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POLL: What is your 401(k) balance right now

...
vermilion mischievous voyeur hunting ground
  06/27/25
A tiny pink 500k
gold sweet tailpipe field
  06/27/25
that's not that bad
vermilion mischievous voyeur hunting ground
  06/27/25
I guess not but the thought of grinding out another 20 years...
gold sweet tailpipe field
  06/27/25
age?
elite nursing home useless brakes
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
startling newt goyim
  06/27/25
Yep, I’m early 40s lol
gold sweet tailpipe field
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
glittery dark ticket booth incel
  06/27/25
It depend on if that's his primary retirement or if he has ...
insane hell wagecucks
  06/27/25
$130k
Razzle-dazzle Famous Landscape Painting
  06/27/25
that's horrendous
vermilion mischievous voyeur hunting ground
  06/27/25
i'm in between these two guys
Honey-headed parlor ceo
  06/27/25
Same, I'm in between two guys
impertinent abnormal boiling water theater
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Razzle-dazzle Famous Landscape Painting
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
elite nursing home useless brakes
  06/27/25
My mom says I'm special.
Razzle-dazzle Famous Landscape Painting
  06/27/25
even that's not true
elite nursing home useless brakes
  06/27/25
LOL
elite nursing home useless brakes
  06/27/25
$3.4 million in combined marital plans.
duck-like crusty sound barrier
  06/27/25
damn
Honey-headed parlor ceo
  06/27/25
Age?
startling newt goyim
  06/27/25
Such a waste of capital.
indigo rigor jewess
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Fragrant Brunch Factory Reset Button
  06/27/25
this discussion happens every 401k thread. partners in bigl...
elite nursing home useless brakes
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Fragrant Brunch Factory Reset Button
  06/27/25
...
indigo rigor jewess
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Salmon big therapy pervert
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Bespoke senate cuckoldry
  06/27/25
.
Razzle-dazzle Famous Landscape Painting
  06/27/25
Something like $800-900k for wife and I.
saffron laser beams
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
indigo rigor jewess
  06/27/25
If you work in-house matching makes it a no-brainer.
saffron laser beams
  06/27/25
just do take a lot of my money and shove it up the ass of so...
indigo rigor jewess
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
saffron laser beams
  06/27/25
I want my yacht now.
indigo rigor jewess
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
saffron laser beams
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
indigo rigor jewess
  06/27/25
If that's your perspective then sure, stop contributing into...
saffron laser beams
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
lavender bonkers principal's office stain
  06/27/25
Why not put it in a Roth?
mentally impaired stag film genital piercing
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Fragrant Brunch Factory Reset Button
  06/27/25
180
indigo rigor jewess
  06/27/25
Did you know you're not required to contribute to a 401K?
Fragrant Brunch Factory Reset Button
  06/27/25
(guy who is not a biglaw partner)
indigo rigor jewess
  06/27/25
$700k Wife - $600k
doobsian comical point
  06/27/25
43yo, $900k
Racy obsidian main people
  06/27/25
Early 40s. ~$2.1mm
navy becky
  06/27/25
Late 20s, 250k
mentally impaired stag film genital piercing
  06/27/25
Good job , young gun
painfully honest transparent stead candlestick maker
  06/27/25
lol at these responses
glittery dark ticket booth incel
  06/27/25
go on...
elite nursing home useless brakes
  06/27/25
30000k
Provocative Sadistic Ape Temple
  06/27/25
$399,443.16
dun aromatic office generalized bond
  06/27/25
Monday is likely to be a big day for you friend
Fragrant Brunch Factory Reset Button
  06/27/25
🤞🏻
dun aromatic office generalized bond
  06/27/25
IDK $150Kish. But I haven't been working long.
curious blue rigpig
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Silver Nofapping Stage Headpube
  06/27/25
Same.
very tactful ultramarine stock car
  06/27/25
350,000 Kinda sad
wild locus
  06/27/25
all stock/bond investments are like 750k.
poppy house
  06/27/25
$386k total. $324k in trad, $62k in Roth
Talented really tough guy background story
  06/27/25
Zero
Diverse embarrassed to the bone range toaster
  06/27/25
Crrrrrrrrrrrrrr
indigo rigor jewess
  06/27/25
For Benzo reasons or RSF reasons?
navy becky
  06/27/25
$6 million or so. I checked in January.
very tactful ultramarine stock car
  06/27/25
...
Fragrant Brunch Factory Reset Button
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Contagious Plaza Dingle Berry
  06/27/25
$0. I don’t have a 401(k).
medicated misanthropic party of the first part mad-dog skullcap
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: vermilion mischievous voyeur hunting ground



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: gold sweet tailpipe field

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: vermilion mischievous voyeur hunting ground

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: gold sweet tailpipe field

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: elite nursing home useless brakes

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: startling newt goyim

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: gold sweet tailpipe field

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: glittery dark ticket booth incel

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: insane hell wagecucks

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Razzle-dazzle Famous Landscape Painting

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: vermilion mischievous voyeur hunting ground

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Honey-headed parlor ceo

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: impertinent abnormal boiling water theater

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Razzle-dazzle Famous Landscape Painting

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: elite nursing home useless brakes

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Razzle-dazzle Famous Landscape Painting

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: elite nursing home useless brakes

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: elite nursing home useless brakes

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: duck-like crusty sound barrier

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Honey-headed parlor ceo

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: startling newt goyim

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: indigo rigor jewess

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Fragrant Brunch Factory Reset Button

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: elite nursing home useless brakes

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Fragrant Brunch Factory Reset Button

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: indigo rigor jewess



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Salmon big therapy pervert

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Bespoke senate cuckoldry

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Razzle-dazzle Famous Landscape Painting

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: saffron laser beams

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: indigo rigor jewess

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: saffron laser beams

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: indigo rigor jewess

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: saffron laser beams

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: indigo rigor jewess

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: saffron laser beams

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: indigo rigor jewess

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: saffron laser beams

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: lavender bonkers principal's office stain

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: mentally impaired stag film genital piercing

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Fragrant Brunch Factory Reset Button

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: indigo rigor jewess

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Fragrant Brunch Factory Reset Button

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: indigo rigor jewess

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: doobsian comical point

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Racy obsidian main people

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: navy becky

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: mentally impaired stag film genital piercing

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: painfully honest transparent stead candlestick maker

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: glittery dark ticket booth incel

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: elite nursing home useless brakes

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Provocative Sadistic Ape Temple

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: dun aromatic office generalized bond

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Fragrant Brunch Factory Reset Button

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: dun aromatic office generalized bond

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: curious blue rigpig

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Silver Nofapping Stage Headpube

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: very tactful ultramarine stock car

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: wild locus

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: poppy house

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Talented really tough guy background story

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Diverse embarrassed to the bone range toaster

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: indigo rigor jewess

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: navy becky

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: very tactful ultramarine stock car

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Fragrant Brunch Factory Reset Button



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Contagious Plaza Dingle Berry

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: medicated misanthropic party of the first part mad-dog skullcap

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055414)