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POLL: What is your 401(k) balance right now

...
Khaki Ticket Booth
  06/27/25
A tiny pink 500k
razzmatazz hall
  06/27/25
that's not that bad
Khaki Ticket Booth
  06/27/25
I guess not but the thought of grinding out another 20 years...
razzmatazz hall
  06/27/25
age?
Vibrant international law enforcement agency
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
harsh aphrodisiac ceo
  06/27/25
Yep, I’m early 40s lol
razzmatazz hall
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
provocative ratface stock car
  06/27/25
It depend on if that's his primary retirement or if he has ...
stirring godawful school
  06/27/25
$130k
flirting cerebral parlor
  06/27/25
that's horrendous
Khaki Ticket Booth
  06/27/25
i'm in between these two guys
Racy hot state
  06/27/25
Same, I'm in between two guys
Bateful Fear-inspiring Messiness
  06/27/25
The sum total of all my retirement and brokerage accounts is...
flirting cerebral parlor
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Vibrant international law enforcement agency
  06/27/25
My mom says I'm special.
flirting cerebral parlor
  06/27/25
even that's not true
Vibrant international law enforcement agency
  06/27/25
LOL
Vibrant international law enforcement agency
  06/27/25
$3.4 million in combined marital plans.
Anal Insane Associate
  06/27/25
damn
Racy hot state
  06/27/25
Age?
harsh aphrodisiac ceo
  06/27/25
Such a waste of capital.
Exhilarant Pearl Locale Bbw
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
gaped vigorous headpube
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Vibrant international law enforcement agency
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
gaped vigorous headpube
  06/27/25
...
Exhilarant Pearl Locale Bbw
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Arousing self-absorbed gas station
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
motley hateful business firm
  06/27/25
.
flirting cerebral parlor
  06/27/25
Something like $800-900k for wife and I.
well-lubricated plum set
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Exhilarant Pearl Locale Bbw
  06/27/25
If you work in-house matching makes it a no-brainer.
well-lubricated plum set
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Exhilarant Pearl Locale Bbw
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
well-lubricated plum set
  06/27/25
I want my yacht now.
Exhilarant Pearl Locale Bbw
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
well-lubricated plum set
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Exhilarant Pearl Locale Bbw
  06/27/25
If that's your perspective then sure, stop contributing into...
well-lubricated plum set
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Nofapping Stage Lettuce
  06/27/25
Why not put it in a Roth?
Big twinkling plaza
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
gaped vigorous headpube
  06/27/25
180
Exhilarant Pearl Locale Bbw
  06/27/25
Did you know you're not required to contribute to a 401K?
gaped vigorous headpube
  06/27/25
(guy who is not a biglaw partner)
Exhilarant Pearl Locale Bbw
  06/27/25
$700k Wife - $600k
bull headed police squad kitchen
  06/27/25
43yo, $900k
chrome background story lodge
  06/27/25
Early 40s. ~$2.1mm
beady-eyed shrine
  06/27/25
Late 20s, 250k
Big twinkling plaza
  06/27/25
Good job , young gun
Frisky Church Potus
  06/27/25
lol at these responses
provocative ratface stock car
  06/27/25
go on...
Vibrant international law enforcement agency
  06/27/25
30000k
Misanthropic den
  06/27/25
$399,443.16
light bearded reading party chapel
  06/27/25
Monday is likely to be a big day for you friend
gaped vigorous headpube
  06/27/25
🤞🏻
light bearded reading party chapel
  06/27/25
IDK $150Kish. But I haven't been working long.
Titillating Party Of The First Part
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
swollen base
  06/27/25
Same.
house-broken affirmative action
  06/27/25
350,000 Kinda sad
Passionate sanctuary friendly grandma
  06/27/25
all stock/bond investments are like 750k.
umber vivacious theatre weed whacker
  06/27/25
$386k total. $324k in trad, $62k in Roth
Appetizing Clear Resort Factory Reset Button
  06/27/25
Zero
irradiated heaven skinny woman
  06/27/25
Crrrrrrrrrrrrrr
Exhilarant Pearl Locale Bbw
  06/27/25
For Benzo reasons or RSF reasons?
beady-eyed shrine
  06/27/25
$6 million or so. I checked in January.
house-broken affirmative action
  06/27/25
...
gaped vigorous headpube
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Bisexual Thriller Stead Macaca
  06/27/25
$0. I don’t have a 401(k).
Swashbuckling senate jap
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Khaki Ticket Booth



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: razzmatazz hall

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Khaki Ticket Booth

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: razzmatazz hall

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Vibrant international law enforcement agency

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: harsh aphrodisiac ceo

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: razzmatazz hall

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: provocative ratface stock car

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: stirring godawful school

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: flirting cerebral parlor

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Khaki Ticket Booth

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Racy hot state

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Bateful Fear-inspiring Messiness

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: flirting cerebral parlor

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Vibrant international law enforcement agency

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: flirting cerebral parlor

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Vibrant international law enforcement agency

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Vibrant international law enforcement agency

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Anal Insane Associate

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Racy hot state

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: harsh aphrodisiac ceo

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Exhilarant Pearl Locale Bbw

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: gaped vigorous headpube

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Vibrant international law enforcement agency

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: gaped vigorous headpube

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Exhilarant Pearl Locale Bbw



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Arousing self-absorbed gas station

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: motley hateful business firm

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: flirting cerebral parlor

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: well-lubricated plum set

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Exhilarant Pearl Locale Bbw

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: well-lubricated plum set

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Exhilarant Pearl Locale Bbw

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: well-lubricated plum set

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Exhilarant Pearl Locale Bbw

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: well-lubricated plum set

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Exhilarant Pearl Locale Bbw

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: well-lubricated plum set

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Nofapping Stage Lettuce

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Big twinkling plaza

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: gaped vigorous headpube

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Exhilarant Pearl Locale Bbw

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: gaped vigorous headpube

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Exhilarant Pearl Locale Bbw

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: bull headed police squad kitchen

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: chrome background story lodge

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: beady-eyed shrine

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Big twinkling plaza

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Frisky Church Potus

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: provocative ratface stock car

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Vibrant international law enforcement agency

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Misanthropic den

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: light bearded reading party chapel

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: gaped vigorous headpube

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: light bearded reading party chapel

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Titillating Party Of The First Part

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: swollen base

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: house-broken affirmative action

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Passionate sanctuary friendly grandma

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: umber vivacious theatre weed whacker

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Appetizing Clear Resort Factory Reset Button

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: irradiated heaven skinny woman

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Exhilarant Pearl Locale Bbw

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: beady-eyed shrine

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: house-broken affirmative action

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: gaped vigorous headpube



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Bisexual Thriller Stead Macaca

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Swashbuckling senate jap

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055414)