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Minimum household income for $1.5 million house assuming $30k in property taxes
| Heady peach corner | 05/01/25 |
| sapphire elite base boiling water | 05/01/25 |
| Swashbuckling Bearded Main People | 05/01/25 |
| Startled talking place of business | 05/01/25 |
| floppy umber half-breed | 05/01/25 |
| unholy lascivious milk digit ratio | 05/01/25 |
| Vivacious wagecucks | 05/01/25 |
| cordovan exciting old irish cottage | 05/01/25 |
| Vivacious wagecucks | 05/01/25 |
| cordovan exciting old irish cottage | 05/01/25 |
| Vivacious wagecucks | 05/01/25 |
| cordovan exciting old irish cottage | 05/01/25 |
| twinkling resort foreskin | 05/02/25 |
| odious flushed azn water buffalo | 05/01/25 |
| twinkling resort foreskin | 05/01/25 |
| bisexual aphrodisiac cuckold | 05/01/25 |
| Hot dragon location | 05/01/25 |
| bisexual aphrodisiac cuckold | 05/01/25 |
| Cyan senate multi-billionaire | 05/01/25 |
| Hot dragon location | 05/01/25 |
| twinkling resort foreskin | 05/01/25 |
| Plum Disrespectful Round Eye Hunting Ground | 05/01/25 |
| twinkling resort foreskin | 05/01/25 |
| Carnelian Haunted Graveyard Circlehead | 05/01/25 |
| cerebral magical antidepressant drug | 05/01/25 |
| Startled talking place of business | 05/02/25 |
| Carnelian Haunted Graveyard Circlehead | 05/02/25 |
| cerebral magical antidepressant drug | 05/03/25 |
| Dead beady-eyed whorehouse affirmative action | 05/01/25 |
| Hot dragon location | 05/01/25 |
| Dead beady-eyed whorehouse affirmative action | 05/01/25 |
| Milky Hyperactive Dingle Berry | 05/01/25 |
| twinkling resort foreskin | 05/01/25 |
| Tan market | 05/01/25 |
| floppy umber half-breed | 05/01/25 |
Poast new message in this thread
Date: May 1st, 2025 9:40 AM Author: Heady peach corner and HOA fees annually. About to pull the trigger on this golf course property.... Property tax + golf course HOA = $32k per year. (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48895935) |
Date: May 1st, 2025 9:44 AM Author: sapphire elite base boiling water $800k (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48895939) |
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Date: May 1st, 2025 9:44 AM Author: Swashbuckling Bearded Main People 500k (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48895940) |
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Date: May 1st, 2025 9:45 AM Author: Startled talking place of business $300k (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48895943) |
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Date: May 1st, 2025 9:48 AM Author: floppy umber half-breed 200k (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48895946) |
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Date: May 1st, 2025 9:49 AM Author: unholy lascivious milk digit ratio How much is P&I on the mortgage? (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48895954) |
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Date: May 1st, 2025 9:52 AM Author: Vivacious wagecucks hoa of 32k is killself level so just enough to buy a gun and end it all (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48895961) |
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Date: May 1st, 2025 9:54 AM Author: cordovan exciting old irish cottage HOA is $2k, tax is $30k.
In any event, double gross income is safe so $750k |
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Date: May 1st, 2025 9:55 AM Author: Vivacious wagecucks are you living on a golf course in nj or ca? (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48895969) |
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Date: May 1st, 2025 1:07 PM Author: cordovan exciting old irish cottage I live above the interstate. Reread the initial post. $32k all in, not $32k HOA. (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48896395) |
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Date: May 1st, 2025 2:36 PM Author: Vivacious wagecucks k i see youre not op but 2% is a lot for ptaxes (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48896643) |
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Date: May 1st, 2025 5:16 PM Author: cordovan exciting old irish cottage Depends on where you are …. (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48897101) |
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Date: May 2nd, 2025 11:20 AM Author: twinkling resort foreskin It is shit but it is the norm in some places... Fortunately those places are easily avoided
Lol @ paying 30k annually for boomer pensions, I couldn't look at myself in the mirror |
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Date: May 1st, 2025 3:57 PM Author: odious flushed azn water buffalo Uh... why are you answering as though you're the OP?
Drunkard = Are Reptile?
Lmao wow |
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Date: May 1st, 2025 6:07 PM Author: twinkling resort foreskin He was just summarizing what he could clean from the thread title (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48897237) |
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Date: May 1st, 2025 1:08 PM Author: bisexual aphrodisiac cuckold Shouldn’t buy more than 4x or 5x one’s gross income is the rule of thumb
So 300-400k |
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Date: May 1st, 2025 1:11 PM Author: Hot dragon location the "rule of thumb" is more like 2.5-3x gross income (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48896411) |
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Date: May 1st, 2025 2:42 PM Author: bisexual aphrodisiac cuckold 2. The 28% rule If you’re following this general rule, you shouldn’t spend more than 28% of your gross income (what you take home before taxes) on your mortgage payment (principal and interest).
Example: If your household income is $100,000, then you can afford to spend around $2,300 on your mortgage principal and interest per month; with these numbers, and assuming you have good credit (a score of 680+) and 6.7% for a down payment, then you should be looking at homes priced around $450,000.
https://www.homelight.com/blog/buyer-how-much-house-can-i-afford-rule-of-thumb/ |
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Date: May 1st, 2025 2:43 PM Author: Cyan senate multi-billionaire (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48896660) |
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Date: May 1st, 2025 2:47 PM Author: Hot dragon location lmao (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48896674) |
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Date: May 1st, 2025 4:57 PM Author: twinkling resort foreskin Seems ruinous (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48897066) |
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Date: May 1st, 2025 2:55 PM Author: Plum Disrespectful Round Eye Hunting Ground Net worth? Down payment? Being "house poor" would be rough, and you risk falling into foreclosure if you cut it too close on income and get behind on mortgage payments.
If you have 7 figures invested (you wouldn't be asking if you had more than that invested), you (a) don't need to save as much, as you should earn $100k+ each year in investment growth, and (b) don't have to worry about foreclosure nearly as much.
Assuming you're putting 20% down and looking at something like $10k/month PITI + HOA, I'd say you need $350k HHI if you have good savings/investments, $500k HHI (and good job security) if you don't.
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Date: May 1st, 2025 2:55 PM Author: twinkling resort foreskin jfc @ 30k/year in property taxes ljl (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48896702) |
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Date: May 1st, 2025 2:56 PM Author: Carnelian Haunted Graveyard Circlehead Wife is trying to get me to buy a $1.3M house with a $27k tax bill without selling our current house which would be converted to a 2 unit rental.
cr? |
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Date: May 1st, 2025 2:57 PM Author: cerebral magical antidepressant drug Convert your wife to a rental (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48896709) |
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Date: May 2nd, 2025 10:42 AM Author: Startled talking place of business Actually don’t. Bc his luck she will make $1 million on OF and say “see how easy it is to make money? You’re a loser! I’m leaving you for a Tall man on a yacht!” (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48898613) |
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Date: May 2nd, 2025 10:53 AM Author: Carnelian Haunted Graveyard Circlehead i'm actually not known for having bad luck. (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48898637) |
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Date: May 3rd, 2025 12:12 AM Author: cerebral magical antidepressant drug good riddance (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48900612) |
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Date: May 1st, 2025 3:02 PM Author: Dead beady-eyed whorehouse affirmative action The problem is the $30k property taxes. At least with RE you can justify it bc it’s an “asset.” $30k is Ruinous. Like 20% of OYT’s net worth. (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48896722) |
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Date: May 1st, 2025 3:21 PM Author: Hot dragon location shut the hell up loser (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48896771) |
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Date: May 1st, 2025 3:49 PM Author: Dead beady-eyed whorehouse affirmative action Just stating facts, champ. (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48896852) |
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Date: May 1st, 2025 3:11 PM Author: Milky Hyperactive Dingle Berry I thought you were pretending to live in Florida these days. The only places with 2% property taxes are Illinois, NJ, and Texas. So enjoy New Jersey! (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48896750) |
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Date: May 1st, 2025 4:53 PM Author: twinkling resort foreskin Lol @ living anywhere that charges this outrageous property TTTax raTTTe (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48897056) |
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Date: May 1st, 2025 4:58 PM Author: Tan market Same hypo, but only $5k in taxes. Minimum HHI? (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48897068) |
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Date: May 1st, 2025 5:18 PM Author: floppy umber half-breed 150k (http://www.autoadmit.com/thread.php?thread_id=5719200&forum_id=2:#48897105) |