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POLL: What is your 401(k) balance right now

...
Confused jade mad cow disease
  06/27/25
A tiny pink 500k
galvanic internet-worthy forum
  06/27/25
that's not that bad
Confused jade mad cow disease
  06/27/25
I guess not but the thought of grinding out another 20 years...
galvanic internet-worthy forum
  06/27/25
age?
magenta reading party plaza
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
supple bespoke national preventive strike
  06/27/25
Yep, I’m early 40s lol
galvanic internet-worthy forum
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
fuchsia outnumbered windowlicker
  06/27/25
It depend on if that's his primary retirement or if he has ...
dun indian lodge alpha
  06/27/25
$130k
insanely creepy spectacular location
  06/27/25
that's horrendous
Confused jade mad cow disease
  06/27/25
i'm in between these two guys
avocado aromatic theater
  06/27/25
Same, I'm in between two guys
Talking Station Party Of The First Part
  06/27/25
The sum total of all my retirement and brokerage accounts is...
insanely creepy spectacular location
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
magenta reading party plaza
  06/27/25
My mom says I'm special.
insanely creepy spectacular location
  06/27/25
even that's not true
magenta reading party plaza
  06/27/25
LOL
magenta reading party plaza
  06/27/25
$3.4 million in combined marital plans.
sickened stock car stag film
  06/27/25
damn
avocado aromatic theater
  06/27/25
Age?
supple bespoke national preventive strike
  06/27/25
Such a waste of capital.
Razzle-dazzle antidepressant drug
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Vigorous charcoal idiot
  06/27/25
this discussion happens every 401k thread. partners in bigl...
magenta reading party plaza
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Vigorous charcoal idiot
  06/27/25
...
Razzle-dazzle antidepressant drug
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Floppy Brethren Idea He Suggested
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
henna embarrassed to the bone jewess candlestick maker
  06/27/25
.
insanely creepy spectacular location
  06/27/25
Something like $800-900k for wife and I.
Hyperventilating Racy Trailer Park
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Razzle-dazzle antidepressant drug
  06/27/25
If you work in-house matching makes it a no-brainer.
Hyperventilating Racy Trailer Park
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Razzle-dazzle antidepressant drug
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Hyperventilating Racy Trailer Park
  06/27/25
I want my yacht now.
Razzle-dazzle antidepressant drug
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Hyperventilating Racy Trailer Park
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Razzle-dazzle antidepressant drug
  06/27/25
If that's your perspective then sure, stop contributing into...
Hyperventilating Racy Trailer Park
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Gold Mental Disorder
  06/27/25
Why not put it in a Roth?
Maniacal brunch
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Vigorous charcoal idiot
  06/27/25
180
Razzle-dazzle antidepressant drug
  06/27/25
Did you know you're not required to contribute to a 401K?
Vigorous charcoal idiot
  06/27/25
(guy who is not a biglaw partner)
Razzle-dazzle antidepressant drug
  06/27/25
$700k Wife - $600k
Curious keepsake machete theater stage
  06/27/25
43yo, $900k
Godawful unhinged water buffalo ceo
  06/27/25
Early 40s. ~$2.1mm
Hairraiser field
  06/27/25
Late 20s, 250k
Maniacal brunch
  06/27/25
Good job , young gun
Demanding Stirring Senate Organic Girlfriend
  06/27/25
lol at these responses
fuchsia outnumbered windowlicker
  06/27/25
go on...
magenta reading party plaza
  06/27/25
30000k
Violent Cobalt Doctorate State
  06/27/25
$399,443.16
Amber Underhanded Box Office
  06/27/25
Monday is likely to be a big day for you friend
Vigorous charcoal idiot
  06/27/25
🤞🏻
Amber Underhanded Box Office
  06/27/25
IDK $150Kish. But I haven't been working long.
useless stubborn kitchen
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Puce Cracking Striped Hyena
  06/27/25
Same.
stimulating persian
  06/27/25
350,000 Kinda sad
Exhilarant aggressive mood
  06/27/25
all stock/bond investments are like 750k.
claret titillating crotch
  06/27/25
$386k total. $324k in trad, $62k in Roth
cream corner trust fund
  06/27/25
Zero
Crystalline house incel
  06/27/25
Crrrrrrrrrrrrrr
Razzle-dazzle antidepressant drug
  06/27/25
For Benzo reasons or RSF reasons?
Hairraiser field
  06/27/25
$6 million or so. I checked in January.
stimulating persian
  06/27/25
...
Vigorous charcoal idiot
  06/27/25
I mean undoubtedly there is a balance but $6 million?
glittery tanning salon
  06/27/25
$0. I don’t have a 401(k).
buck-toothed parlor
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Confused jade mad cow disease



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: galvanic internet-worthy forum

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Confused jade mad cow disease

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: galvanic internet-worthy forum

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: magenta reading party plaza

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: supple bespoke national preventive strike

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: galvanic internet-worthy forum

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: fuchsia outnumbered windowlicker

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: dun indian lodge alpha

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: insanely creepy spectacular location

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Confused jade mad cow disease

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: avocado aromatic theater

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Talking Station Party Of The First Part

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: insanely creepy spectacular location

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: magenta reading party plaza

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: insanely creepy spectacular location

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: magenta reading party plaza

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: magenta reading party plaza

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: sickened stock car stag film

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: avocado aromatic theater

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: supple bespoke national preventive strike

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Razzle-dazzle antidepressant drug

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Vigorous charcoal idiot

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: magenta reading party plaza

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Vigorous charcoal idiot

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Razzle-dazzle antidepressant drug



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Floppy Brethren Idea He Suggested

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: henna embarrassed to the bone jewess candlestick maker

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: insanely creepy spectacular location

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Hyperventilating Racy Trailer Park

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Razzle-dazzle antidepressant drug

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Hyperventilating Racy Trailer Park

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Razzle-dazzle antidepressant drug

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Hyperventilating Racy Trailer Park

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Razzle-dazzle antidepressant drug

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Hyperventilating Racy Trailer Park

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Razzle-dazzle antidepressant drug

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Hyperventilating Racy Trailer Park

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Gold Mental Disorder

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Maniacal brunch

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Vigorous charcoal idiot

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Razzle-dazzle antidepressant drug

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Vigorous charcoal idiot

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Razzle-dazzle antidepressant drug

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Curious keepsake machete theater stage

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Godawful unhinged water buffalo ceo

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Hairraiser field

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Maniacal brunch

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Demanding Stirring Senate Organic Girlfriend

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: fuchsia outnumbered windowlicker

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: magenta reading party plaza

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Violent Cobalt Doctorate State

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Amber Underhanded Box Office

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Vigorous charcoal idiot

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Amber Underhanded Box Office

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: useless stubborn kitchen

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Puce Cracking Striped Hyena

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: stimulating persian

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Exhilarant aggressive mood

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: claret titillating crotch

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: cream corner trust fund

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Crystalline house incel

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Razzle-dazzle antidepressant drug

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Hairraiser field

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: stimulating persian

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Vigorous charcoal idiot



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: glittery tanning salon

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: buck-toothed parlor

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055414)