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JEPQ the only real investment
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Date: July 25th, 2025 8:28 PM Author: galvanic ticket booth private investor Seems best stock for 401k since that's tax free dividend. And if we are in a bubble it doesn't drop as much as regular index. (http://www.autoadmit.com/thread.php?thread_id=5754662&forum_id=2:#49131683) |
Date: July 25th, 2025 8:49 PM Author: galvanic ticket booth private investor (http://www.autoadmit.com/thread.php?thread_id=5754662&forum_id=2:#49131705) |
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Date: July 25th, 2025 8:54 PM Author: Ungodly Hairraiser Brunch i have 100k of it and note since downturn it doesnt seem to have recovered as much as it shld have, but i havent checked recently, im still down 3.33% even though QQQ is at ATH though im not factoring in JEPQ dividends
JEPI seems a lot mroe safe
i wld never go all in on one, wld distribute it between JEPI JEPQ maybe that other one QYLD? and value ETF and then still have some QQQ and SPY or VTI |
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Date: July 25th, 2025 8:57 PM Author: galvanic ticket booth private investor I mean if market is in a bubble and it crashes it will crash less than nasdaq or especially tqqq. So can collect your 10% rental income and if there is a crash just sell and buy tqqq. (http://www.autoadmit.com/thread.php?thread_id=5754662&forum_id=2:#49131716) |
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Date: July 25th, 2025 8:59 PM Author: Ungodly Hairraiser Brunch sure nigga but im pretty sure it still lost 2/3rds of QQQ in trumps tariff debacle, JEPI is a lot safer (http://www.autoadmit.com/thread.php?thread_id=5754662&forum_id=2:#49131717) |
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Date: July 25th, 2025 9:01 PM Author: dun fluffy theater stage corn cake If we’re talking your 401(k) you shouldn’t care about swings or dividends and just focus on growth (or preservation if you’re getting old).
Seems like JEPQ would be better for a regular investment account for someone in TT’s situation where you’re not working so you can use the dividends for living expenses. |
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Date: July 25th, 2025 9:18 PM Author: Ungodly Hairraiser Brunch yea nigga, i only have 100k in JEPQ and 50k in JEPI and if this spreadsheet is correct ive already made 9894 in dividends this year just from those two (out of 13906 total) so thats pretty furking epic. if i get to 1.4m and put half in jepi and jepq im minting money nigga, it will be tax prob but furk jews
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Date: July 25th, 2025 9:43 PM Author: galvanic ticket booth private investor In regular investment account I pay 40% dividend on jepq, so makes more sense to just buy qqq unless you are certain it will crash. In regular account i would only compare jepq against sgov. But in 401k I don't get any tax disadvantage... (http://www.autoadmit.com/thread.php?thread_id=5754662&forum_id=2:#49131790) |
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Date: July 27th, 2025 4:04 PM Author: galvanic ticket booth private investor If you save up 5mil you can essentially live off passive income 500k, the only problem you would be paying full income tax.. that's why people invest in underlying index instead. But seems as you approach that #, it makes it very stupid to continue working since every cent is taxed at 50% (http://www.autoadmit.com/thread.php?thread_id=5754662&forum_id=2:#49135293) |
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Date: July 27th, 2025 4:05 PM Author: green vigorous theatre Oh noes the taxes! Just sit on the sidelines instead! (http://www.autoadmit.com/thread.php?thread_id=5754662&forum_id=2:#49135301) |
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Date: July 27th, 2025 4:07 PM Author: galvanic ticket booth private investor It does seem like a better investment than sgov. And seems any "safe" dividend stocks like mcd or pepsi just don't have the growth to ever make 10% (http://www.autoadmit.com/thread.php?thread_id=5754662&forum_id=2:#49135308) |
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Date: July 27th, 2025 4:06 PM Author: Ungodly Hairraiser Brunch its completely insane that ppl have to make investment decisions based on tax issues, its furking god dman bullshit even if im not working not making any wage income i have to base investment decisions off of this shit tax crap, there shld be no tax on investments, u already paid tax earning the money (http://www.autoadmit.com/thread.php?thread_id=5754662&forum_id=2:#49135305) |
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Date: July 27th, 2025 4:08 PM Author: galvanic ticket booth private investor Well no such issue in my solo 401k account and once I switch jobs that will be up to 300k. (http://www.autoadmit.com/thread.php?thread_id=5754662&forum_id=2:#49135313) |
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Date: July 27th, 2025 4:15 PM Author: galvanic ticket booth private investor How many years do I need to wagecuck if I make $1mln before tax now and have $1mln cash? If I'm paying 40%+ tax might as well be living in Budva on a beach off jepq.. (http://www.autoadmit.com/thread.php?thread_id=5754662&forum_id=2:#49135322) |
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Date: July 27th, 2025 4:24 PM Author: galvanic ticket booth private investor I am working 14hr shift and yesterday and tonight... this may be unhealthy... if I work as few as 90 nightshifts per year I could create illusion that I'm semiretired. I think at 60nights/yr it really would be parttime, bit wouldn't accumulate much wealth.. but I am now switching into 190day shifts and there is no illusion that I'm far from retirement.. I know so many people who actually do have the money but keep wagecucking.. (http://www.autoadmit.com/thread.php?thread_id=5754662&forum_id=2:#49135337) |