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POLL: What is your 401(k) balance right now

...
concupiscible affirmative action
  06/27/25
A tiny pink 500k
territorial mediation den
  06/27/25
that's not that bad
concupiscible affirmative action
  06/27/25
I guess not but the thought of grinding out another 20 years...
territorial mediation den
  06/27/25
age?
Narrow-minded Turquoise Azn Patrolman
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
cowardly set selfie
  06/27/25
Yep, I’m early 40s lol
territorial mediation den
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Primrose frisky home main people
  06/27/25
It depend on if that's his primary retirement or if he has ...
lime excitant indirect expression
  06/27/25
$130k
Arrogant electric base
  06/27/25
that's horrendous
concupiscible affirmative action
  06/27/25
i'm in between these two guys
histrionic bistre generalized bond
  06/27/25
Same, I'm in between two guys
Vermilion deep nursing home
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Arrogant electric base
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Narrow-minded Turquoise Azn Patrolman
  06/27/25
My mom says I'm special.
Arrogant electric base
  06/27/25
even that's not true
Narrow-minded Turquoise Azn Patrolman
  06/27/25
LOL
Narrow-minded Turquoise Azn Patrolman
  06/27/25
$3.4 million in combined marital plans.
Hairraiser Marketing Idea
  06/27/25
damn
histrionic bistre generalized bond
  06/27/25
Age?
cowardly set selfie
  06/27/25
Such a waste of capital.
Jet Center
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
charcoal nubile therapy fortuitous meteor
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Narrow-minded Turquoise Azn Patrolman
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
charcoal nubile therapy fortuitous meteor
  06/27/25
...
Jet Center
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Glassy casino
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Black toaster stain
  06/27/25
.
Arrogant electric base
  06/27/25
Something like $800-900k for wife and I.
onyx gas station
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Jet Center
  06/27/25
If you work in-house matching makes it a no-brainer.
onyx gas station
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Jet Center
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
onyx gas station
  06/27/25
I want my yacht now.
Jet Center
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
onyx gas station
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Jet Center
  06/27/25
If that's your perspective then sure, stop contributing into...
onyx gas station
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
crusty philosopher-king roommate
  06/27/25
Why not put it in a Roth?
ivory chapel
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
charcoal nubile therapy fortuitous meteor
  06/27/25
180
Jet Center
  06/27/25
Did you know you're not required to contribute to a 401K?
charcoal nubile therapy fortuitous meteor
  06/27/25
(guy who is not a biglaw partner)
Jet Center
  06/27/25
$700k Wife - $600k
Glittery seedy boistinker
  06/27/25
43yo, $900k
azure motley market laser beams
  06/27/25
Early 40s. ~$2.1mm
dun slippery theater coldplay fan
  06/27/25
Late 20s, 250k
ivory chapel
  06/27/25
Good job , young gun
Puce psychic point
  06/27/25
lol at these responses
Primrose frisky home main people
  06/27/25
go on...
Narrow-minded Turquoise Azn Patrolman
  06/27/25
30000k
zombie-like locus
  06/27/25
$399,443.16
fragrant yellow striped hyena
  06/27/25
Monday is likely to be a big day for you friend
charcoal nubile therapy fortuitous meteor
  06/27/25
🤞🏻
fragrant yellow striped hyena
  06/27/25
IDK $150Kish. But I haven't been working long.
twinkling ceo
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
metal avocado dragon
  06/27/25
Same.
insecure buff kitchen
  06/27/25
350,000 Kinda sad
Passionate university famous landscape painting
  06/27/25
all stock/bond investments are like 750k.
Smoky Stead Elastic Band
  06/27/25
$386k total. $324k in trad, $62k in Roth
plum lodge
  06/27/25
Zero
Bright supple church building
  06/27/25
Crrrrrrrrrrrrrr
Jet Center
  06/27/25
For Benzo reasons or RSF reasons?
dun slippery theater coldplay fan
  06/27/25
$6 million or so. I checked in January.
insecure buff kitchen
  06/27/25
...
charcoal nubile therapy fortuitous meteor
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Khaki Crackhouse
  06/27/25
$0. I don’t have a 401(k).
doobsian bull headed school cafeteria twinkling uncleanness
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: concupiscible affirmative action



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: territorial mediation den

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: concupiscible affirmative action

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: territorial mediation den

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Narrow-minded Turquoise Azn Patrolman

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: cowardly set selfie

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: territorial mediation den

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Primrose frisky home main people

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: lime excitant indirect expression

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Arrogant electric base

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: concupiscible affirmative action

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: histrionic bistre generalized bond

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Vermilion deep nursing home

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Arrogant electric base

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Narrow-minded Turquoise Azn Patrolman

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Arrogant electric base

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Narrow-minded Turquoise Azn Patrolman

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Narrow-minded Turquoise Azn Patrolman

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Hairraiser Marketing Idea

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: histrionic bistre generalized bond

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: cowardly set selfie

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Jet Center

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: charcoal nubile therapy fortuitous meteor

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Narrow-minded Turquoise Azn Patrolman

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: charcoal nubile therapy fortuitous meteor

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Jet Center



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Glassy casino

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Black toaster stain

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Arrogant electric base

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: onyx gas station

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Jet Center

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: onyx gas station

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Jet Center

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: onyx gas station

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Jet Center

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: onyx gas station

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Jet Center

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: onyx gas station

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: crusty philosopher-king roommate

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: ivory chapel

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: charcoal nubile therapy fortuitous meteor

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Jet Center

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: charcoal nubile therapy fortuitous meteor

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Jet Center

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Glittery seedy boistinker

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: azure motley market laser beams

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: dun slippery theater coldplay fan

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: ivory chapel

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Puce psychic point

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Primrose frisky home main people

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Narrow-minded Turquoise Azn Patrolman

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: zombie-like locus

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: fragrant yellow striped hyena

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: charcoal nubile therapy fortuitous meteor

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: fragrant yellow striped hyena

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: twinkling ceo

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: metal avocado dragon

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: insecure buff kitchen

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Passionate university famous landscape painting

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Smoky Stead Elastic Band

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: plum lodge

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Bright supple church building

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Jet Center

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: dun slippery theater coldplay fan

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: insecure buff kitchen

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: charcoal nubile therapy fortuitous meteor



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Khaki Crackhouse

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: doobsian bull headed school cafeteria twinkling uncleanness

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055414)