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buy now pay later doesnt affect credit score
Poast new message in this thread
Date: June 6th, 2025 11:17 AM Author: chartreuse field gaping If you do the financing (like 12 months or whatever) it does. But if you do the pay in 3 or whatever, it doesnt as its not legally debt.
Why would anyone repay that? Everyone should buy, make 1 payment, then enjoy your 67% discount! |
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Date: June 6th, 2025 11:19 AM Author: provocative prole How do they collect them? (http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2:#48992060) |
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Date: June 6th, 2025 11:26 AM Author: chartreuse field gaping goodwill of people. that's why thy are losing so much money (http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2:#48992085) |
Date: June 6th, 2025 11:23 AM Author: glittery emerald menage Would still be debt in court though, right? (http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2:#48992076) |
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Date: June 6th, 2025 11:27 AM Author: chartreuse field gaping its like layaway but they give you the product first. maybe just keep it under $1k (http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2:#48992087) |
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Date: June 6th, 2025 2:17 PM Author: glittery emerald menage Interesting strategy (http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2:#48992494) |
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Date: June 6th, 2025 2:26 PM Author: Sinister Cocky Generalized Bond Dog Poop yes, but it's worth pennies on the dollar for them to collect on (http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2:#48992523) |
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Date: June 6th, 2025 2:27 PM Author: Amethyst Soul-stirring Goal In Life Seems like a potentially disastrous business strategy. Just think of all the destitute Sonybois taking advantage of this. (http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2:#48992528) |
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Date: June 6th, 2025 3:54 PM Author: chartreuse field gaping finance bros dont get proles https://www.cnbc.com/2025/05/19/klarna-doubles-losses-in-first-quarter-as-ipo-remains-on-hold.html |
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Date: June 6th, 2025 2:34 PM Author: Lascivious pisswyrm The system was set up so it doesn't count as 'debt' so they wouldn't be beholden to the regulations a regular credit card issuer would have to face (oh wow man 'fintech'!). If they send the debt to collections it will definitely hit your credit. (http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2:#48992545) |
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Date: June 6th, 2025 3:53 PM Author: chartreuse field gaping they can only send debt (ie financing) to credit reporting. buy in 3 payments! cant be sent my friend. its not debt (http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2:#48992810) |
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Date: June 26th, 2025 10:56 PM Author: effete splenetic telephone https://www.cnbc.com/2025/06/25/buy-now-pay-later-plans-will-soon-impact-your-credit-score.html (http://www.autoadmit.com/thread.php?thread_id=5734197&forum_id=2:#49052850) |