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POLL: What is your 401(k) balance right now

...
histrionic soggy field codepig
  06/27/25
A tiny pink 500k
Yellow senate
  06/27/25
that's not that bad
histrionic soggy field codepig
  06/27/25
I guess not but the thought of grinding out another 20 years...
Yellow senate
  06/27/25
age?
excitant theatre
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
180 mildly autistic parlour cuckold
  06/27/25
Yep, I’m early 40s lol
Yellow senate
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Alcoholic crackhouse
  06/27/25
It depend on if that's his primary retirement or if he has ...
Adventurous Underhanded Stage Goyim
  06/27/25
$130k
Purple Confused Menage
  06/27/25
that's horrendous
histrionic soggy field codepig
  06/27/25
i'm in between these two guys
filthy cordovan lodge
  06/27/25
Same, I'm in between two guys
Blathering fantasy-prone party of the first part
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Purple Confused Menage
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
excitant theatre
  06/27/25
My mom says I'm special.
Purple Confused Menage
  06/27/25
even that's not true
excitant theatre
  06/27/25
LOL
excitant theatre
  06/27/25
$3.4 million in combined marital plans.
turquoise cerebral library
  06/27/25
damn
filthy cordovan lodge
  06/27/25
Age?
180 mildly autistic parlour cuckold
  06/27/25
Such a waste of capital.
Light sick theater stage
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
carmine center new version
  06/27/25
this discussion happens every 401k thread. partners in bigl...
excitant theatre
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
carmine center new version
  06/27/25
...
Light sick theater stage
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Pink vivacious market
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
canary fluffy bawdyhouse idea he suggested
  06/27/25
.
Purple Confused Menage
  06/27/25
Something like $800-900k for wife and I.
galvanic stag film
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Light sick theater stage
  06/27/25
If you work in-house matching makes it a no-brainer.
galvanic stag film
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Light sick theater stage
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
galvanic stag film
  06/27/25
I want my yacht now.
Light sick theater stage
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
galvanic stag film
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Light sick theater stage
  06/27/25
If that's your perspective then sure, stop contributing into...
galvanic stag film
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
contagious at-the-ready casino liquid oxygen
  06/27/25
Why not put it in a Roth?
Smoky sound barrier hospital
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
carmine center new version
  06/27/25
180
Light sick theater stage
  06/27/25
Did you know you're not required to contribute to a 401K?
carmine center new version
  06/27/25
(guy who is not a biglaw partner)
Light sick theater stage
  06/27/25
$700k Wife - $600k
Dark principal's office
  06/27/25
43yo, $900k
Passionate ocher home roast beef
  06/27/25
Early 40s. ~$2.1mm
Slimy spectacular mother national
  06/27/25
Late 20s, 250k
Smoky sound barrier hospital
  06/27/25
Good job , young gun
Razzle-dazzle painfully honest whorehouse
  06/27/25
lol at these responses
Alcoholic crackhouse
  06/27/25
go on...
excitant theatre
  06/27/25
30000k
Exhilarant Dysfunction
  06/27/25
$399,443.16
Dead primrose mad-dog skullcap resort
  06/27/25
Monday is likely to be a big day for you friend
carmine center new version
  06/27/25
🤞🏻
Dead primrose mad-dog skullcap resort
  06/27/25
IDK $150Kish. But I haven't been working long.
Bossy ivory locale
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
nofapping affirmative action
  06/27/25
Same.
milky office
  06/27/25
350,000 Kinda sad
wonderful hairless boltzmann
  06/27/25
all stock/bond investments are like 750k.
mewling corner sneaky criminal
  06/27/25
$386k total. $324k in trad, $62k in Roth
indigo state
  06/27/25
Zero
orchid misunderstood gunner famous landscape painting
  06/27/25
Crrrrrrrrrrrrrr
Light sick theater stage
  06/27/25
For Benzo reasons or RSF reasons?
Slimy spectacular mother national
  06/27/25
$6 million or so. I checked in January.
milky office
  06/27/25
...
carmine center new version
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Swashbuckling dopamine useless brakes
  06/27/25
$0. I don’t have a 401(k).
stubborn talented boiling water
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: histrionic soggy field codepig



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Yellow senate

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: histrionic soggy field codepig

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Yellow senate

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: excitant theatre

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: 180 mildly autistic parlour cuckold

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Yellow senate

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Alcoholic crackhouse

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Adventurous Underhanded Stage Goyim

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Purple Confused Menage

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: histrionic soggy field codepig

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: filthy cordovan lodge

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Blathering fantasy-prone party of the first part

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Purple Confused Menage

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: excitant theatre

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Purple Confused Menage

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: excitant theatre

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: excitant theatre

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: turquoise cerebral library

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: filthy cordovan lodge

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: 180 mildly autistic parlour cuckold

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Light sick theater stage

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: carmine center new version

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: excitant theatre

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: carmine center new version

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Light sick theater stage



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Pink vivacious market

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: canary fluffy bawdyhouse idea he suggested

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Purple Confused Menage

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: galvanic stag film

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Light sick theater stage

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: galvanic stag film

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Light sick theater stage

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: galvanic stag film

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Light sick theater stage

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: galvanic stag film

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Light sick theater stage

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: galvanic stag film

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: contagious at-the-ready casino liquid oxygen

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Smoky sound barrier hospital

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: carmine center new version

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Light sick theater stage

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: carmine center new version

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Light sick theater stage

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Dark principal's office

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Passionate ocher home roast beef

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Slimy spectacular mother national

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Smoky sound barrier hospital

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Razzle-dazzle painfully honest whorehouse

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Alcoholic crackhouse

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: excitant theatre

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Exhilarant Dysfunction

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Dead primrose mad-dog skullcap resort

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: carmine center new version

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Dead primrose mad-dog skullcap resort

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Bossy ivory locale

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: nofapping affirmative action

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: milky office

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: wonderful hairless boltzmann

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: mewling corner sneaky criminal

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: indigo state

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: orchid misunderstood gunner famous landscape painting

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Light sick theater stage

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Slimy spectacular mother national

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: milky office

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: carmine center new version



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Swashbuckling dopamine useless brakes

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: stubborn talented boiling water

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055414)