
Any kids?
ivory godawful casino
  09/22/25
He’s already graduated from college and doing well on ...
sooty nubile principal's office halford
  09/22/25
It probably will work out for him though.
submissive fortuitous meteor
  09/22/25
Sadly yeah
Frozen chrome tanning salon
  09/22/25
Tell us more about the wife's fake business
milky wrinkle
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
sooty nubile principal's office halford
  09/22/25
How can that lose 3k/month?
blue free-loading stage
  09/22/25
She's putting way too much scent in them
aromatic church nowag
  09/22/25
...
Apoplectic copper queen of the night
  09/22/25
...
curious orchestra pit wagecucks
  09/22/25
...
Disrespectful beta mother son of senegal
  09/22/25
...
fantasy-prone garrison electric furnace
  09/22/25
...
razzle-dazzle claret school elastic band
  09/22/25
...
Honey-headed corn cake
  09/22/25
...
razzle jewess
  09/22/25
...
sooty nubile principal's office halford
  09/22/25
...
hideous smoky pit volcanic crater
  09/22/25
...
unholy resort
  09/22/25
...
Burgundy rambunctious dog poop
  09/22/25
...
Impressive excitant crackhouse generalized bond
  09/22/25
...
Dashing striped hyena
  09/22/25
...
indigo motley parlour gaping
  09/22/25
I think you misspelled "cents."
Dun tantric hunting ground goal in life
  09/22/25
...
sooty nubile principal's office halford
  09/22/25
...
Kenneth Play
  09/26/25
...
cannon
  09/27/25
...
Judas Jones
  09/28/25
...
Dr_Sigmund_Floyd
  09/29/25
All he has to do to maek it is pay off his house over the ne...
Supple bright state cuckoldry
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
sooty nubile principal's office halford
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Supple bright state cuckoldry
  09/22/25
He hates his job and wants to killself daily.
sooty nubile principal's office halford
  09/22/25
He should work harder, save more, get that house paid off or...
Supple bright state cuckoldry
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Fucking Fuckface
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Slimy set digit ratio
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
lascivious love of her life
  09/22/25
Simmer down Shapiro
sooty nubile principal's office halford
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
henna den immigrant
  09/22/25
You seem to struggle with the idea that someone could build ...
embarrassed to the bone stead doctorate
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
henna den immigrant
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
embarrassed to the bone stead doctorate
  09/22/25
are you saying I should Sell High?
henna den immigrant
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
henna den immigrant
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Supple bright state cuckoldry
  09/22/25
Sounds like if he told his wife to close her stupid “b...
know-it-all useless shrine mad-dog skullcap
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Supple bright state cuckoldry
  09/22/25
...
beta-caryophyllene
  09/28/25
this is retarded, which is expected from you. his PITI is li...
henna den immigrant
  09/22/25
Cr. It would be much better if he paid in installments, like...
exciting obsidian tank
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
lascivious love of her life
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
Drunken stock car
  09/22/25
Why would you have several thousand per month in health care...
henna den immigrant
  09/22/25
(dude who has never tried to buy insurance on the individual...
Drunken stock car
  09/23/25
...
Kenneth Play
  09/26/25
Leave America
Fucking Fuckface
  09/28/25
He has social security and a good paying job and will have a...
exciting obsidian tank
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
henna den immigrant
  09/22/25
Once his kids are out of the house he can just downsize and ...
exciting obsidian tank
  09/22/25
The $3000 a month that the "business" is losing ma...
When I grow up I want to be a pumo
  09/28/25
...
CriminalConversation
  09/28/25
He's going to be fine
cheese-eating buck-toothed business firm
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Titillating fuchsia ape
  09/22/25
For the financially retarded putting extra into your house i...
fantasy-prone garrison electric furnace
  09/22/25
This guy gets it
blue free-loading stage
  09/22/25
Raymondnomics
henna den immigrant
  09/22/25
...
sooty nubile principal's office halford
  09/22/25
...
Disrespectful beta mother son of senegal
  09/22/25
...
hideous smoky pit volcanic crater
  09/22/25
...
Dun tantric hunting ground goal in life
  09/22/25
...
Burgundy rambunctious dog poop
  09/22/25
...
;;......,.,.,.;.,.,.,.,.,
  09/28/25
...
Gaped passionate ticket booth weed whacker
  09/22/25
Many such cases
fantasy-prone garrison electric furnace
  09/22/25
This seems to be about the median life outcome ITE
blue free-loading stage
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
razzle jewess
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
blue free-loading stage
  09/22/25
Is your friend still in high school? My brother, in all h...
sooty nubile principal's office halford
  09/22/25
He is early 30s lol
razzle jewess
  09/22/25
alpha af
hairraiser senate old irish cottage
  09/22/25
I feel like there are more good stories about your brother, ...
Burgundy rambunctious dog poop
  09/22/25
He’s got a “system” for playing slots in V...
sooty nubile principal's office halford
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
cannon
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Kenneth Play
  09/26/25
who says you can't buy class
Fucking Fuckface
  09/28/25
...
Kenneth Play
  09/28/25
He's going to need at least two new trucks before he retires...
disturbing circlehead
  09/22/25
...
blue free-loading stage
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
jade arousing codepig
  09/22/25
There's nothing else a man can reasonably drive
disturbing circlehead
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Sadistic mad cow disease
  09/22/25
...
hideous smoky pit volcanic crater
  09/22/25
...
Dashing striped hyena
  09/22/25
...
Barry Stanton
  09/27/25
...
The Midwit Pundit's Assassination
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
Drunken stock car
  09/23/25
Lol
Lavender Space Ladyboy
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
;;......,.,.,.;.,.,.,.,.,
  09/28/25
what are your heights?
Dashing striped hyena
  09/22/25
He’s 6’3 and I’m 6’1
sooty nubile principal's office halford
  09/22/25
he has you pwned 4lyfe
Dashing striped hyena
  09/22/25
...
fantasy-prone garrison electric furnace
  09/22/25
Harsh, but fair
sooty nubile principal's office halford
  09/22/25
What's the big deal as long as they get inheritances.
lascivious love of her life
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Burgundy rambunctious dog poop
  09/22/25
...
A Dick is Not Dispositive
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Barry Stanton
  09/26/25
...
Angry white woman tailgating you on an empty road
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: sooty nubile principal's office halford

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Massive legal warrant hospital

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Sienna Center Sandwich

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Odious institution

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: sooty nubile principal's office halford

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Frozen chrome tanning salon

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Disrespectful beta mother son of senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: sooty nubile principal's office halford

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: AI_concubine

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sealclubber

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: AI_concubine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: hideous smoky pit volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Green dopamine associate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: cheese-eating buck-toothed business firm

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: blue free-loading stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Odious institution



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Comical school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: henna den immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: sooty nubile principal's office halford



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: hideous smoky pit volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: iridescent background story address



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: ungodly sweet tailpipe deer antler



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Green dopamine associate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: stimulating sticky heaven



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: embarrassed to the bone stead doctorate

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: henna den immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: sooty nubile principal's office halford

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: blue free-loading stage

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: sooty nubile principal's office halford

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: blue free-loading stage

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: ivory godawful casino

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: sooty nubile principal's office halford

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: submissive fortuitous meteor

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Frozen chrome tanning salon

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: milky wrinkle

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: sooty nubile principal's office halford

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: blue free-loading stage

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: aromatic church nowag

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Apoplectic copper queen of the night



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: curious orchestra pit wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Disrespectful beta mother son of senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: fantasy-prone garrison electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: razzle-dazzle claret school elastic band



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Honey-headed corn cake



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: razzle jewess



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: sooty nubile principal's office halford



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: hideous smoky pit volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: unholy resort



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Burgundy rambunctious dog poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Impressive excitant crackhouse generalized bond



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Dashing striped hyena



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: indigo motley parlour gaping



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Dun tantric hunting ground goal in life

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: sooty nubile principal's office halford



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: cannon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Judas Jones



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Dr_Sigmund_Floyd



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: Supple bright state cuckoldry

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: sooty nubile principal's office halford

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Supple bright state cuckoldry

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: sooty nubile principal's office halford

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Supple bright state cuckoldry

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Fucking Fuckface

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: Slimy set digit ratio

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: lascivious love of her life

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: sooty nubile principal's office halford

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: henna den immigrant

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: embarrassed to the bone stead doctorate

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: henna den immigrant

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: embarrassed to the bone stead doctorate

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: henna den immigrant

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: henna den immigrant

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Supple bright state cuckoldry

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: know-it-all useless shrine mad-dog skullcap

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: Supple bright state cuckoldry

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: beta-caryophyllene



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: henna den immigrant

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: exciting obsidian tank

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: lascivious love of her life

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: Drunken stock car

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: henna den immigrant

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: Drunken stock car

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: Fucking Fuckface

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: exciting obsidian tank

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: henna den immigrant

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: exciting obsidian tank

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: When I grow up I want to be a pumo

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: CriminalConversation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: cheese-eating buck-toothed business firm

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: Titillating fuchsia ape

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: fantasy-prone garrison electric furnace

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: blue free-loading stage

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: henna den immigrant

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: sooty nubile principal's office halford



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: Disrespectful beta mother son of senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: hideous smoky pit volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Dun tantric hunting ground goal in life



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: Burgundy rambunctious dog poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: Gaped passionate ticket booth weed whacker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: fantasy-prone garrison electric furnace

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: blue free-loading stage

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: razzle jewess

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: blue free-loading stage

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: sooty nubile principal's office halford

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: razzle jewess

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: hairraiser senate old irish cottage

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Burgundy rambunctious dog poop

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: sooty nubile principal's office halford

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: cannon

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Kenneth Play

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Fucking Fuckface

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: disturbing circlehead

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: blue free-loading stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: jade arousing codepig

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: disturbing circlehead

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: Sadistic mad cow disease

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: hideous smoky pit volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Dashing striped hyena



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: The Midwit Pundit's Assassination (No Future)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: Drunken stock car

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: Lavender Space Ladyboy

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )


My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Dashing striped hyena

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: sooty nubile principal's office halford

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Dashing striped hyena

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: fantasy-prone garrison electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: sooty nubile principal's office halford

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: lascivious love of her life

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Burgundy rambunctious dog poop

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: A Dick is Not Dispositive



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Barry Stanton

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: Angry white woman tailgating you on an empty road



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308752)