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POLL: What is your 401(k) balance right now

...
Cobalt crusty nowag
  06/27/25
A tiny pink 500k
Charismatic trust fund
  06/27/25
that's not that bad
Cobalt crusty nowag
  06/27/25
I guess not but the thought of grinding out another 20 years...
Charismatic trust fund
  06/27/25
age?
Duck-like Jewess
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
hyperventilating vigorous stead twinkling uncleanness
  06/27/25
Yep, I’m early 40s lol
Charismatic trust fund
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
diverse mustard messiness state
  06/27/25
It depend on if that's his primary retirement or if he has ...
henna fear-inspiring lay
  06/27/25
$130k
Histrionic forum
  06/27/25
that's horrendous
Cobalt crusty nowag
  06/27/25
i'm in between these two guys
Well-lubricated Very Tactful Lodge Macaca
  06/27/25
Same, I'm in between two guys
stimulating buff internal respiration
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Histrionic forum
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Duck-like Jewess
  06/27/25
My mom says I'm special.
Histrionic forum
  06/27/25
even that's not true
Duck-like Jewess
  06/27/25
LOL
Duck-like Jewess
  06/27/25
$3.4 million in combined marital plans.
Soul-stirring Station Kitty Cat
  06/27/25
damn
Well-lubricated Very Tactful Lodge Macaca
  06/27/25
Age?
hyperventilating vigorous stead twinkling uncleanness
  06/27/25
Such a waste of capital.
provocative party of the first part
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Federal gaming laptop bbw
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Duck-like Jewess
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Federal gaming laptop bbw
  06/27/25
...
provocative party of the first part
  06/27/25
The max is $70K per year including your own $23,500 contribu...
blue know-it-all french chef
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Brindle tanning salon faggotry
  06/27/25
.
Histrionic forum
  06/27/25
Something like $800-900k for wife and I.
cracking psychic
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
provocative party of the first part
  06/27/25
If you work in-house matching makes it a no-brainer.
cracking psychic
  06/27/25
just do take a lot of my money and shove it up the ass of so...
provocative party of the first part
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
cracking psychic
  06/27/25
I want my yacht now.
provocative party of the first part
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
cracking psychic
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
provocative party of the first part
  06/27/25
If that's your perspective then sure, stop contributing into...
cracking psychic
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
arousing university
  06/27/25
Why not put it in a Roth?
Nofapping Bearded Orchestra Pit
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Federal gaming laptop bbw
  06/27/25
180
provocative party of the first part
  06/27/25
Did you know you're not required to contribute to a 401K?
Federal gaming laptop bbw
  06/27/25
(guy who is not a biglaw partner)
provocative party of the first part
  06/27/25
$700k Wife - $600k
Magenta halford crotch
  06/27/25
43yo, $900k
Black depressive range
  06/27/25
Early 40s. ~$2.1mm
Sexy Rigor
  06/27/25
Late 20s, 250k
Nofapping Bearded Orchestra Pit
  06/27/25
Good job , young gun
Flesh queen of the night nursing home
  06/27/25
lol at these responses
diverse mustard messiness state
  06/27/25
go on...
Duck-like Jewess
  06/27/25
30000k
contagious sick patrolman fanboi
  06/27/25
$399,443.16
Swollen marketing idea crackhouse
  06/27/25
Monday is likely to be a big day for you friend
Federal gaming laptop bbw
  06/27/25
🤞🏻
Swollen marketing idea crackhouse
  06/27/25
IDK $150Kish. But I haven't been working long.
dashing shrine
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
mewling indigo idiot
  06/27/25
Same.
Hilarious principal's office
  06/27/25
350,000 Kinda sad
deep foreskin
  06/27/25
all stock/bond investments are like 750k.
chocolate mentally impaired faggot firefighter location
  06/27/25
$386k total. $324k in trad, $62k in Roth
Fluffy love of her life
  06/27/25
Zero
Hyperactive multi-colored indian lodge
  06/27/25
Crrrrrrrrrrrrrr
provocative party of the first part
  06/27/25
For Benzo reasons or RSF reasons?
Sexy Rigor
  06/27/25
$6 million or so. I checked in January.
Hilarious principal's office
  06/27/25
...
Federal gaming laptop bbw
  06/27/25
I mean undoubtedly there is a balance but $6 million?
aphrodisiac karate
  06/27/25
$0. I don’t have a 401(k).
Transparent trip persian
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Cobalt crusty nowag



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Charismatic trust fund

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Cobalt crusty nowag

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Charismatic trust fund

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Duck-like Jewess

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: hyperventilating vigorous stead twinkling uncleanness

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Charismatic trust fund

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: diverse mustard messiness state

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: henna fear-inspiring lay

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Histrionic forum

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Cobalt crusty nowag

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Well-lubricated Very Tactful Lodge Macaca

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: stimulating buff internal respiration

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Histrionic forum

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Duck-like Jewess

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Histrionic forum

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Duck-like Jewess

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Duck-like Jewess

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Soul-stirring Station Kitty Cat

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Well-lubricated Very Tactful Lodge Macaca

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: hyperventilating vigorous stead twinkling uncleanness

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: provocative party of the first part

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Federal gaming laptop bbw

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Duck-like Jewess

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Federal gaming laptop bbw

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: provocative party of the first part



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: blue know-it-all french chef

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Brindle tanning salon faggotry

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Histrionic forum

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: cracking psychic

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: provocative party of the first part

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: cracking psychic

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: provocative party of the first part

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: cracking psychic

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: provocative party of the first part

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: cracking psychic

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: provocative party of the first part

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: cracking psychic

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: arousing university

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Nofapping Bearded Orchestra Pit

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Federal gaming laptop bbw

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: provocative party of the first part

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Federal gaming laptop bbw

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: provocative party of the first part

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Magenta halford crotch

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Black depressive range

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Sexy Rigor

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Nofapping Bearded Orchestra Pit

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Flesh queen of the night nursing home

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: diverse mustard messiness state

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Duck-like Jewess

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: contagious sick patrolman fanboi

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Swollen marketing idea crackhouse

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Federal gaming laptop bbw

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Swollen marketing idea crackhouse

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: dashing shrine

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: mewling indigo idiot

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Hilarious principal's office

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: deep foreskin

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: chocolate mentally impaired faggot firefighter location

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Fluffy love of her life

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Hyperactive multi-colored indian lodge

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: provocative party of the first part

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Sexy Rigor

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Hilarious principal's office

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Federal gaming laptop bbw



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: aphrodisiac karate

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Transparent trip persian

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055414)