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POLL: What is your 401(k) balance right now

...
Pale startling knife persian
  06/27/25
A tiny pink 500k
pearl water buffalo old irish cottage
  06/27/25
that's not that bad
Pale startling knife persian
  06/27/25
I guess not but the thought of grinding out another 20 years...
pearl water buffalo old irish cottage
  06/27/25
age?
histrionic meetinghouse
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Violent party of the first part
  06/27/25
Yep, I’m early 40s lol
pearl water buffalo old irish cottage
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Peach orchestra pit
  06/27/25
It depend on if that's his primary retirement or if he has ...
claret set pozpig
  06/27/25
$130k
milky toaster theater
  06/27/25
that's horrendous
Pale startling knife persian
  06/27/25
i'm in between these two guys
Very tactful business firm internal respiration
  06/27/25
Same, I'm in between two guys
curious green gay wizard kitchen
  06/27/25
The sum total of all my retirement and brokerage accounts is...
milky toaster theater
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
histrionic meetinghouse
  06/27/25
My mom says I'm special.
milky toaster theater
  06/27/25
even that's not true
histrionic meetinghouse
  06/27/25
LOL
histrionic meetinghouse
  06/27/25
$3.4 million in combined marital plans.
Pungent parlor prole
  06/27/25
damn
Very tactful business firm internal respiration
  06/27/25
Age?
Violent party of the first part
  06/27/25
Such a waste of capital.
Umber pervert
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
excitant coiffed cuckold indirect expression
  06/27/25
this discussion happens every 401k thread. partners in bigl...
histrionic meetinghouse
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
excitant coiffed cuckold indirect expression
  06/27/25
...
Umber pervert
  06/27/25
The max is $70K per year including your own $23,500 contribu...
fighting church corn cake
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
hyperactive bat shit crazy lettuce
  06/27/25
.
milky toaster theater
  06/27/25
Something like $800-900k for wife and I.
Dead range fanboi
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Umber pervert
  06/27/25
If you work in-house matching makes it a no-brainer.
Dead range fanboi
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Umber pervert
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Dead range fanboi
  06/27/25
I want my yacht now.
Umber pervert
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Dead range fanboi
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Umber pervert
  06/27/25
If that's your perspective then sure, stop contributing into...
Dead range fanboi
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Crimson genital piercing
  06/27/25
Why not put it in a Roth?
shimmering tank shitlib
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
excitant coiffed cuckold indirect expression
  06/27/25
180
Umber pervert
  06/27/25
Did you know you're not required to contribute to a 401K?
excitant coiffed cuckold indirect expression
  06/27/25
(guy who is not a biglaw partner)
Umber pervert
  06/27/25
$700k Wife - $600k
Garnet associate forum
  06/27/25
43yo, $900k
Big Affirmative Action Indian Lodge
  06/27/25
Early 40s. ~$2.1mm
Bateful Pisswyrm
  06/27/25
Late 20s, 250k
shimmering tank shitlib
  06/27/25
Good job , young gun
Chestnut brethren hall
  06/27/25
lol at these responses
Peach orchestra pit
  06/27/25
go on...
histrionic meetinghouse
  06/27/25
30000k
Tantric generalized bond bbw
  06/27/25
$399,443.16
Laughsome fuchsia office
  06/27/25
Monday is likely to be a big day for you friend
excitant coiffed cuckold indirect expression
  06/27/25
🤞🏻
Laughsome fuchsia office
  06/27/25
IDK $150Kish. But I haven't been working long.
Exciting harsh jewess juggernaut
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
bistre kink-friendly skinny woman toilet seat
  06/27/25
Same.
Territorial Learning Disabled Space
  06/27/25
350,000 Kinda sad
Slimy cream school cafeteria
  06/27/25
all stock/bond investments are like 750k.
Lilac crackhouse turdskin
  06/27/25
$386k total. $324k in trad, $62k in Roth
odious coldplay fan
  06/27/25
Zero
Anal irradiated institution international law enforcement agency
  06/27/25
Crrrrrrrrrrrrrr
Umber pervert
  06/27/25
For Benzo reasons or RSF reasons?
Bateful Pisswyrm
  06/27/25
$6 million or so. I checked in January.
Territorial Learning Disabled Space
  06/27/25
...
excitant coiffed cuckold indirect expression
  06/27/25
I mean undoubtedly there is a balance but $6 million?
cordovan reading party public bath
  06/27/25
$0. I don’t have a 401(k).
Heady pit
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Pale startling knife persian



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: pearl water buffalo old irish cottage

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Pale startling knife persian

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: pearl water buffalo old irish cottage

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: histrionic meetinghouse

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Violent party of the first part

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: pearl water buffalo old irish cottage

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Peach orchestra pit

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: claret set pozpig

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: milky toaster theater

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Pale startling knife persian

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Very tactful business firm internal respiration

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: curious green gay wizard kitchen

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: milky toaster theater

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: histrionic meetinghouse

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: milky toaster theater

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: histrionic meetinghouse

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: histrionic meetinghouse

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Pungent parlor prole

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Very tactful business firm internal respiration

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Violent party of the first part

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Umber pervert

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: excitant coiffed cuckold indirect expression

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: histrionic meetinghouse

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: excitant coiffed cuckold indirect expression

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Umber pervert



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: fighting church corn cake

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: hyperactive bat shit crazy lettuce

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: milky toaster theater

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Dead range fanboi

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Umber pervert

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Dead range fanboi

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Umber pervert

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Dead range fanboi

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Umber pervert

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Dead range fanboi

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Umber pervert

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Dead range fanboi

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Crimson genital piercing

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: shimmering tank shitlib

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: excitant coiffed cuckold indirect expression

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Umber pervert

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: excitant coiffed cuckold indirect expression

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Umber pervert

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Garnet associate forum

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Big Affirmative Action Indian Lodge

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Bateful Pisswyrm

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: shimmering tank shitlib

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Chestnut brethren hall

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Peach orchestra pit

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: histrionic meetinghouse

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Tantric generalized bond bbw

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Laughsome fuchsia office

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: excitant coiffed cuckold indirect expression

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Laughsome fuchsia office

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Exciting harsh jewess juggernaut

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: bistre kink-friendly skinny woman toilet seat

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Territorial Learning Disabled Space

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Slimy cream school cafeteria

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Lilac crackhouse turdskin

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: odious coldplay fan

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Anal irradiated institution international law enforcement agency

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Umber pervert

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Bateful Pisswyrm

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Territorial Learning Disabled Space

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: excitant coiffed cuckold indirect expression



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: cordovan reading party public bath

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Heady pit

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2:#49055414)