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POLL: What is your 401(k) balance right now

...
Well-lubricated Plaza
  06/27/25
A tiny pink 500k
Translucent lay stock car
  06/27/25
that's not that bad
Well-lubricated Plaza
  06/27/25
I guess not but the thought of grinding out another 20 years...
Translucent lay stock car
  06/27/25
age?
bright thriller psychic mother
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Ultramarine alcoholic space twinkling uncleanness
  06/27/25
Yep, I’m early 40s lol
Translucent lay stock car
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Lilac Mewling Meetinghouse Pisswyrm
  06/27/25
It depend on if that's his primary retirement or if he has ...
Soul-stirring Spruce Kitchen Electric Furnace
  06/27/25
$130k
Magenta Turdskin Dopamine
  06/27/25
that's horrendous
Well-lubricated Plaza
  06/27/25
i'm in between these two guys
Hairraiser Brindle Piazza
  06/27/25
Same, I'm in between two guys
mustard bawdyhouse
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Magenta Turdskin Dopamine
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
bright thriller psychic mother
  06/27/25
My mom says I'm special.
Magenta Turdskin Dopamine
  06/27/25
even that's not true
bright thriller psychic mother
  06/27/25
LOL
bright thriller psychic mother
  06/27/25
$3.4 million in combined marital plans.
cerebral round eye
  06/27/25
damn
Hairraiser Brindle Piazza
  06/27/25
Age?
Ultramarine alcoholic space twinkling uncleanness
  06/27/25
Such a waste of capital.
Unhinged Temple
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Chartreuse queen of the night french chef
  06/27/25
this discussion happens every 401k thread. partners in bigl...
bright thriller psychic mother
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Chartreuse queen of the night french chef
  06/27/25
...
Unhinged Temple
  06/27/25
The max is $70K per year including your own $23,500 contribu...
cyan marvelous school famous landscape painting
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Lemon adventurous home
  06/27/25
.
Magenta Turdskin Dopamine
  06/27/25
Something like $800-900k for wife and I.
provocative garrison messiness
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Unhinged Temple
  06/27/25
If you work in-house matching makes it a no-brainer.
provocative garrison messiness
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Unhinged Temple
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
provocative garrison messiness
  06/27/25
I want my yacht now.
Unhinged Temple
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
provocative garrison messiness
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Unhinged Temple
  06/27/25
If that's your perspective then sure, stop contributing into...
provocative garrison messiness
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Amber Supple Incel
  06/27/25
Why not put it in a Roth?
arrogant hunting ground church
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Chartreuse queen of the night french chef
  06/27/25
180
Unhinged Temple
  06/27/25
Did you know you're not required to contribute to a 401K?
Chartreuse queen of the night french chef
  06/27/25
(guy who is not a biglaw partner)
Unhinged Temple
  06/27/25
$700k Wife - $600k
Ivory volcanic crater
  06/27/25
43yo, $900k
vibrant vermilion sound barrier
  06/27/25
Early 40s. ~$2.1mm
maize nowag school cafeteria
  06/27/25
Late 20s, 250k
arrogant hunting ground church
  06/27/25
Good job , young gun
Canary offensive house
  06/27/25
lol at these responses
Lilac Mewling Meetinghouse Pisswyrm
  06/27/25
go on...
bright thriller psychic mother
  06/27/25
30000k
Glittery generalized bond kitty
  06/27/25
$399,443.16
big cream voyeur
  06/27/25
Monday is likely to be a big day for you friend
Chartreuse queen of the night french chef
  06/27/25
🤞🏻
big cream voyeur
  06/27/25
IDK $150Kish. But I haven't been working long.
talented cuck
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Galvanic greedy university
  06/27/25
Same.
fuchsia community account mexican
  06/27/25
350,000 Kinda sad
Multi-colored theater stage cuckold
  06/27/25
all stock/bond investments are like 750k.
Citrine coiffed tanning salon
  06/27/25
$386k total. $324k in trad, $62k in Roth
Heady Chestnut Sandwich
  06/27/25
Zero
trip wild public bath
  06/27/25
Crrrrrrrrrrrrrr
Unhinged Temple
  06/27/25
For Benzo reasons or RSF reasons?
maize nowag school cafeteria
  06/27/25
$6 million or so. I checked in January.
fuchsia community account mexican
  06/27/25
...
Chartreuse queen of the night french chef
  06/27/25
I mean undoubtedly there is a balance but $6 million?
stirring field doctorate
  06/27/25
$0. I don’t have a 401(k).
Boyish coffee pot
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Well-lubricated Plaza



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Translucent lay stock car

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Well-lubricated Plaza

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Translucent lay stock car

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: bright thriller psychic mother

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Ultramarine alcoholic space twinkling uncleanness

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Translucent lay stock car

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Lilac Mewling Meetinghouse Pisswyrm

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Soul-stirring Spruce Kitchen Electric Furnace

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Magenta Turdskin Dopamine

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Well-lubricated Plaza

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Hairraiser Brindle Piazza

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: mustard bawdyhouse

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Magenta Turdskin Dopamine

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: bright thriller psychic mother

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Magenta Turdskin Dopamine

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: bright thriller psychic mother

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: bright thriller psychic mother

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: cerebral round eye

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Hairraiser Brindle Piazza

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Ultramarine alcoholic space twinkling uncleanness

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Unhinged Temple

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Chartreuse queen of the night french chef

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: bright thriller psychic mother

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Chartreuse queen of the night french chef

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Unhinged Temple



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: cyan marvelous school famous landscape painting

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Lemon adventurous home

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Magenta Turdskin Dopamine

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: provocative garrison messiness

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Unhinged Temple

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: provocative garrison messiness

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Unhinged Temple

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: provocative garrison messiness

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Unhinged Temple

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: provocative garrison messiness

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Unhinged Temple

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: provocative garrison messiness

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Amber Supple Incel

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: arrogant hunting ground church

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Chartreuse queen of the night french chef

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Unhinged Temple

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Chartreuse queen of the night french chef

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Unhinged Temple

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Ivory volcanic crater

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: vibrant vermilion sound barrier

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: maize nowag school cafeteria

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: arrogant hunting ground church

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Canary offensive house

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Lilac Mewling Meetinghouse Pisswyrm

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: bright thriller psychic mother

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Glittery generalized bond kitty

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: big cream voyeur

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Chartreuse queen of the night french chef

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: big cream voyeur

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: talented cuck

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Galvanic greedy university

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: fuchsia community account mexican

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Multi-colored theater stage cuckold

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Citrine coiffed tanning salon

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Heady Chestnut Sandwich

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: trip wild public bath

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Unhinged Temple

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: maize nowag school cafeteria

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: fuchsia community account mexican

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Chartreuse queen of the night french chef



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: stirring field doctorate

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Boyish coffee pot

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055414)