Loser Credit Score Holocaust
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Poast new message in this thread
Date: May 25th, 2025 1:25 PM Author: provocative aquamarine address
"Credit scores dipped by more than 100 points for 2.2 million delinquent student loan borrowers, and 150 points or more for more than 1 million in the first three months of 2025, according to an analysis by the Federal Reserve Bank of New York. It’s the kind of credit score drop that follows a personal bankruptcy filing. Roughly 2.4 million of those Americans previously had favorable credit scores and would have qualified for cars loans, mortgages or credit cards before these delinquencies were reported*, researchers said."*
"There are signs that Americans are already having trouble accessing credit. Nearly 42 percent of mortgage refinance applications were turned down in February, up from 27 percent a year earlier, according to a New York Fed survey."
https://www.washingtonpost.com/business/2025/05/25/credit-score-student-loan-elinquency-debt/
(http://www.autoadmit.com/thread.php?thread_id=5729792&forum_id=2:#48960747) |
Date: May 25th, 2025 1:27 PM Author: Ultramarine Personal Credit Line
"Roughly 2.4 million of those Americans previously had favorable credit scores and would have qualified for cars loans, mortgages or credit cards before these delinquencies were reported"
So before they defaulted on their debts, they could have taken on more debt. Odd case.
(http://www.autoadmit.com/thread.php?thread_id=5729792&forum_id=2:#48960751) |
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