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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Fishy giraffe principal's office
  12/14/25
Congrats on paying off ur absolute lowest cost liability
charismatic bearded school cafeteria selfie
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Fishy giraffe principal's office
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
swashbuckling library
  12/15/25
u sound mad
Heady mint international law enforcement agency nowag
  12/14/25
go to grad school
Excitant house
  12/14/25
...
Naked market
  12/14/25
Post bacc MD cr?
Fishy giraffe principal's office
  12/15/25
yeah you gotta be careful though. some are better than other...
Excitant house
  12/15/25
time for you to pay off mine
vibrant jew
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Abusive poppy institution
  12/15/25
...
Heady mint international law enforcement agency nowag
  12/15/25
...
smoky alcoholic property
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Excitant house
  12/15/25
I have zero debt, I love my freedom.
Abusive poppy institution
  12/15/25
...
bull headed point
  12/15/25
you won this gen
Copper vivacious temple
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
white up-to-no-good nursing home faggot firefighter
  12/15/25
current weight?
erotic racy mad-dog skullcap
  12/15/25
372 or so. It's been a rough holiday season.
white up-to-no-good nursing home faggot firefighter
  12/15/25
what are some things that have happened to you that forced y...
Massive national main people
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
white up-to-no-good nursing home faggot firefighter
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Olive Diverse Stage
  12/15/25
how much was the original loan balance and how much (((inter...
Olive Diverse Stage
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Fishy giraffe principal's office
  12/15/25
I want to stab you
Cordovan Aromatic Crackhouse Incel
  12/15/25
Being echo gen x has its privileges
Fishy giraffe principal's office
  12/15/25
hookers and blow? pretty much whatever you want
Crawly cuck
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Avocado rehab
  12/15/25
Where the fuck did you get 2.75% interest student loans?
sexy tripping philosopher-king
  12/15/25
Around 2007 and 2008, there were some great rates.
Exciting chocolate tattoo hospital
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Fishy giraffe principal's office
  12/15/25
Undergrad?
Exciting chocolate tattoo hospital
  12/16/25
...
Abusive poppy institution
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Exciting chocolate tattoo hospital
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
sexy tripping philosopher-king
  12/15/25
two girls, same time
Appetizing orchid theater
  12/15/25
borrow more money from jews asap
Nudist vermilion ratface
  12/15/25
Uncle Sam is a goy, shitlib
Fishy giraffe principal's office
  12/15/25
who benefits? COHEN BENEFITS!
Nudist vermilion ratface
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Fishy giraffe principal's office

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: charismatic bearded school cafeteria selfie

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Fishy giraffe principal's office

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: swashbuckling library

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Heady mint international law enforcement agency nowag

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Excitant house

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Naked market



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Fishy giraffe principal's office

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Excitant house

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: vibrant jew

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Abusive poppy institution

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Heady mint international law enforcement agency nowag



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: smoky alcoholic property



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Excitant house

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Abusive poppy institution

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: bull headed point



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Copper vivacious temple

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: white up-to-no-good nursing home faggot firefighter

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: erotic racy mad-dog skullcap

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: white up-to-no-good nursing home faggot firefighter

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Massive national main people

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: white up-to-no-good nursing home faggot firefighter

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Olive Diverse Stage

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Olive Diverse Stage

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Fishy giraffe principal's office

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Cordovan Aromatic Crackhouse Incel

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Fishy giraffe principal's office

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Crawly cuck

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Avocado rehab

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: sexy tripping philosopher-king

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Exciting chocolate tattoo hospital

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Fishy giraffe principal's office

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Exciting chocolate tattoo hospital

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Abusive poppy institution



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Exciting chocolate tattoo hospital

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: sexy tripping philosopher-king

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Appetizing orchid theater

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Nudist vermilion ratface

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Fishy giraffe principal's office

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Nudist vermilion ratface

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Ã#49512587)