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Chase Sapphire Reserve annual fee raised to $795. Poor redditors are furious
Poast new message in this thread
Date: June 17th, 2025 12:26 PM Author: Magenta excitant therapy corner Thought they could continue to cop that CSR Lounge priority access for NOTHING
https://old.reddit.com/r/CreditCards/comments/1ldlnhx/chase_sapphire_reserve_newbenefits_confirmed/ |
Date: June 17th, 2025 12:27 PM Author: Pontificating cream sneaky criminal principal's office That is a lot. Fuck. Means my cards are probably going to go up. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024232) |
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Date: June 17th, 2025 3:41 PM Author: disrespectful fragrant library personal credit line Yeah, a lot of my elite cards went up. My United Club card went up over $100, iirc. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025013) |
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Date: June 17th, 2025 12:28 PM Author: galvanic fiercely-loyal knife Why are Redditors so poor? You don't see this obsession with cheapness and deals on X or 4chan. You do see it on TikTok, admittedly. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024239) |
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Date: June 17th, 2025 12:43 PM Author: Out-of-control concupiscible community account halford XO answer: it's because they're tautologically poor. To be poor is to be a redditor, to be a redditor is to be poor
real answer: it's because subreddits group all of these cheapskate minmaxers into single forums (e.g. /r/CreditCards, /r/Turo). Twitter and 4chan don't have all of these people in one place because it's just a chaos of general discussion |
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Date: June 17th, 2025 12:43 PM Author: galvanic fiercely-loyal knife (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024302) |
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Date: June 17th, 2025 12:49 PM Author: Stimulating painfully honest police squad (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024332) |
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Date: June 17th, 2025 12:49 PM Author: startled cracking reading party (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024335) |
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Date: June 17th, 2025 12:59 PM Author: Territorial mood plaza (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024389) |
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Date: June 17th, 2025 1:04 PM Author: dark point mexican (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024410) |
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Date: June 18th, 2025 7:24 AM Author: Impertinent Kitty Cat Son Of Senegal (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027651) |
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Date: June 18th, 2025 9:21 AM Author: arrogant disgusting boltzmann both answers are correct (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027826) |
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Date: June 17th, 2025 12:29 PM Author: mischievous carmine roommate who's stupid enough to pay that much?
do you get sucked and fucked by stewardesses every time you arrive at a lounge? |
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Date: June 17th, 2025 12:30 PM Author: green tank Pretty active lounge hookup scene with other business travelers. Lots of hot DL dads who are "gay when away" (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024249) |
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Date: June 17th, 2025 12:42 PM Author: titillating ruddy market death wish I see "gay for pay" pretty often among (((you know whom))). (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024295) |
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Date: June 17th, 2025 1:45 PM Author: narrow-minded multi-colored kitty heaven At all the gay bars you frequent? (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024576) |
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Date: June 17th, 2025 5:03 PM Author: harsh bright locale immigrant (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025335) |
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Date: June 18th, 2025 12:31 PM Author: Boyish range nowag (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49028376) |
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Date: June 17th, 2025 12:33 PM Author: razzle-dazzle vermilion lettuce crotch (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024258) |
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Date: June 17th, 2025 12:46 PM Author: Confused wonderful rehab I haven’t done the math but I’m pretty sure mine has more than paid for itself and then some over the past few years. I’ve been able to fly my family of 4 entirely on points every year or so, paying $500 per year for $3000 worth of flights obviously makes sense. Not to mention money saved on dining in airports. This 45% raise really sucks though. May need to look at other cards. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024320) |
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Date: June 17th, 2025 12:53 PM Author: Tripping jew piazza i get way more value than that out of the card between the points and other benefits so i will keep it (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024353) |
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Date: June 17th, 2025 12:59 PM Author: Territorial mood plaza Yes, but. . .you don't get the decide if its a male or female.
There have been many times travelers get sucked off by a 8/9 CGWBTS, but then are immediately bent over and fucked by a FlightBro.
Very sad |
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Date: June 17th, 2025 1:23 PM Author: lavender abnormal puppy heads you win tails you win |
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Date: June 17th, 2025 2:02 PM Author: odious scarlet nibblets gaping Arguably worth it if you are someone who travels every week between airports with Chase lounges AND you were already paying for Apple TV or something. Otherwise definitely not worth it (same with Amex btw). (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024637) |
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Date: June 17th, 2025 12:31 PM Author: Stimulating painfully honest police squad lmao at the slop benefit smorgasbord. what a sweet treat!
BENEFITS
$250 x 2 yearly credit for The Edit (Premium hotels booked through Chase) $300 Travel credit $150 x 2 Dining Credit through Sapphire Reserve exclusive tables $250 Apple TV and Music Credit (NOT APPLICABLE TO APPLE ONE) IHG One Rewards Platinum Elite Status 2x redemption rate for points at The Edit and Premium cabin airfare $150 x 2 Stubhub credits $120 Peleton (12x$10) $120 Lyft credit (12x$10) $420 Doordash (Dashpass + 12x($5+$10+$10) ) Priority Pass + Air Canada Maple leaf lounge (when traveling on star alliance) Global Entry fee credit Other benefits like car rental coverage and trip delay appear to stay the same |
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Date: June 17th, 2025 12:33 PM Author: startled cracking reading party (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024260) |
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Date: June 17th, 2025 12:37 PM Author: pea-brained sticky hissy fit potus Air Canada really TTT (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024275) |
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Date: June 20th, 2025 7:53 PM Author: spruce incel The lounge is wall to wall Indians (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49036015) |
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Date: June 17th, 2025 12:43 PM Author: Metal Church Building Idiot lmao this is so prole its insane (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024299) |
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Date: June 17th, 2025 12:44 PM Author: titillating ruddy market death wish (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024305) |
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Date: June 17th, 2025 12:48 PM Author: Stimulating painfully honest police squad you have to give them credit, this is pretty much explicitly crafted to appeal to the sort of person who thinks they're getting some huge deal because the value of all the discounts in aggregate is 50% more than the annual fee or whatever. "yes, that $120 for Peloton and $250 for Apple TV credits totally pushes it over the edge, never mind the fact that I wouldn't sign up for these in the first place otherwise" (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024326) |
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Date: June 17th, 2025 12:48 PM Author: startled cracking reading party (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024330) |
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Date: June 17th, 2025 12:56 PM Author: Metal Church Building Idiot right but that was xos original definition of "prole". it was a huge prole tell to not understand this back in the day. youd have poasters swooping in and screaming at you for saying that pelotons are prole when, in fact, they were the proles the whole time. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024373) |
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Date: June 17th, 2025 12:59 PM Author: Stimulating painfully honest police squad "always has been" meme but with bald lawyer pointing gun at hapa female executive.png (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024395) |
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Date: June 17th, 2025 1:00 PM Author: aquamarine internal respiration feces (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024398) |
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Date: June 20th, 2025 6:18 PM Author: bespoke lodge electric furnace Not as bad as Amex "Revamping" the Gold card with a higher annual fee justified by an $8 monthly Dunkin' credit. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49035850) |
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Date: June 17th, 2025 1:21 PM Author: Pearl mother One of my cards had a special concierge line for VIP dining and travel experiences. I knew it was fraud but I called it once ... after a million voice menus, I got to an ESL turd who didn't know wtf I was talking about and eventually was just like "uh there's nothing available my apologies saar there is a brief survey about your experience." Very humiliating for me and a totally worthless waste. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024471) |
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Date: June 17th, 2025 3:51 PM Author: Pungent mad cow disease parlor this is like the evolution of concierge desks in general. as recently as like 2015 they had legit recos and could get you in places. now they will ask you if you've heard of Opentable.com (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025034) |
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Date: June 17th, 2025 5:25 PM Author: disrespectful fragrant library personal credit line ljl, I've never tried to use these but this is about what I expected. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025478) |
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Date: June 20th, 2025 12:47 PM Author: titillating ruddy market death wish When I was in my early 20s, the AmEx concierge line was pretty good. I was able to get 4th row center tickets for a couple musicals. These are arguably the best seats. Nowadays it's just some ESL pajeet telling you to use opentable (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49034925) |
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Date: June 17th, 2025 2:01 PM Author: odious scarlet nibblets gaping (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024635) |
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Date: June 17th, 2025 12:41 PM Author: glittery crystalline french chef fanboi Amex Plat fee going up too. Ridiculous (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024283) |
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Date: June 17th, 2025 12:43 PM Author: titillating ruddy market death wish TSINAH free thread (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024297) |
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Date: June 17th, 2025 12:44 PM Author: seedy senate Just got an offer in the mail for Amex gold biz. 395 per annum, 200k points after 15k spend. Might do this but I can’t figure out if I’m barred from the points cause I already had 100k from the plat card. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024310) |
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Date: June 17th, 2025 12:48 PM Author: glittery crystalline french chef fanboi I was barred from the bonus points for gold because I already got them from the plat, but that was the non business gold (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024328) |
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Date: June 17th, 2025 12:50 PM Author: seedy senate I guess I could call and ask but it’s kind of embarrassing to do so. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024339) |
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Date: June 17th, 2025 12:59 PM Author: glittery crystalline french chef fanboi You can just apply for the Gold Bus and before hitting the button to get your credit checked, a popup message will tell you whether you're eligible for the bonus or not. If not, you can just cancel the application (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024388) |
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Date: June 17th, 2025 1:11 PM Author: titillating ruddy market death wish Business accounts are different from personal. The fact you have a personal platinum won't disqualify you from biz gold sign up bonuses. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024431) |
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Date: June 17th, 2025 1:45 PM Author: narrow-minded multi-colored kitty heaven (Guy who is blackballed by every major credit card company) (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024572) |
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Date: June 17th, 2025 9:30 PM Author: lime thriller generalized bond This is TCR (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49026544) |
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Date: June 17th, 2025 12:45 PM Author: self-absorbed doctorate theyre going hard after people with 75k annual spend
trying to leave redditors behidn |
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Date: June 17th, 2025 12:52 PM Author: Stimulating painfully honest police squad yeah bros at my hs who are the type to drop $75k annually on a credit card fly Southwest all the time, its nbd (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024345) |
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Date: June 17th, 2025 12:56 PM Author: Tripping jew piazza spent 111K on my csr last year and flying southwest this weekend, ask me anything (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024368) |
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Date: June 17th, 2025 1:10 PM Author: Aromatic site dog poop Please breakdown the $111k by category. Exclude any business expenses. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024427) |
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Date: June 17th, 2025 1:46 PM Author: Tripping jew piazza xo premium: 65K
Steamworks: 46K |
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Date: June 17th, 2025 1:49 PM Author: startled cracking reading party (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024595) |
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Date: June 18th, 2025 7:27 AM Author: Impertinent Kitty Cat Son Of Senegal (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027655) |
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Date: June 18th, 2025 9:20 AM Author: Stimulating painfully honest police squad (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027822) |
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Date: June 18th, 2025 9:23 AM Author: arrogant disgusting boltzmann (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027829) |
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Date: June 20th, 2025 9:14 AM Author: charismatic antidepressant drug (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49034395) |
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Date: June 17th, 2025 12:56 PM Author: startled cracking reading party (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024375) |
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Date: June 17th, 2025 1:12 PM Author: self-absorbed doctorate if its free why not? (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024441) |
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Date: June 17th, 2025 1:13 PM Author: titillating ruddy market death wish From $75k salary to $75k annual csr spend: the chandler story (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024442) |
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Date: June 17th, 2025 1:15 PM Author: self-absorbed doctorate My CSR spend in 2024:
2024 spending $217,722.24 Spent in 2024
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Date: June 17th, 2025 1:16 PM Author: self-absorbed doctorate $84k so far this year (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024448) |
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Date: June 17th, 2025 1:57 PM Author: titillating ruddy market death wish 180, you made it (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024621) |
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Date: June 17th, 2025 1:23 PM Author: Aromatic site dog poop Nigga how, please provide a category breakdown. Exclude business expenses. I’m trying to see how the other side lives. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024483) |
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Date: June 17th, 2025 4:08 PM Author: Self-centered gas station Identical to TSINAHs (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025078) |
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Date: June 17th, 2025 1:04 PM Author: Stubborn slate house Chase is a "safety card" for people dinged by Amex (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024409) |
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Date: June 17th, 2025 5:24 PM Author: disrespectful fragrant library personal credit line This is a weird way of looking at CCs. I don't have either CSR or Amex Platinum but I have the United Club and Bonvoy Brilliant Amex (between the two of them I have both Priority Pass and United Lounge Access, so no need for another ultra expensive card). You pick whatever fits your travel needs and where you can use your rewards the best. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025474) |
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Date: June 17th, 2025 7:22 PM Author: Stubborn slate house "Brown was my 1st choice anyway" (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49026128) |
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Date: June 20th, 2025 12:31 PM Author: disrespectful fragrant library personal credit line "omg my SUPER PRESTIGIOUS CC!"
Who thinks like this? |
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Date: June 17th, 2025 1:09 PM Author: Aromatic site dog poop There seems to be no reason to keep this card anymore and I assume that is chase’s goal here. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024423) |
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Date: June 17th, 2025 1:11 PM Author: khaki big background story ticket booth yeah i'm out. i got it right out of the gate like 10 years ago. i gave up the amex platinum a couple years ago. these things are a total rip off unless you're RSF or a business traveler. the big points bonuses only come from using their portals which are always way more expensive than everywhere else. and the couponing aspect is gay and annoying. i just want lounge access and some useful bonus categories (gas groceries restaurants flights). i never stay in hotels so that entire angle is useless to me. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024432) |
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Date: June 17th, 2025 2:07 PM Author: emerald infuriating stage are the chase lounges at capacity all the time? with amex platinum, the stupid centurion lounges have waits all the time. even the delta skyclubs are at capacity half the time. if you do get in, every seat is occupied and the experience is no better than mcdonalds at an empty gate.
at this point, i'm close to giving up on these retarded premium cards |
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Date: June 17th, 2025 2:13 PM Author: dark point mexican also free entry for military so it's full of dumb as shit proles (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024675) |
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Date: June 17th, 2025 2:24 PM Author: Stubborn slate house Friend of mine lived in an airport lounge for a month whilein between places, he'd book a flight each day then refund it (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024705) |
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Date: June 17th, 2025 2:16 PM Author: seedy senate All lounges are packed to the gills at all times now, at least domestically. It's a nightmare. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024684) |
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Date: June 17th, 2025 2:17 PM Author: Tripping jew piazza the csr lounges always seem full. they are really good lounges though. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024688) |
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Date: June 17th, 2025 2:20 PM Author: hyperactive hospital Seems like 4/5 of lounges are incredibly prole these days. Went to a nice Lufthansa lounge the other day but I think it was only good because it was in a random corner of the airport and hadn’t been discovered by the masses yet (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024697) |
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Date: June 17th, 2025 2:26 PM Author: Frozen histrionic newt shrine The lounges aren't even nice. Not worth the time and effort. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024711) |
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Date: June 17th, 2025 2:31 PM Author: Twisted Razzle Pit Even if full of prole point collectors, the lounges are a spa compared to the Spirit Air gates where hoards of bus folk are sleeping on floors next to the sole working outlet while their 3 kids are running around like feral animals
Airports are inherently trashy as fuck these days. So lounges are the only oasis of order from the total anarchy of a modern US terminal |
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Date: June 17th, 2025 2:34 PM Author: Tripping jew piazza (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024723) |
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Date: June 17th, 2025 10:11 PM Author: disrespectful fragrant library personal credit line Do you really fly Spirit Air? (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49026657) |
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Date: June 18th, 2025 11:49 AM Author: House-broken Property Becky Who the fuck has lounge access who is also flying spirit? (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49028207) |
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Date: June 18th, 2025 2:36 PM Author: disrespectful fragrant library personal credit line (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49028878) |
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Date: June 17th, 2025 2:36 PM Author: Olive bat shit crazy temple preventive strike If they make the fee like $2000 it might thin out a little (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024732) |
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Date: June 17th, 2025 6:42 PM Author: bespoke lodge electric furnace yeah eventually i just realized that sitting at a chill airport bar and paying for a beer was much preferrable to the packed lounges people were waiting in line just to get into for a "complimentary" Coors light and chex mix. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025900) |
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Date: June 17th, 2025 7:49 PM Author: titillating ruddy market death wish (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49026242) |
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Date: June 17th, 2025 3:17 PM Author: spectacular pervert What card should I get if i don’t want to play a bunch of game and use coupons at places?
Some sort of Amex? |
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Date: June 17th, 2025 6:24 PM Author: Mind-boggling offensive azn venture x (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025769) |
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Date: June 20th, 2025 12:33 PM Author: disrespectful fragrant library personal credit line Depends on what you're going for. Do you travel a lot? Do you care about elite status at hotels/airlines and/or lounge access? Do you eat out a lot? Do you care if you get miles vs as much cash back as possible? There are cards with no annual fee that just give you 2% cash back on everything. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49034889) |
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Date: June 17th, 2025 3:19 PM Author: Unhinged Giraffe I have 2 mil points pretty equally between AMEX plat and Chase Reserve. Should I just cancel Chase reserve? I think I always use the Amex lounges anyway. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49024908) |
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Date: June 17th, 2025 4:49 PM Author: emerald infuriating stage don't cancel before transferring the points
seems unnecessary to have both |
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Date: June 17th, 2025 4:04 PM Author: Outnumbered Circlehead Lay Fuck My Ass!
Gonna have to look into it some more. This might have actually gotten better for me.
Losing the 1.5x redemption is gay though. |
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Date: June 17th, 2025 4:12 PM Author: Tripping jew piazza if its really 2 cents on top hotels and premium airfare thats 180 though (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025092) |
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Date: June 17th, 2025 4:21 PM Author: Outnumbered Circlehead Lay I'm guaranteed to make use of the $300 travel credit, $300 StubHub credit, and $120 Lyft credit. The remaining $75 will be no problem.
Paying attention to any of this shit is soulcrushing though. Reminds me of this dude in the poker room last month in Vegas grinding out hours at the end of the month to make sure he got max reward for their freeroll tournament. Awful.
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Date: June 17th, 2025 4:38 PM Author: Tripping jew piazza yeah coupon clipping sucks. i hate the monthly shit like doordash rather than just an annual allotment. the travel credit is great because you dont have to do anything, it just deducts automatically and applies to basially everything (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025192) |
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Date: June 17th, 2025 4:13 PM Author: Self-centered gas station how are people spending so much and traveling so much that all these 'points' and 'perks' are worth tracking and paying a fee for. a lot of very good consumers itt. this board is the soul mate of urban baby. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025098) |
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Date: June 17th, 2025 4:26 PM Author: Curious Blue Hell (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025145) |
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Date: June 17th, 2025 4:58 PM Author: Hairraiser roast beef amex plat
- $200 credits for flight is easy, just use it to pay for upgrades to economy preferred, etc
- $199 clear credit - renew my/family's clear account, this one has saved my ass once when there was a massive fucking line at the airport security. ever since then, i've learned to appreciate the benefit for those occasions
- $100 for saks, i buy my wife an expensive pair of panties from saks every 6 months
- $240/yr digital credit i use for hulu/hbomax/disney+
right there i have my annual fee back
in addition i get
- walmart plus (which also gets me paramount+), great for free home delivery from a store i don't want to step into
- amex lounge + delta lounge (if i'm traveling on delta, which is rare so the quota doesn't impact me) + priority pass
- various statement credits you activate (e.g. saved $50 on sunglasses, $100 when ordering a dell for my parents, etc)
- $20 for VERY good primary car rental insurance, regardless of # of days of rental.
- global entry fee comp'd whenever it is renewed
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Date: June 17th, 2025 5:46 PM Author: disrespectful fragrant library personal credit line All of these elite cards have some credits and which card you get entirely depends on which of these credits you'll actually use. With my Bonvoy Brilliant it is $300 in dining credits which is super easy. That plus the free night up to 85k points comps the entire fee. On top of that I get priority pass, platinum elite status, etc. All of my chase cards give me at least $10/month Instacart credits and I use Instacart all the time. For the United Club card it is $20/month, so that's $240 right there. They also give $150 in ride share credits (I fund an account that my au pair uses). On top of that I get club access. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025554) |
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Date: June 17th, 2025 5:31 PM Author: disrespectful fragrant library personal credit line My deal with my job is that they let me move away and work remote except for once a month where I'm on the hook for traveling back to the office. With CCs I get elite status which lets me get 4pm checkout for free (invaluable), can match with executive elite with the car rental (so I'm always in some German luxury car for cheap), and can use the lounge with United (and I cover the annual fee with miles anyway). The points generated by my CC mean that I haven't paid with cash for my hotel stays at all. I also have a few lesser cards like the IHG elite card and a second Marriott CC because the free day is always worth more to me than the annual fee ($95 in both cases). Also, for personal travel I always have my very large dog with me which means that I prefer Kimptons when possible. Today my au pair is traveling back and needed a place to stay so I used my points to get a room for her too.
If you travel a lot these things make a huge difference. Back when I didn't travel much I didn't bother with these cards. |
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Date: June 17th, 2025 5:53 PM Author: odious scarlet nibblets gaping (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025576) |
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Date: June 20th, 2025 12:11 PM Author: titillating ruddy market death wish Late checkout actually does have a value. It's less than booking one more night, though. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49034825) |
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Date: June 20th, 2025 1:30 PM Author: disrespectful fragrant library personal credit line Booking an extra night is very expensive and almost never of value to me (I usually only book 2 nights so this would add 50% of the cost, plus I never need more than 4pm checkout because I'm flying out that evening). And, of course, the late checkout is free - but without it I would either need to checkout in the AM before heading to the office and then leaving bags at the front and not easily being able to change before heading to the airport or pay for an extra night. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49035060) |
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Date: June 17th, 2025 5:24 PM Author: Trip theatre they are glorified digital coupon books at this stage (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49025473) |
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Date: June 17th, 2025 7:01 PM Author: talking copper hunting ground bawdyhouse I have the Amazon card. It's $0 per year. I apparently get 6% back on Amazon, 2% on hotels and restaurants. This money just appears on my Amazon account and i just click a toggle when i want to use it.
I have no clue how people fork over $800 in order to hope to make it back by piecing together 5 different $5 Doordash coupons that probably have a milliion different rules and exclusions.
The biggest "prize" for all their efforts is to sit in a room at an airport with other people who get their self-validation from sitting in a special room at the airport. |
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Date: June 17th, 2025 7:52 PM Author: odious scarlet nibblets gaping They’re travel cards. If you don’t travel a ton, they aren’t worth it.
Think about a consultant or other business traveler who does multiple flights per week. The lounge access and status with airlines, hotels and rental cars makes a huge difference in quality of life. Yeah lounges aren’t amazing or anything but they are better than sitting in the terminal which is zoo and having to stand in long lines to buy overpriced shit airport food. |
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Date: June 17th, 2025 7:20 PM Author: passionate hideous orchestra pit organic girlfriend Good. I can't recall the last time I went to an airport lounge that wasn't crowded with proles. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49026112) |
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Date: June 18th, 2025 7:20 AM Author: Godawful really tough guy Lounges have become TTT AF especially AMEX. You need 75k spend to bring a guest unless they have an AU card. They need to make it 75k spend for thr cardholder to be able to enter. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027633) |
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Date: June 17th, 2025 7:41 PM Author: Fighting Adventurous Pocket Flask People Who Are Hurt I truly do not understand being well off enough to pay that fee and spend enough on the card to get benefits but putting your time into gaming out how to get a pittance in free benefits from a credit card (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49026207) |
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Date: June 17th, 2025 7:54 PM Author: Tripping jew piazza everyone here is overstating the effort this shit takes. you dont need to track the "offers" they put out to get value from the card through normal use. just collect the points and the automatic credits and it pays for itself if you spend enough. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49026255) |
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Date: June 18th, 2025 7:21 AM Author: Godawful really tough guy CR and for example the Citi AA card counts every $1 as at least 1 LP so you can retain top tier status with 100% spend if you so desire. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027636) |
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Date: June 18th, 2025 7:39 AM Author: Impertinent Kitty Cat Son Of Senegal this thread is so autistic it's unreal. people listing the benefits to conclude it's "not worth it" and "who has the time for this!?". the time it took someone to list the benefits out by hand is more than i'll spend min/maxing the card. the $300 travel credit is automatic, so if you book a couple restaurants, use doordash and lyft you're already almost all the way there. and the lounge takes care of the rest, which is the big draw.
lmfao @ xoxo min/maxers eating at the gate with a bagged lunch scoffing at the wasteful loungemos. why travel for pleasure at all then? you could save even more money if you just stayed home and poasted. this is for people where $1000 isn't a big deal, and the convenience and luxury is well worth the cost.
these cards are successful which is why the amex lounges are so packed other companies are getting into the ultra premium category. yet autistic contrarian xoxoers are nebbishly calculating that ackshually if you bring some ramen to the airport instead of going to the loungue you'll save a couple hundred bucks. |
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Date: June 18th, 2025 7:41 AM Author: Godawful really tough guy I think many people are just saying they need to do more to price proles out of the lounge so it’s less crowded (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027683) |
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Date: June 18th, 2025 7:49 AM Author: Impertinent Kitty Cat Son Of Senegal you're the only one saying that and you've said it multiple times itt with no engagement.
we get it -- you have six fig spend and feel you should be entitled to some prestigious treat for that. but amex and chase are commercial companies and not in the business of operating lounges for the less than 1% of premium cardholders. if you want that experience start flying private. if you're flying commercial with the rest of us prole roaches you're in no position to complain exclusivity,. |
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Date: June 18th, 2025 7:50 AM Author: Godawful really tough guy Many people are saying this! (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027699) |
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Date: June 18th, 2025 9:18 AM Author: disrespectful fragrant library personal credit line (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027820) |
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Date: June 20th, 2025 10:09 AM Author: charismatic antidepressant drug cr. don't do long layovers. haven't used a lounge in years. would rather just find an unused gate somewhere and chill in solitude for two hours than deal with the chaos.
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Date: June 18th, 2025 11:16 AM Author: Tripping jew piazza (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49028116) |
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Date: June 18th, 2025 11:47 AM Author: emerald infuriating stage i keep an autistic spreadsheet where i estimate the benefit of my amex platinum each year. the benefits do outweigh the cost BUT the most advertised and desirable benefit, centurion lounge access and delta skyclub access are virtually worthless and unpleasant due to overcrowding and waits
that means $225 profit each year ($695 fee - schwab brokerage credit, digital streaming, sakes, airline fee credit, and uber eats) feels like i'm buying shit i don't need
i'd probably be happier eating fast food or homemade sandwiches at an empty gate |
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Date: June 18th, 2025 12:26 PM Author: Impertinent Kitty Cat Son Of Senegal i canceled my plat after my last trip because the lounge has become too crowded and usually theres a wait. hopefully the new lounges from cards like this will balance things out. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49028351) |
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Date: June 17th, 2025 9:40 PM Author: lime thriller generalized bond This shit reminds me of those prole coupon books they had in the 80s and early 90s.
https://i.redd.it/uknlw20n24ee1.png
They would say "this book has a $3,000" value, but you'd have to spend $30,000 on the goods and services to ever save that.
With that said, I'm an Amexmo and never have an issue getting value for the fees I pay. I have the platinum and delta reserve. Platinum gets you way more miles (5x) that can be used on other airlines and for good hotels. It also gets you centurion lounge access, priority pass, $15/month on Uber, $200 in airline fees, and a monthly Hulu subscription. Delta reserve gets me platinum status, 4 domestic upgrades, and a companion fare. I fly a lot and book a lot of family trips by air so it's worth it to have both and a regular chase sapphire for places that don't take amex. |
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Date: June 18th, 2025 7:25 AM Author: startled cracking reading party (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027652) |
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Date: June 18th, 2025 4:44 AM Author: unholy chest-beating hall I went to an airport lounge at Ontario Airport recently and it was depressing as fuck. Like they built a fake airport lounge on a Hollywood set. It was more crowded than a public library and 2 Hispanic women trying to squeeze by cleaning up everyone's trash. I don't know how they stayed awake for a full shift. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027553) |
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Date: June 18th, 2025 5:28 AM Author: Godawful really tough guy This is getting absurd. Just make it no lounge access unless you spend $100k on the card or something. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027573) |
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Date: June 18th, 2025 9:20 AM Author: disrespectful fragrant library personal credit line No one would get these cards if that was the deal they offered. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49027821) |
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Date: June 18th, 2025 11:52 AM Author: Outnumbered Circlehead Lay They could also stop letting people bring 6 guests (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49028222) |
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Date: June 18th, 2025 2:36 PM Author: disrespectful fragrant library personal credit line They all cracked down on this in the past year. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49028880) |
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Date: June 18th, 2025 12:24 PM Author: Curious Blue Hell I apparently have access to some of these Chase lounges but I never have the time to go to them before the flight (don't usually have flights with layovers) or they're not in the terminal I happen to be in or it's out of my way, and I just never end up bothering to go. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49028340) |
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Date: June 18th, 2025 6:42 PM Author: disrespectful fragrant library personal credit line That's why I don't value the Centurion or Chase lounges. Very limited locations. But I go to United lounges all the time. I've been to some PP locations too. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49029693) |
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Date: June 20th, 2025 7:21 PM Author: Mint hominid Cr. I rarely go. For work who cares - pay a premium not to have layovers - and for vacation one of my top criteria is somewhere we can go with a direct flight.
The last few times I’ve wanted to go to one, there’s a line of 15-20 other CSRcucks standing there waiting for their free carrot sticks and tablespoon of hummus.
I went once recently and the only one open for Priority Pass was Virgin at SFO toward closing and it was laughably ghetto - interchangeable with the gate and I should have just bought some canned beers and sat at the gate. |
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Date: June 20th, 2025 8:41 AM Author: titillating ruddy market death wish Apparently, they spend $8.40 per person per year on food
https://viewfromthewing.com/chase-sapphires-795-revamp-hinges-on-lounge-quality-lax-promises-private-tarmac-transfers-yet-will-spend-just-8-40-on-meals/ |
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Date: June 20th, 2025 8:55 AM Author: Stimulating painfully honest police squad "America can still Build and compete with China. Just look at all the luxury airport lounges under construction!" (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49034348) |
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Date: June 20th, 2025 12:12 PM Author: flirting forum pisswyrm (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49034829) |
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Date: June 20th, 2025 12:41 PM Author: arrogant disgusting boltzmann (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49034911) |
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Date: June 20th, 2025 12:37 PM Author: disrespectful fragrant library personal credit line I believe it. A lot of times I'll go to these just to sit somewhere comfortable and pull out my laptop or phone and maybe get something to drink. I don't always eat or might just grab some cheese or salad. (http://www.autoadmit.com/thread.php?thread_id=5739226&forum_id=2:#49034901) |