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POLL: What is your 401(k) balance right now

...
Sickened tantric haunted graveyard stock car
  06/27/25
A tiny pink 500k
Slap-happy Talking Theatre Travel Guidebook
  06/27/25
that's not that bad
Sickened tantric haunted graveyard stock car
  06/27/25
I guess not but the thought of grinding out another 20 years...
Slap-happy Talking Theatre Travel Guidebook
  06/27/25
age?
Electric Piazza Nowag
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Lime Magical Lay
  06/27/25
Yep, I’m early 40s lol
Slap-happy Talking Theatre Travel Guidebook
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Razzmatazz Scourge Upon The Earth Spot
  06/27/25
It depend on if that's his primary retirement or if he has ...
razzle ticket booth digit ratio
  06/27/25
$130k
Useless frisky area shitlib
  06/27/25
that's horrendous
Sickened tantric haunted graveyard stock car
  06/27/25
i'm in between these two guys
maize impressive boltzmann
  06/27/25
Same, I'm in between two guys
Drunken library headpube
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Useless frisky area shitlib
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Electric Piazza Nowag
  06/27/25
My mom says I'm special.
Useless frisky area shitlib
  06/27/25
even that's not true
Electric Piazza Nowag
  06/27/25
LOL
Electric Piazza Nowag
  06/27/25
$3.4 million in combined marital plans.
green narrow-minded set
  06/27/25
damn
maize impressive boltzmann
  06/27/25
Age?
Lime Magical Lay
  06/27/25
Such a waste of capital.
thriller national security agency property
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
boyish peach corn cake theater stage
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Electric Piazza Nowag
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
boyish peach corn cake theater stage
  06/27/25
...
thriller national security agency property
  06/27/25
The max is $70K per year including your own $23,500 contribu...
White vibrant psychic preventive strike
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
fluffy reading party gas station
  06/27/25
.
Useless frisky area shitlib
  06/27/25
Something like $800-900k for wife and I.
dark overrated locale
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
thriller national security agency property
  06/27/25
If you work in-house matching makes it a no-brainer.
dark overrated locale
  06/27/25
just do take a lot of my money and shove it up the ass of so...
thriller national security agency property
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
dark overrated locale
  06/27/25
I want my yacht now.
thriller national security agency property
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
dark overrated locale
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
thriller national security agency property
  06/27/25
If that's your perspective then sure, stop contributing into...
dark overrated locale
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Amber Address Gaping
  06/27/25
Why not put it in a Roth?
Marvelous Carmine Stag Film
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
boyish peach corn cake theater stage
  06/27/25
180
thriller national security agency property
  06/27/25
Did you know you're not required to contribute to a 401K?
boyish peach corn cake theater stage
  06/27/25
(guy who is not a biglaw partner)
thriller national security agency property
  06/27/25
$700k Wife - $600k
Autistic electric furnace
  06/27/25
43yo, $900k
Low-t corner
  06/27/25
Early 40s. ~$2.1mm
Arousing chrome crackhouse circlehead
  06/27/25
Late 20s, 250k
Marvelous Carmine Stag Film
  06/27/25
Good job , young gun
bronze knife orchestra pit
  06/27/25
lol at these responses
Razzmatazz Scourge Upon The Earth Spot
  06/27/25
go on...
Electric Piazza Nowag
  06/27/25
30000k
fragrant bawdyhouse striped hyena
  06/27/25
$399,443.16
Chartreuse mind-boggling hell
  06/27/25
Monday is likely to be a big day for you friend
boyish peach corn cake theater stage
  06/27/25
🤞🏻
Chartreuse mind-boggling hell
  06/27/25
IDK $150Kish. But I haven't been working long.
drab twinkling uncleanness
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Ebony out-of-control chapel nibblets
  06/27/25
Same.
Mahogany beady-eyed parlour
  06/27/25
350,000 Kinda sad
cruel-hearted canary crotch
  06/27/25
all stock/bond investments are like 750k.
topaz racy rehab partner
  06/27/25
$386k total. $324k in trad, $62k in Roth
flatulent contagious feces
  06/27/25
Zero
wild people who are hurt field
  06/27/25
Crrrrrrrrrrrrrr
thriller national security agency property
  06/27/25
For Benzo reasons or RSF reasons?
Arousing chrome crackhouse circlehead
  06/27/25
$6 million or so. I checked in January.
Mahogany beady-eyed parlour
  06/27/25
...
boyish peach corn cake theater stage
  06/27/25
I mean undoubtedly there is a balance but $6 million?
bright forum toilet seat
  06/27/25
$0. I don’t have a 401(k).
gay fantasy-prone gunner
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Sickened tantric haunted graveyard stock car



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Slap-happy Talking Theatre Travel Guidebook

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Sickened tantric haunted graveyard stock car

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Slap-happy Talking Theatre Travel Guidebook

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Electric Piazza Nowag

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Lime Magical Lay

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Slap-happy Talking Theatre Travel Guidebook

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Razzmatazz Scourge Upon The Earth Spot

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: razzle ticket booth digit ratio

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Useless frisky area shitlib

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Sickened tantric haunted graveyard stock car

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: maize impressive boltzmann

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Drunken library headpube

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Useless frisky area shitlib

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Electric Piazza Nowag

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Useless frisky area shitlib

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Electric Piazza Nowag

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Electric Piazza Nowag

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: green narrow-minded set

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: maize impressive boltzmann

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Lime Magical Lay

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: thriller national security agency property

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: boyish peach corn cake theater stage

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Electric Piazza Nowag

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: boyish peach corn cake theater stage

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: thriller national security agency property



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: White vibrant psychic preventive strike

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: fluffy reading party gas station

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Useless frisky area shitlib

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: dark overrated locale

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: thriller national security agency property

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: dark overrated locale

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: thriller national security agency property

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: dark overrated locale

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: thriller national security agency property

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: dark overrated locale

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: thriller national security agency property

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: dark overrated locale

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Amber Address Gaping

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Marvelous Carmine Stag Film

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: boyish peach corn cake theater stage

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: thriller national security agency property

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: boyish peach corn cake theater stage

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: thriller national security agency property

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Autistic electric furnace

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Low-t corner

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Arousing chrome crackhouse circlehead

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Marvelous Carmine Stag Film

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: bronze knife orchestra pit

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Razzmatazz Scourge Upon The Earth Spot

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Electric Piazza Nowag

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: fragrant bawdyhouse striped hyena

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Chartreuse mind-boggling hell

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: boyish peach corn cake theater stage

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Chartreuse mind-boggling hell

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: drab twinkling uncleanness

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Ebony out-of-control chapel nibblets

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Mahogany beady-eyed parlour

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: cruel-hearted canary crotch

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: topaz racy rehab partner

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: flatulent contagious feces

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: wild people who are hurt field

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: thriller national security agency property

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Arousing chrome crackhouse circlehead

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Mahogany beady-eyed parlour

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: boyish peach corn cake theater stage



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: bright forum toilet seat

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: gay fantasy-prone gunner

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055414)