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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Bull Headed Ocher Death Wish Turdskin
  12/14/25
Congrats on paying off ur absolute lowest cost liability
aquamarine jap
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Bull Headed Ocher Death Wish Turdskin
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
hideous wonderful voyeur ratface
  12/15/25
u sound mad
Black school cafeteria
  12/14/25
go to grad school
plum pea-brained codepig genital piercing
  12/14/25
...
Talented opaque gas station
  12/14/25
Post bacc MD cr?
Bull Headed Ocher Death Wish Turdskin
  12/15/25
yeah you gotta be careful though. some are better than other...
plum pea-brained codepig genital piercing
  12/15/25
time for you to pay off mine
infuriating bearded dysfunction
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
harsh bbw degenerate
  12/15/25
...
Black school cafeteria
  12/15/25
...
dark meetinghouse
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
plum pea-brained codepig genital piercing
  12/15/25
I have zero debt, I love my freedom.
harsh bbw degenerate
  12/15/25
...
curious emerald gay wizard halford
  12/15/25
you won this gen
Motley Cuckoldry
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Know-it-all vermilion parlour
  12/15/25
current weight?
hairless multi-colored step-uncle's house
  12/15/25
372 or so. It's been a rough holiday season.
Know-it-all vermilion parlour
  12/15/25
what are some things that have happened to you that forced y...
puce church building
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Know-it-all vermilion parlour
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Slippery orchestra pit black woman
  12/15/25
how much was the original loan balance and how much (((inter...
Slippery orchestra pit black woman
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Bull Headed Ocher Death Wish Turdskin
  12/15/25
I want to stab you
trip onyx menage
  12/15/25
Being echo gen x has its privileges
Bull Headed Ocher Death Wish Turdskin
  12/15/25
hookers and blow? pretty much whatever you want
Lascivious abode
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Misanthropic House-broken Resort Weed Whacker
  12/15/25
Where the fuck did you get 2.75% interest student loans?
White french elastic band
  12/15/25
Around 2007 and 2008, there were some great rates.
chartreuse cumskin center
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Bull Headed Ocher Death Wish Turdskin
  12/15/25
Undergrad?
chartreuse cumskin center
  12/16/25
...
harsh bbw degenerate
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
chartreuse cumskin center
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
White french elastic band
  12/15/25
two girls, same time
Submissive volcanic crater foreskin
  12/15/25
borrow more money from jews asap
adulterous organic girlfriend
  12/15/25
Uncle Sam is a goy, shitlib
Bull Headed Ocher Death Wish Turdskin
  12/15/25
who benefits? COHEN BENEFITS!
adulterous organic girlfriend
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Bull Headed Ocher Death Wish Turdskin

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: aquamarine jap

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Bull Headed Ocher Death Wish Turdskin

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: hideous wonderful voyeur ratface

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Black school cafeteria

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: plum pea-brained codepig genital piercing

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Talented opaque gas station



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Bull Headed Ocher Death Wish Turdskin

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: plum pea-brained codepig genital piercing

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: infuriating bearded dysfunction

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: harsh bbw degenerate

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Black school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: dark meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: plum pea-brained codepig genital piercing

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: harsh bbw degenerate

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: curious emerald gay wizard halford



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Motley Cuckoldry

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Know-it-all vermilion parlour

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: hairless multi-colored step-uncle's house

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Know-it-all vermilion parlour

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: puce church building

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Know-it-all vermilion parlour

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Slippery orchestra pit black woman

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Slippery orchestra pit black woman

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Bull Headed Ocher Death Wish Turdskin

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: trip onyx menage

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Bull Headed Ocher Death Wish Turdskin

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Lascivious abode

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Misanthropic House-broken Resort Weed Whacker

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: White french elastic band

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: chartreuse cumskin center

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Bull Headed Ocher Death Wish Turdskin

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: chartreuse cumskin center

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: harsh bbw degenerate



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: chartreuse cumskin center

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: White french elastic band

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Submissive volcanic crater foreskin

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: adulterous organic girlfriend

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Bull Headed Ocher Death Wish Turdskin

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: adulterous organic girlfriend

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2:#49512587)