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POLL: What is your 401(k) balance right now

...
bull headed carmine sanctuary
  06/27/25
A tiny pink 500k
Aromatic transparent messiness
  06/27/25
that's not that bad
bull headed carmine sanctuary
  06/27/25
I guess not but the thought of grinding out another 20 years...
Aromatic transparent messiness
  06/27/25
age?
Anal personal credit line
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
clear useless friendly grandma
  06/27/25
Yep, I’m early 40s lol
Aromatic transparent messiness
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
cordovan rehab hunting ground
  06/27/25
It depend on if that's his primary retirement or if he has ...
talented quadroon
  06/27/25
$130k
motley brilliant giraffe
  06/27/25
that's horrendous
bull headed carmine sanctuary
  06/27/25
i'm in between these two guys
Passionate jet sneaky criminal gaping
  06/27/25
Same, I'm in between two guys
Twinkling roommate mexican
  06/27/25
The sum total of all my retirement and brokerage accounts is...
motley brilliant giraffe
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Anal personal credit line
  06/27/25
My mom says I'm special.
motley brilliant giraffe
  06/27/25
even that's not true
Anal personal credit line
  06/27/25
LOL
Anal personal credit line
  06/27/25
$3.4 million in combined marital plans.
crystalline pozpig
  06/27/25
damn
Passionate jet sneaky criminal gaping
  06/27/25
Age?
clear useless friendly grandma
  06/27/25
Such a waste of capital.
Charismatic Milk Heaven
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
alcoholic domesticated orchestra pit
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Anal personal credit line
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
alcoholic domesticated orchestra pit
  06/27/25
...
Charismatic Milk Heaven
  06/27/25
The max is $70K per year including your own $23,500 contribu...
gold crawly mediation
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Thirsty stage
  06/27/25
.
motley brilliant giraffe
  06/27/25
Something like $800-900k for wife and I.
Brindle zombie-like indirect expression wrinkle
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Charismatic Milk Heaven
  06/27/25
If you work in-house matching makes it a no-brainer.
Brindle zombie-like indirect expression wrinkle
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Charismatic Milk Heaven
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Brindle zombie-like indirect expression wrinkle
  06/27/25
I want my yacht now.
Charismatic Milk Heaven
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Brindle zombie-like indirect expression wrinkle
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Charismatic Milk Heaven
  06/27/25
If that's your perspective then sure, stop contributing into...
Brindle zombie-like indirect expression wrinkle
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
exciting station scourge upon the earth
  06/27/25
Why not put it in a Roth?
bateful tanning salon
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
alcoholic domesticated orchestra pit
  06/27/25
180
Charismatic Milk Heaven
  06/27/25
Did you know you're not required to contribute to a 401K?
alcoholic domesticated orchestra pit
  06/27/25
(guy who is not a biglaw partner)
Charismatic Milk Heaven
  06/27/25
$700k Wife - $600k
Alcoholic pearly hairy legs nursing home
  06/27/25
43yo, $900k
Lascivious public bath deer antler
  06/27/25
Early 40s. ~$2.1mm
Crusty skinny woman
  06/27/25
Late 20s, 250k
bateful tanning salon
  06/27/25
Good job , young gun
drunken cuckold rigor
  06/27/25
lol at these responses
cordovan rehab hunting ground
  06/27/25
go on...
Anal personal credit line
  06/27/25
30000k
sepia market rigpig
  06/27/25
$399,443.16
Nofapping odious national
  06/27/25
Monday is likely to be a big day for you friend
alcoholic domesticated orchestra pit
  06/27/25
🤞🏻
Nofapping odious national
  06/27/25
IDK $150Kish. But I haven't been working long.
Chestnut trip halford
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
razzle-dazzle house
  06/27/25
Same.
mauve swashbuckling piazza water buffalo
  06/27/25
350,000 Kinda sad
primrose vigorous box office
  06/27/25
all stock/bond investments are like 750k.
Flirting double fault
  06/27/25
$386k total. $324k in trad, $62k in Roth
Rough-skinned kitty cat
  06/27/25
Zero
Emerald Aphrodisiac Garrison Idea He Suggested
  06/27/25
Crrrrrrrrrrrrrr
Charismatic Milk Heaven
  06/27/25
For Benzo reasons or RSF reasons?
Crusty skinny woman
  06/27/25
$6 million or so. I checked in January.
mauve swashbuckling piazza water buffalo
  06/27/25
...
alcoholic domesticated orchestra pit
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Canary french chef lay
  06/27/25
$0. I don’t have a 401(k).
galvanic forum
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: bull headed carmine sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Aromatic transparent messiness

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: bull headed carmine sanctuary

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Aromatic transparent messiness

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Anal personal credit line

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: clear useless friendly grandma

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Aromatic transparent messiness

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: cordovan rehab hunting ground

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: talented quadroon

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: motley brilliant giraffe

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: bull headed carmine sanctuary

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Passionate jet sneaky criminal gaping

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Twinkling roommate mexican

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: motley brilliant giraffe

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Anal personal credit line

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: motley brilliant giraffe

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Anal personal credit line

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Anal personal credit line

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: crystalline pozpig

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Passionate jet sneaky criminal gaping

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: clear useless friendly grandma

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Charismatic Milk Heaven

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: alcoholic domesticated orchestra pit

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Anal personal credit line

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: alcoholic domesticated orchestra pit

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Charismatic Milk Heaven



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: gold crawly mediation

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Thirsty stage

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: motley brilliant giraffe

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Brindle zombie-like indirect expression wrinkle

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Charismatic Milk Heaven

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Brindle zombie-like indirect expression wrinkle

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Charismatic Milk Heaven

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Brindle zombie-like indirect expression wrinkle

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Charismatic Milk Heaven

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Brindle zombie-like indirect expression wrinkle

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Charismatic Milk Heaven

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Brindle zombie-like indirect expression wrinkle

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: exciting station scourge upon the earth

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: bateful tanning salon

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: alcoholic domesticated orchestra pit

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Charismatic Milk Heaven

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: alcoholic domesticated orchestra pit

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Charismatic Milk Heaven

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Alcoholic pearly hairy legs nursing home

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Lascivious public bath deer antler

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Crusty skinny woman

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: bateful tanning salon

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: drunken cuckold rigor

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: cordovan rehab hunting ground

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Anal personal credit line

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: sepia market rigpig

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Nofapping odious national

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: alcoholic domesticated orchestra pit

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Nofapping odious national

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Chestnut trip halford

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: razzle-dazzle house

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: mauve swashbuckling piazza water buffalo

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: primrose vigorous box office

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Flirting double fault

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Rough-skinned kitty cat

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Emerald Aphrodisiac Garrison Idea He Suggested

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Charismatic Milk Heaven

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Crusty skinny woman

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: mauve swashbuckling piazza water buffalo

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: alcoholic domesticated orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Canary french chef lay

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: galvanic forum

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055414)