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POLL: What is your 401(k) balance right now

...
bat-shit-crazy lodge love of her life
  06/27/25
A tiny pink 500k
purple temple corn cake
  06/27/25
that's not that bad
bat-shit-crazy lodge love of her life
  06/27/25
I guess not but the thought of grinding out another 20 years...
purple temple corn cake
  06/27/25
age?
infuriating sexy set
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
razzmatazz half-breed
  06/27/25
Yep, I’m early 40s lol
purple temple corn cake
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Territorial Church Building Toaster
  06/27/25
It depend on if that's his primary retirement or if he has ...
Ruby gaming laptop
  06/27/25
$130k
light submissive nowag hissy fit
  06/27/25
that's horrendous
bat-shit-crazy lodge love of her life
  06/27/25
i'm in between these two guys
Saffron Useless Brakes Parlor
  06/27/25
Same, I'm in between two guys
bisexual puce cruise ship
  06/27/25
The sum total of all my retirement and brokerage accounts is...
light submissive nowag hissy fit
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
infuriating sexy set
  06/27/25
My mom says I'm special.
light submissive nowag hissy fit
  06/27/25
even that's not true
infuriating sexy set
  06/27/25
LOL
infuriating sexy set
  06/27/25
$3.4 million in combined marital plans.
Mustard Faggot Firefighter Sound Barrier
  06/27/25
damn
Saffron Useless Brakes Parlor
  06/27/25
Age?
razzmatazz half-breed
  06/27/25
Such a waste of capital.
razzle corner
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
indecent indigo jap
  06/27/25
this discussion happens every 401k thread. partners in bigl...
infuriating sexy set
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
indecent indigo jap
  06/27/25
...
razzle corner
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Cruel-hearted idiot therapy
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Sadistic mood resort
  06/27/25
.
light submissive nowag hissy fit
  06/27/25
Something like $800-900k for wife and I.
Low-t Boltzmann
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
razzle corner
  06/27/25
If you work in-house matching makes it a no-brainer.
Low-t Boltzmann
  06/27/25
just do take a lot of my money and shove it up the ass of so...
razzle corner
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Low-t Boltzmann
  06/27/25
I want my yacht now.
razzle corner
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Low-t Boltzmann
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
razzle corner
  06/27/25
If that's your perspective then sure, stop contributing into...
Low-t Boltzmann
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Diverse spot
  06/27/25
Why not put it in a Roth?
cheese-eating personal credit line codepig
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
indecent indigo jap
  06/27/25
180
razzle corner
  06/27/25
Did you know you're not required to contribute to a 401K?
indecent indigo jap
  06/27/25
(guy who is not a biglaw partner)
razzle corner
  06/27/25
$700k Wife - $600k
chartreuse curious tanning salon
  06/27/25
43yo, $900k
disgusting piazza
  06/27/25
Early 40s. ~$2.1mm
bonkers startled lay
  06/27/25
Late 20s, 250k
cheese-eating personal credit line codepig
  06/27/25
Good job , young gun
fragrant house
  06/27/25
lol at these responses
Territorial Church Building Toaster
  06/27/25
go on...
infuriating sexy set
  06/27/25
30000k
Maize Provocative Crackhouse Keepsake Machete
  06/27/25
$399,443.16
beady-eyed ultramarine nibblets
  06/27/25
Monday is likely to be a big day for you friend
indecent indigo jap
  06/27/25
🤞🏻
beady-eyed ultramarine nibblets
  06/27/25
IDK $150Kish. But I haven't been working long.
Histrionic embarrassed to the bone cuck garrison
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
swollen glittery pit philosopher-king
  06/27/25
Same.
vivacious kitchen roast beef
  06/27/25
350,000 Kinda sad
Vibrant sickened bawdyhouse dingle berry
  06/27/25
all stock/bond investments are like 750k.
pearly pea-brained jew
  06/27/25
$386k total. $324k in trad, $62k in Roth
insecure swashbuckling gas station
  06/27/25
Zero
citrine internal respiration dilemma
  06/27/25
Crrrrrrrrrrrrrr
razzle corner
  06/27/25
For Benzo reasons or RSF reasons?
bonkers startled lay
  06/27/25
$6 million or so. I checked in January.
vivacious kitchen roast beef
  06/27/25
...
indecent indigo jap
  06/27/25
I mean undoubtedly there is a balance but $6 million?
out-of-control location tattoo
  06/27/25
$0. I don’t have a 401(k).
Multi-colored scourge upon the earth
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: bat-shit-crazy lodge love of her life



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: purple temple corn cake

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: bat-shit-crazy lodge love of her life

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: purple temple corn cake

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: infuriating sexy set

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: razzmatazz half-breed

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: purple temple corn cake

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Territorial Church Building Toaster

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Ruby gaming laptop

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: light submissive nowag hissy fit

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: bat-shit-crazy lodge love of her life

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Saffron Useless Brakes Parlor

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: bisexual puce cruise ship

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: light submissive nowag hissy fit

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: infuriating sexy set

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: light submissive nowag hissy fit

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: infuriating sexy set

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: infuriating sexy set

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Mustard Faggot Firefighter Sound Barrier

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Saffron Useless Brakes Parlor

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: razzmatazz half-breed

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: razzle corner

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: indecent indigo jap

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: infuriating sexy set

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: indecent indigo jap

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: razzle corner



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Cruel-hearted idiot therapy

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Sadistic mood resort

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: light submissive nowag hissy fit

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Low-t Boltzmann

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: razzle corner

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Low-t Boltzmann

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: razzle corner

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Low-t Boltzmann

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: razzle corner

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Low-t Boltzmann

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: razzle corner

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Low-t Boltzmann

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Diverse spot

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: cheese-eating personal credit line codepig

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: indecent indigo jap

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: razzle corner

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: indecent indigo jap

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: razzle corner

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: chartreuse curious tanning salon

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: disgusting piazza

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: bonkers startled lay

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: cheese-eating personal credit line codepig

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: fragrant house

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Territorial Church Building Toaster

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: infuriating sexy set

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Maize Provocative Crackhouse Keepsake Machete

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: beady-eyed ultramarine nibblets

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: indecent indigo jap

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: beady-eyed ultramarine nibblets

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Histrionic embarrassed to the bone cuck garrison

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: swollen glittery pit philosopher-king

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: vivacious kitchen roast beef

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Vibrant sickened bawdyhouse dingle berry

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: pearly pea-brained jew

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: insecure swashbuckling gas station

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: citrine internal respiration dilemma

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: razzle corner

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: bonkers startled lay

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: vivacious kitchen roast beef

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: indecent indigo jap



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: out-of-control location tattoo

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Multi-colored scourge upon the earth

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055414)