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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
awkward charcoal philosopher-king
  09/22/25
Weird
Deep insecure gas station digit ratio
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Orange indian lodge
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
Guessing they are big Israel supporters
Tripping cowardly center nowag
  09/22/25
...
Lavender titillating station
  09/22/25
I’m not sure either could even tell you who the curren...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
President Biden is as sharp as a tack
AI_concubine
  09/28/25
agree. the side of the tack you push on.
sealclubber
  09/28/25
...
AI_concubine
  09/29/25
...
Startled selfie
  09/22/25
...
aphrodisiac half-breed
  09/22/25
its a story as old as recent times
excitant step-uncle's house
  09/22/25
...
fluffy bonkers school round eye
  09/22/25
...
Orange indian lodge
  09/22/25
...
French Stead Ladyboy
  09/22/25
...
beady-eyed pearl temple coffee pot
  09/22/25
...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
...
Startled selfie
  09/22/25
...
multi-colored pit
  09/22/25
...
kink-friendly gaming laptop
  09/22/25
...
aphrodisiac half-breed
  09/22/25
...
Diverse forum laser beams
  09/22/25
Sounds very Gen X
Floppy overrated locus
  09/22/25
...
beady-eyed pearl temple coffee pot
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
Double Big Fed?
fluffy bonkers school round eye
  09/22/25
Not saying, but yep
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
Good for you
fluffy bonkers school round eye
  09/22/25
Any kids?
bateful place of business foreskin
  09/22/25
He’s already graduated from college and doing well on ...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
It probably will work out for him though.
Contagious hall tank
  09/22/25
Sadly yeah
Tripping cowardly center nowag
  09/22/25
Tell us more about the wife's fake business
Mildly autistic piazza potus
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
How can that lose 3k/month?
fluffy bonkers school round eye
  09/22/25
She's putting way too much scent in them
chestnut french chef
  09/22/25
...
out-of-control lay
  09/22/25
...
Tan Electric Furnace Market
  09/22/25
...
Lavender titillating station
  09/22/25
...
alcoholic dashing area boiling water
  09/22/25
...
Green brethren hunting ground
  09/22/25
...
Sooty school cafeteria goal in life
  09/22/25
...
Anal navy becky trailer park
  09/22/25
...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
...
Startled selfie
  09/22/25
...
Cracking Therapy Twinkling Uncleanness
  09/22/25
...
Violet curious nibblets resort
  09/22/25
...
Emerald dilemma preventive strike
  09/22/25
...
Scarlet nofapping alpha meetinghouse
  09/22/25
...
slimy ocher corner
  09/22/25
I think you misspelled "cents."
magical den
  09/22/25
...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
...
Kenneth Play
  09/26/25
...
cannon
  09/27/25
...
Judas Jones
  09/28/25
...
Dr_Sigmund_Floyd
  09/29/25
All he has to do to maek it is pay off his house over the ne...
marvelous blathering blood rage
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
marvelous blathering blood rage
  09/22/25
He hates his job and wants to killself daily.
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
He should work harder, save more, get that house paid off or...
marvelous blathering blood rage
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Fucking Fuckface
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
puce spot
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
Swashbuckling Factory Reset Button
  09/22/25
Simmer down Shapiro
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
beady-eyed pearl temple coffee pot
  09/22/25
You seem to struggle with the idea that someone could build ...
Floppy overrated locus
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
beady-eyed pearl temple coffee pot
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Floppy overrated locus
  09/22/25
are you saying I should Sell High?
beady-eyed pearl temple coffee pot
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
beady-eyed pearl temple coffee pot
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
marvelous blathering blood rage
  09/22/25
Sounds like if he told his wife to close her stupid “b...
orchid double fault hissy fit
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
marvelous blathering blood rage
  09/22/25
...
beta-caryophyllene
  09/28/25
this is retarded, which is expected from you. his PITI is li...
beady-eyed pearl temple coffee pot
  09/22/25
Cr. It would be much better if he paid in installments, like...
Splenetic mischievous address
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Swashbuckling Factory Reset Button
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
narrow-minded faggot firefighter party of the first part
  09/22/25
Why would you have several thousand per month in health care...
beady-eyed pearl temple coffee pot
  09/22/25
(dude who has never tried to buy insurance on the individual...
narrow-minded faggot firefighter party of the first part
  09/23/25
...
Kenneth Play
  09/26/25
Leave America
Fucking Fuckface
  09/28/25
He has social security and a good paying job and will have a...
Splenetic mischievous address
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
beady-eyed pearl temple coffee pot
  09/22/25
Once his kids are out of the house he can just downsize and ...
Splenetic mischievous address
  09/22/25
The $3000 a month that the "business" is losing ma...
When I grow up I want to be a pumo
  09/28/25
...
CriminalConversation
  09/28/25
He's going to be fine
excitant step-uncle's house
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Cerise Razzle Library Dopamine
  09/22/25
For the financially retarded putting extra into your house i...
alcoholic dashing area boiling water
  09/22/25
This guy gets it
fluffy bonkers school round eye
  09/22/25
Raymondnomics
beady-eyed pearl temple coffee pot
  09/22/25
...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
...
Lavender titillating station
  09/22/25
...
Startled selfie
  09/22/25
...
magical den
  09/22/25
...
Violet curious nibblets resort
  09/22/25
...
;;......,.,.,.;.,.,.,.,.,
  09/28/25
...
gay twisted menage lettuce
  09/22/25
Many such cases
alcoholic dashing area boiling water
  09/22/25
This seems to be about the median life outcome ITE
fluffy bonkers school round eye
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Anal navy becky trailer park
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
fluffy bonkers school round eye
  09/22/25
Is your friend still in high school? My brother, in all h...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
He is early 30s lol
Anal navy becky trailer park
  09/22/25
alpha af
self-absorbed vigorous haunted graveyard
  09/22/25
I feel like there are more good stories about your brother, ...
Violet curious nibblets resort
  09/22/25
He’s got a “system” for playing slots in V...
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
cannon
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Kenneth Play
  09/26/25
who says you can't buy class
Fucking Fuckface
  09/28/25
...
Kenneth Play
  09/28/25
He's going to need at least two new trucks before he retires...
Misunderstood sound barrier
  09/22/25
...
fluffy bonkers school round eye
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
racy base
  09/22/25
There's nothing else a man can reasonably drive
Misunderstood sound barrier
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
brass stage
  09/22/25
...
Startled selfie
  09/22/25
...
Scarlet nofapping alpha meetinghouse
  09/22/25
...
Barry Stanton
  09/27/25
...
The Midwit Pundit's Assassination
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
narrow-minded faggot firefighter party of the first part
  09/23/25
Lol
Diane Rehm talking dirty
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
;;......,.,.,.;.,.,.,.,.,
  09/28/25
what are your heights?
Scarlet nofapping alpha meetinghouse
  09/22/25
He’s 6’3 and I’m 6’1
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
he has you pwned 4lyfe
Scarlet nofapping alpha meetinghouse
  09/22/25
...
alcoholic dashing area boiling water
  09/22/25
Harsh, but fair
Amber At-the-ready Public Bath Sneaky Criminal
  09/22/25
What's the big deal as long as they get inheritances.
Swashbuckling Factory Reset Button
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Violet curious nibblets resort
  09/22/25
...
A Dick is Not Dispositive
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Barry Stanton
  09/26/25
...
Angry white woman tailgating you on an empty road
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Amber At-the-ready Public Bath Sneaky Criminal

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: awkward charcoal philosopher-king

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Deep insecure gas station digit ratio

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Orange indian lodge

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Amber At-the-ready Public Bath Sneaky Criminal

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Tripping cowardly center nowag

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Lavender titillating station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Amber At-the-ready Public Bath Sneaky Criminal

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: AI_concubine

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sealclubber

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: AI_concubine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Startled selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: aphrodisiac half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: excitant step-uncle's house

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: fluffy bonkers school round eye



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Orange indian lodge



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: French Stead Ladyboy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: beady-eyed pearl temple coffee pot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Amber At-the-ready Public Bath Sneaky Criminal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Startled selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: multi-colored pit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: kink-friendly gaming laptop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: aphrodisiac half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Diverse forum laser beams



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Floppy overrated locus

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: beady-eyed pearl temple coffee pot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Amber At-the-ready Public Bath Sneaky Criminal

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: fluffy bonkers school round eye

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Amber At-the-ready Public Bath Sneaky Criminal

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: fluffy bonkers school round eye

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: bateful place of business foreskin

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Amber At-the-ready Public Bath Sneaky Criminal

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Contagious hall tank

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Tripping cowardly center nowag

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Mildly autistic piazza potus

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Amber At-the-ready Public Bath Sneaky Criminal

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: fluffy bonkers school round eye

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: chestnut french chef

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: out-of-control lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Tan Electric Furnace Market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Lavender titillating station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: alcoholic dashing area boiling water



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Green brethren hunting ground



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Sooty school cafeteria goal in life



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Anal navy becky trailer park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Amber At-the-ready Public Bath Sneaky Criminal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Startled selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: Cracking Therapy Twinkling Uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Violet curious nibblets resort



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Emerald dilemma preventive strike



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Scarlet nofapping alpha meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: slimy ocher corner



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: magical den

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Amber At-the-ready Public Bath Sneaky Criminal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: cannon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Judas Jones



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Dr_Sigmund_Floyd



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49311477)



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Date: September 22nd, 2025 9:36 AM
Author: marvelous blathering blood rage

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Amber At-the-ready Public Bath Sneaky Criminal

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: marvelous blathering blood rage

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Amber At-the-ready Public Bath Sneaky Criminal

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: marvelous blathering blood rage

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Fucking Fuckface

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: puce spot

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: Swashbuckling Factory Reset Button

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Amber At-the-ready Public Bath Sneaky Criminal

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: beady-eyed pearl temple coffee pot

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290887)



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Date: September 22nd, 2025 9:41 AM
Author: Floppy overrated locus

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: beady-eyed pearl temple coffee pot

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290898)



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Date: September 22nd, 2025 12:55 PM
Author: Floppy overrated locus

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: beady-eyed pearl temple coffee pot

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291407)



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Date: September 22nd, 2025 1:00 PM
Author: beady-eyed pearl temple coffee pot

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: marvelous blathering blood rage

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: orchid double fault hissy fit

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: marvelous blathering blood rage

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: beta-caryophyllene



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308508)



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Date: September 22nd, 2025 9:50 AM
Author: beady-eyed pearl temple coffee pot

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290921)



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Date: September 22nd, 2025 9:44 AM
Author: Splenetic mischievous address

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290903)



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Date: September 22nd, 2025 7:40 PM
Author: Swashbuckling Factory Reset Button

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292535)



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Date: September 22nd, 2025 11:34 AM
Author: narrow-minded faggot firefighter party of the first part

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291102)



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Date: September 22nd, 2025 11:36 AM
Author: beady-eyed pearl temple coffee pot

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291106)



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Date: September 23rd, 2025 12:31 AM
Author: narrow-minded faggot firefighter party of the first part

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305216)



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Date: September 28th, 2025 8:33 AM
Author: Fucking Fuckface

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308723)



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Date: September 22nd, 2025 9:42 AM
Author: Splenetic mischievous address

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290895)



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Date: September 22nd, 2025 9:44 AM
Author: beady-eyed pearl temple coffee pot

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: Splenetic mischievous address

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: When I grow up I want to be a pumo

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308521)



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Date: September 28th, 2025 1:58 PM
Author: CriminalConversation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309435)



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Date: September 22nd, 2025 9:58 AM
Author: excitant step-uncle's house

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290925)



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Date: September 22nd, 2025 10:41 AM
Author: Cerise Razzle Library Dopamine

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: alcoholic dashing area boiling water

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: fluffy bonkers school round eye

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291017)



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Date: September 22nd, 2025 10:53 AM
Author: beady-eyed pearl temple coffee pot

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291024)



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Date: September 22nd, 2025 11:29 AM
Author: Amber At-the-ready Public Bath Sneaky Criminal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: Lavender titillating station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: Startled selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291374)



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Date: September 22nd, 2025 12:53 PM
Author: magical den



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291380)



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Date: September 22nd, 2025 1:26 PM
Author: Violet curious nibblets resort



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: gay twisted menage lettuce



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291001)



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Date: September 22nd, 2025 10:48 AM
Author: alcoholic dashing area boiling water

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291009)



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Date: September 22nd, 2025 10:50 AM
Author: fluffy bonkers school round eye

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291015)



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Date: September 22nd, 2025 11:06 AM
Author: Anal navy becky trailer park

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: fluffy bonkers school round eye

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: Amber At-the-ready Public Bath Sneaky Criminal

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291086)



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Date: September 22nd, 2025 11:42 AM
Author: Anal navy becky trailer park

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: self-absorbed vigorous haunted graveyard

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291167)



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Date: September 22nd, 2025 1:27 PM
Author: Violet curious nibblets resort

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291503)



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Date: September 22nd, 2025 4:16 PM
Author: Amber At-the-ready Public Bath Sneaky Criminal

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291952)



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Date: September 27th, 2025 6:47 PM
Author: cannon

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308045)



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Date: September 26th, 2025 1:41 PM
Author: Kenneth Play

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Fucking Fuckface

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309502)



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Date: September 22nd, 2025 1:17 PM
Author: Misunderstood sound barrier

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: fluffy bonkers school round eye



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: racy base

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: Misunderstood sound barrier

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291606)



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Date: September 22nd, 2025 2:08 PM
Author: brass stage

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291630)



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Date: September 22nd, 2025 3:52 PM
Author: Startled selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Scarlet nofapping alpha meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Barry Stanton



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308023)



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Date: September 28th, 2025 8:34 AM
Author: The Midwit Pundit's Assassination (No Future)



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308727)



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Date: September 23rd, 2025 12:34 AM
Author: narrow-minded faggot firefighter party of the first part

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: Diane Rehm talking dirty (🐿️ )

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )


My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Scarlet nofapping alpha meetinghouse

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Amber At-the-ready Public Bath Sneaky Criminal

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Scarlet nofapping alpha meetinghouse

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: alcoholic dashing area boiling water



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Amber At-the-ready Public Bath Sneaky Criminal

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: Swashbuckling Factory Reset Button

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Violet curious nibblets resort

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: A Dick is Not Dispositive



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Barry Stanton

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: Angry white woman tailgating you on an empty road



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2:#49308752)