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About 20% of Americans are millionaires

https://dqydj.com/net-worth-percentile-calculator/ I reme...
chocolate stead immigrant
  11/20/25
20% inflation since then friend
Outnumbered school cafeteria
  11/20/25
12.5% if you exclude primary home
vigorous box office
  11/20/25
That many? Then again being a millionaire today is like bei...
Indigo generalized bond
  11/20/25
200k actually
arousing fear-inspiring water buffalo striped hyena
  11/20/25
...
Indigo generalized bond
  11/20/25
...
ungodly corner keepsake machete
  11/20/25
...
comical stage double fault
  11/20/25
...
vivacious violent really tough guy shrine
  11/20/25
...
Misunderstood native
  11/23/25
This must exclude crypto and stock holdings, XO assures me t...
Beady-eyed Embarrassed To The Bone Pervert School
  11/20/25
20% is virtually every white person born in America to a fam...
chocolate stead immigrant
  11/20/25
...
Histrionic apoplectic station
  11/20/25
...
Misunderstood native
  11/23/25
nobody "needs" a million dollars lmao
laughsome useless brakes
  11/20/25
? Nobody "needs" electricity but it's nice to have...
Beady-eyed Embarrassed To The Bone Pervert School
  11/20/25
future price affect by what expectations is
Outnumbered school cafeteria
  11/20/25
That's what the bilateral, over-the-counter, physically sett...
Beady-eyed Embarrassed To The Bone Pervert School
  11/20/25
that what big bohy do for small guy its not worth trabble
Outnumbered school cafeteria
  11/20/25
...
laughsome useless brakes
  11/20/25
This chick on YouTube has a channel that constantly pops up ...
up-to-no-good lime antidepressant drug
  11/20/25
Financial planners treat $1m as the generic desired portfoli...
Exciting infuriating step-uncle's house
  11/20/25
It’s smart marketing to her audience. And 47k per annu...
arousing fear-inspiring water buffalo striped hyena
  11/20/25
You’re missing the part where the retiree doesn’...
Exciting infuriating step-uncle's house
  11/20/25
That’s your future, not mine
arousing fear-inspiring water buffalo striped hyena
  11/20/25
Same. Gonna live fast and die young (and in any case before ...
pea-brained kitty cat
  11/20/25
now sort by generation this is all boomers
soul-stirring kitty plaza
  11/20/25
Now look around the room and realize that your network exclu...
cracking zippy mother bawdyhouse
  11/20/25
I look around my neighborhood and I am convinced that everyo...
Exciting infuriating step-uncle's house
  11/20/25
You should be barbecued alive
Charismatic Church Building Fanboi
  11/20/25
Gonna need a custom-built Weber kettle for that
vigorous box office
  11/20/25
They make those whole hog smokers out of giant propane tanks...
arousing fear-inspiring water buffalo striped hyena
  11/20/25
now consider their mortgages and other liabilities
Histrionic apoplectic station
  11/20/25
I have about $2.5m in assets, dragged down by $395,000 in li...
Exciting infuriating step-uncle's house
  11/20/25
You weren't built at all. You just kind of congealed in your...
pea-brained kitty cat
  11/20/25
The only race I ever won in my life was when I slithered out...
Exciting infuriating step-uncle's house
  11/20/25
Now we're talkin'! *high fives*
pea-brained kitty cat
  11/20/25
I mean consider your neighbors' liabilities, they may be dec...
Histrionic apoplectic station
  11/20/25
same
chocolate stead immigrant
  11/20/25
With the collapse of crypto, I am thoroughly disgusted to kn...
pea-brained kitty cat
  11/20/25
Roughly 12-18% of US *households* have $1M in assets, but it...
mewling karate spot
  11/20/25
Oh, wow, it's like XO is a bunch of recluse incels who never...
Beady-eyed Embarrassed To The Bone Pervert School
  11/21/25
what do you think millionaire means? it always means assets ...
Domesticated address
  11/23/25
? Did this reply beam in from mars
Beady-eyed Embarrassed To The Bone Pervert School
  11/23/25
Does it mean that a family of four with $1M in assets is fou...
mewling karate spot
  11/23/25
Crazy that ~3M people/1.3M households have a NW of $15M or m...
Amethyst insecure theater
  11/20/25
I have almost 7M of net worth and I do not feel wealthy. May...
comical stage double fault
  11/20/25
I've posted about it before but its really going to fuck up ...
Provocative mad cow disease
  11/20/25
Between boomers booming it away and nursing homes, there mig...
Beady-eyed Embarrassed To The Bone Pervert School
  11/20/25
The nursing home piece is such a wild roulette wheel on the ...
Amethyst insecure theater
  11/21/25
Meanwhile we are doing the opposite and continue doing the o...
Domesticated address
  11/23/25
Having ten million today is like having 200k fifteen years a...
Misunderstood native
  11/23/25
Can confirm. I had $200k 10 years ago, now I feel 5x more im...
Exciting infuriating step-uncle's house
  11/23/25


Poast new message in this thread



Reply Favorite

Date: November 20th, 2025 6:26 AM
Author: chocolate stead immigrant

https://dqydj.com/net-worth-percentile-calculator/

I remember in the 90s when "millionaire" was preftigious.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445613)



Reply Favorite

Date: November 20th, 2025 6:27 AM
Author: Outnumbered school cafeteria

20% inflation since then friend

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445614)



Reply Favorite

Date: November 20th, 2025 6:27 AM
Author: vigorous box office

12.5% if you exclude primary home

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445615)



Reply Favorite

Date: November 20th, 2025 6:34 AM
Author: Indigo generalized bond

That many?

Then again being a millionaire today is like being worth $500k 20 years ago

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445626)



Reply Favorite

Date: November 20th, 2025 8:03 AM
Author: arousing fear-inspiring water buffalo striped hyena

200k actually

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445772)



Reply Favorite

Date: November 20th, 2025 11:21 AM
Author: Indigo generalized bond



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446269)



Reply Favorite

Date: November 20th, 2025 11:40 AM
Author: ungodly corner keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446312)



Reply Favorite

Date: November 20th, 2025 11:46 AM
Author: comical stage double fault



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446324)



Reply Favorite

Date: November 20th, 2025 9:16 PM
Author: vivacious violent really tough guy shrine



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49448348)



Reply Favorite

Date: November 23rd, 2025 11:07 AM
Author: Misunderstood native



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49453704)



Reply Favorite

Date: November 20th, 2025 6:29 AM
Author: Beady-eyed Embarrassed To The Bone Pervert School

This must exclude crypto and stock holdings, XO assures me that everybody is a millionaire.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445618)



Reply Favorite

Date: November 20th, 2025 6:53 AM
Author: chocolate stead immigrant

20% is virtually every white person born in America to a family that was middle class or above.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445676)



Reply Favorite

Date: November 20th, 2025 9:46 AM
Author: Histrionic apoplectic station



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445993)



Reply Favorite

Date: November 23rd, 2025 11:22 AM
Author: Misunderstood native



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49453741)



Reply Favorite

Date: November 20th, 2025 6:30 AM
Author: laughsome useless brakes

nobody "needs" a million dollars lmao

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445619)



Reply Favorite

Date: November 20th, 2025 6:30 AM
Author: Beady-eyed Embarrassed To The Bone Pervert School

? Nobody "needs" electricity but it's nice to have

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445621)



Reply Favorite

Date: November 20th, 2025 6:31 AM
Author: Outnumbered school cafeteria

future price affect by what expectations is

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445622)



Reply Favorite

Date: November 20th, 2025 6:33 AM
Author: Beady-eyed Embarrassed To The Bone Pervert School

That's what the bilateral, over-the-counter, physically settled energy derivative is for. You can lock in your $/kwh.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445624)



Reply Favorite

Date: November 20th, 2025 6:35 AM
Author: Outnumbered school cafeteria

that what big bohy do for small guy its not worth trabble

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445632)



Reply Favorite

Date: November 20th, 2025 6:32 AM
Author: laughsome useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445623)



Reply Favorite

Date: November 20th, 2025 7:47 AM
Author: up-to-no-good lime antidepressant drug

This chick on YouTube has a channel that constantly pops up in my feed. Erin Talks Finance or something. Young, cute chick who talks about retirement planning for the middle class. When she talks about having one million dollars saved, she treats it like this incredible thing. She even says it like Doctor Evil in Austin Powers. One Milllllion Dollars. Which could produce a retirement income of 47 thoussssand dollars. It's like she's a time traveler.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445751)



Reply Favorite

Date: November 20th, 2025 7:54 AM
Author: Exciting infuriating step-uncle's house

Financial planners treat $1m as the generic desired portfolio size for retirement for middle class people. Obviously, individuals present different circumstances, but $1m is clearly the one size fits all goal.

It’s strange because every retiree I know doesn’t even use their portfolio before RMDs. Everyone lives off of their income from pensions, annuities, social security.

Financial advisors are all scammy sales people just looking to rifle through your pockets. That goes for the friendly face at Edward Jones as much as it goes for your cute cunt Erin.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445762)



Reply Favorite

Date: November 20th, 2025 8:05 AM
Author: arousing fear-inspiring water buffalo striped hyena

It’s smart marketing to her audience. And 47k per annum plus the same amount from ss plus a paid for home is a decent retirement

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445774)



Reply Favorite

Date: November 20th, 2025 8:13 AM
Author: Exciting infuriating step-uncle's house

You’re missing the part where the retiree doesn’t do anything and doesn’t spend any part of their portfolio until RMDs kick in at 73 and even then, the retiree struggles to spend their money. Then they go to the retirement home and it’s all taken in 6 months.



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445807)



Reply Favorite

Date: November 20th, 2025 8:24 AM
Author: arousing fear-inspiring water buffalo striped hyena

That’s your future, not mine

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445821)



Reply Favorite

Date: November 20th, 2025 11:51 AM
Author: pea-brained kitty cat

Same. Gonna live fast and die young (and in any case before dementia sets in)

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446350)



Reply Favorite

Date: November 20th, 2025 7:54 AM
Author: soul-stirring kitty plaza

now sort by generation

this is all boomers

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445761)



Reply Favorite

Date: November 20th, 2025 8:11 AM
Author: cracking zippy mother bawdyhouse

Now look around the room and realize that your network excludes 50% of "invisible" Americans right off the bat. So what like 1 out of 3 suburban households is a millionaire in NW?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445804)



Reply Favorite

Date: November 20th, 2025 8:23 AM
Author: Exciting infuriating step-uncle's house

I look around my neighborhood and I am convinced that everyone is a decamillionaire and I am the only one left behind with a pink little $2.05m net worth.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445819)



Reply Favorite

Date: November 20th, 2025 8:24 AM
Author: Charismatic Church Building Fanboi

You should be barbecued alive

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445823)



Reply Favorite

Date: November 20th, 2025 8:37 AM
Author: vigorous box office

Gonna need a custom-built Weber kettle for that

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445849)



Reply Favorite

Date: November 20th, 2025 9:42 AM
Author: arousing fear-inspiring water buffalo striped hyena

They make those whole hog smokers out of giant propane tanks. A 500 gallon model ought to do it

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445990)



Reply Favorite

Date: November 20th, 2025 9:47 AM
Author: Histrionic apoplectic station

now consider their mortgages and other liabilities

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49445994)



Reply Favorite

Date: November 20th, 2025 9:51 AM
Author: Exciting infuriating step-uncle's house

I have about $2.5m in assets, dragged down by $395,000 in liabilities. 19.5% leverage or something like that. It’s basically killing me all the stress. I don’t know how you could ever borrow more than like 30% of your gross assets. That must be like sweating bullets. Trump did it I guess. Balls of steel and ice in his veins. I wasn’t built that way.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446009)



Reply Favorite

Date: November 20th, 2025 12:12 PM
Author: pea-brained kitty cat

You weren't built at all. You just kind of congealed in your mother's womb one disappointing day

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446449)



Reply Favorite

Date: November 20th, 2025 12:17 PM
Author: Exciting infuriating step-uncle's house

The only race I ever won in my life was when I slithered out of her ahead of the afterbirth.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446472)



Reply Favorite

Date: November 20th, 2025 2:38 PM
Author: pea-brained kitty cat

Now we're talkin'!

*high fives*

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49447129)



Reply Favorite

Date: November 20th, 2025 12:27 PM
Author: Histrionic apoplectic station

I mean consider your neighbors' liabilities, they may be decamillionaires gross, but who much do they owe on that?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446526)



Reply Favorite

Date: November 20th, 2025 10:37 AM
Author: chocolate stead immigrant

same

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446152)



Reply Favorite

Date: November 20th, 2025 11:53 AM
Author: pea-brained kitty cat

With the collapse of crypto, I am thoroughly disgusted to know our net worths are similar. Like physically fucking ill and utterly repulsed

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446354)



Reply Favorite

Date: November 20th, 2025 10:21 AM
Author: mewling karate spot

Roughly 12-18% of US *households* have $1M in assets, but its a stretch to say every member of those households is a millionare

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446094)



Reply Favorite

Date: November 21st, 2025 5:09 PM
Author: Beady-eyed Embarrassed To The Bone Pervert School

Oh, wow, it's like XO is a bunch of recluse incels who never considered the possibility that there could be more than one person in a household.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49450284)



Reply Favorite

Date: November 23rd, 2025 10:50 AM
Author: Domesticated address

what do you think millionaire means? it always means assets minus liabilities.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49453658)



Reply Favorite

Date: November 23rd, 2025 11:03 AM
Author: Beady-eyed Embarrassed To The Bone Pervert School

? Did this reply beam in from mars

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49453694)



Reply Favorite

Date: November 23rd, 2025 11:25 AM
Author: mewling karate spot

Does it mean that a family of four with $1M in assets is four millionaires?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49453751)



Reply Favorite

Date: November 20th, 2025 11:28 AM
Author: Amethyst insecure theater

Crazy that ~3M people/1.3M households have a NW of $15M or more. Anyone with that much money who is over 67 should get taxed an extra $50k per year as a pure fuck boomers tax. We should have that as our fall back position if they want to be spared by the death panels.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446285)



Reply Favorite

Date: November 20th, 2025 12:27 PM
Author: comical stage double fault

I have almost 7M of net worth and I do not feel wealthy. Maybe if I moved to a LCOL area it would be better.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49446527)



Reply Favorite

Date: November 20th, 2025 5:52 PM
Author: Provocative mad cow disease

I've posted about it before but its really going to fuck up wealth dynamics in America when boomers die and millenials start inheriting their wealth.

Boomers have so much money. My parents had probably lower middle class incomes and they might have a $1 mm estate whwen everything is said and done.

People's whose parents were UMC probably will stand to inherit $5-10 million.

Imagine competing with someone to buy a house who is in their prime earnings year plus got $500,000 - $5 million in free money...

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49447617)



Reply Favorite

Date: November 20th, 2025 9:19 PM
Author: Beady-eyed Embarrassed To The Bone Pervert School

Between boomers booming it away and nursing homes, there might not be enough many large dollar inheritances to move the needle much.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49448356)



Reply Favorite

Date: November 21st, 2025 4:00 PM
Author: Amethyst insecure theater

The nursing home piece is such a wild roulette wheel on the end of everything. My dad bought LTCI but I basically assume they will find some way to scam us anyway. Both his parents had long slow dying phases that were persistent/recurring but slowly progressing cancers and his mom capped it off with Alzheimer’s for the last 18 months. He’s done an admirable job staying healthy but he’s the most left brained engineer ever and Catholic as fuck, so he will cling to every second of life no matter how shitty it gets. He’s probably going to live to his mid 90s based on how well he’s holding up, which, to be clear, is awesome and I’m very proud of him and happy that he will get almost as long in retirement as he did as a working adult. But it seems inevitable that he will be Alzheimer’s/dementia pwn3d enough to require 24 hour care for at least the last couple years. I think if I end up like him I’m 100% down to assisted suicide myself if I made it to 85+ and it means my kids get millions more to protect themselves instead of some fuckface company that owns an assisted living facility taking it off of me.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49450158)



Reply Favorite

Date: November 23rd, 2025 10:54 AM
Author: Domesticated address

Meanwhile we are doing the opposite and continue doing the opposite. "no tax on social security" lol

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49453669)



Reply Favorite

Date: November 23rd, 2025 11:04 AM
Author: Misunderstood native

Having ten million today is like having 200k fifteen years ago

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49453697)



Reply Favorite

Date: November 23rd, 2025 11:09 AM
Author: Exciting infuriating step-uncle's house

Can confirm. I had $200k 10 years ago, now I feel 5x more impoverished with $2.05m.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2:#49453707)